Marqeta, Inc.

Marqeta, Inc.

MQยทNASDAQ

$3.87

-11%
TechnologySoftware - Infrastructure

Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services to developers, technical product managers, and visionary entrepreneurs. It offers its solutions in various verticals, including commerce disruptors, digital banks, tech giants, and financial institutions. As of December 31, 2021, the company had approximately 200 customers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

At a Glance

Live Snapshot
Market Cap$1.64B
EPS-0.0300
P/E Ratio-129.00
Earnings Date08/05/2026
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Marqeta, Inc. Street Expectations Map

MQ ยท NASDAQ

Wall Street analysts project that MQ stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 4.75, with estimates ranging from a low of 4.50 to a high of 5.00.

Lowest Target
4.50
16.28%
Consensus Target
4.75
22.74%
Highest Target
5.00
29.20%

The consensus 1-year price target stands at 4.75, with estimates ranging from a low of 4.50 to a high of 5.00.

Analyst Consensus Analysis

Upside Potential

+22.7%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

10.5% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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Marqeta, Inc. Forward Estimates of Revenue

MQ ยท NASDAQ
Latest Revenue
624.88M
FY 2025
Avg Estimate
732.93M
FY 2026
Estimate Range
719.55M - 757.09M
Analyst Spread

Forward Growth Analysis

Projected Growth+17.3%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage10 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

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Marqeta, Inc. Forward Estimates of Net Income

MQ ยท NASDAQ
Latest Net Income
-13.93M
FY 2025
Avg Estimate
10.79M
FY 2026
Estimate Range
3.80M - 17.11M
Analyst Spread

Forward Growth Analysis

Projected Growth+177.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage10 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread123%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

High forecast uncertainty: Wide estimate range indicates analysts struggling to predict outcomesโ€”suggests elevated risk and potential volatility.

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Marqeta, Inc. Forward Estimates of EPS

MQ ยท NASDAQ
Latest EPS
-0.03
FY 2025
Avg Estimate
$0.02
FY 2026
Estimate Range
$0.01 - $0.03
Analyst Spread

Forward Growth Analysis

Projected Growth+161.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread140%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

High forecast uncertainty: Wide estimate range indicates analysts struggling to predict outcomesโ€”suggests elevated risk and potential volatility.

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Marqeta, Inc. Forward Estimates of EBIT

MQ ยท NASDAQ
Latest EBIT
-13.33M
FY 2025
Avg Estimate
-179.23M
FY 2026
Estimate Range
-185.14M - -175.96M
Analyst Spread

Forward Growth Analysis

Projected Growth-1244.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage10 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Marqeta, Inc. Forward Estimates of EBITDA

MQ ยท NASDAQ
Latest EBITDA
13.83M
FY 2025
Avg Estimate
-168.33M
FY 2026
Estimate Range
-173.88M - -165.26M
Analyst Spread

Forward Growth Analysis

Projected Growth-1316.8%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage10 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Marqeta, Inc. Forward Estimates of SG&A Expense

MQ ยท NASDAQ
Latest SG&A Expense
98.84M
FY 2025
Avg Estimate
453.07M
FY 2026
Estimate Range
444.80M - 468.00M
Analyst Spread

Forward Growth Analysis

Projected Growth+358.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage10 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Marqeta, Inc. Insider Positioning

MQ ยท NASDAQ

During the last 12 months, insiders have purchased $100K and sold $17.79M worth of MQ shares, resulting in $17.69M of net selling activity.

3 Months

Bought

0

0.00

Sold

50.4K

213.62K

Net Activity

-214K

-$214K

3-6 Months

Bought

25.6K

100.38K

Sold

283.6K

1.40M

Net Activity

-1.3M

-$1.30M

6-9 Months

Bought

0

0.00

Sold

55.6K

322.05K

Net Activity

-322K

-$322K

9-12 Months

Bought

0

0.00

Sold

2.4M

15.85M

Net Activity

-15.8M

-$15.85M

Top Buyers

1
LJC

Linville Judson C

Director

25.6K sharesโ€ข1 transactions

$100K

Top Sellers

1
GJM

Gardner Jason M.

Director, 10 Percent Owner:

2.5M sharesโ€ข6 transactions

$16.38M

2
PT

Pollak Todd

Officer: Chief Revenue Officer

116.5K sharesโ€ข1 transactions

$721K

3
SC

Sumner Crystal

Officer: See Remarks

85.9K sharesโ€ข9 transactions

$449K

4
CM

Cummings Martha

Director

27.0K sharesโ€ข6 transactions

$121K

5
PE

Paul Elaine

Director

17.5K sharesโ€ข1 transactions

$78K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $17.69M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.01:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$214K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.