MGYR - NASDAQ
Magyar Bancorp, Inc.
$17.15
+0.058%Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company also provides residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. The company has seven branch offices located in New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, New Jersey. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.
At a Glance
Live SnapshotMagyar Bancorp, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
Magyar Bancorp, Inc. Cash Flow Statement
MGYR • NASDAQ
| Magyar Bancorp, Inc. Cash Flow Statement | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | Sep 2008 | Sep 2007 | Sep 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
9.8M | 7.8M | 7.7M | 7.9M | 6.1M | 2.2M | 3M | 2M | 1.4M | 1.1M | 897K | 574K | 262K | 509K | -249K | 3.9M | -6.1M | -2.9M | 716K | 5K | |
937K | 890K | 840K | 839K | 835K | 854K | 871K | 861K | 816K | 778K | 845K | 919K | 927K | 935K | 974K | 1.1M | 1.1M | 1M | 1.3M | 1.2M | |
-348K | 33K | -615K | 152K | -178K | -880K | -292K | 710K | 997K | 605K | 403K | 170K | 83K | 101K | 37K | -3.5M | 0.0 | 0.0 | -185K | -477K | |
808K | 801K | 786K | 185K | 107K | 126K | 149K | 157K | 154K | 125K | 123K | 116K | 87K | 229K | 403K | 352K | 465K | 0.0 | 0.0 | 0.0 | |
-518K | -1.6M | 139K | 55K | 1.6M | 1.7M | 507K | 965K | 1.5M | 4.6M | 10.3M | 5.4M | 6.6M | 10M | 14.6M | 9.9M | 12.4M | 5M | 958K | 2.3M | |
(5.6M) | (2.9M) | (3.3M) | (3.1M) | (2.8M) | (2.3M) | (1.1M) | (1.1M) | (36K) | (4K) | (14K) | (9K) | (54K) | (8K) | (8K) | (4K) | (52K) | (0.0) | (0.0) | (0.0) | |
-250K | -1.5M | -375K | 2.1M | 782K | -3.2M | 1.6M | -101K | -1.3M | 1.3M | -113K | -1.6M | 3M | 1.1M | 286K | -4.4M | 8K | 7.3M | -1.1M | 7M | |
10.4M | 6.3M | 8.5M | 11.2M | 9.3M | 814K | 5.8M | 4.6M | 3.6M | 8.5M | 12.5M | 5.6M | 10.9M | 12.8M | 16M | 7.6M | 7.9M | 10.4M | 1.7M | 10M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-574K | -812K | -309K | -387K | -420K | -147K | -53K | -284K | -299K | -184K | -83K | -138K | -266K | -314K | -1.4M | -657K | -428K | -358K | -1.8M | -3.2M | |
-11.3M | -12.5M | -6.6M | -41.1M | -49.5M | -19.8M | -4.7M | -4.9M | -13.4M | -17M | -9.7M | -8.5M | -30.9M | -27.4M | -45M | -3.5M | -74M | -39.1M | -13.8M | -8M | |
18.7M | 13.8M | 11.3M | 8.9M | 23.4M | 21M | 15.5M | 11.4M | 8M | 17.4M | 12M | 15.6M | 19.6M | 39.9M | 33.8M | 21.2M | 61.7M | 23.5M | 11M | 20.5M | |
-71.1M | -90.8M | -70.5M | -37.1M | 18.3M | -81M | -11.1M | -36.7M | -16M | -36.2M | -26M | -13.7M | -19.3M | -12.9M | 4.8M | 18.2M | -47.3M | -37.1M | -36.4M | -88M | |
-64.3M | -90.3M | -66.1M | -69.7M | -8.2M | -80M | -405K | -30.5M | -21.8M | -36M | -23.7M | -6.8M | -30.8M | -658K | -7.7M | (35.2M) | -60.1M | -53.1M | -41M | -78.8M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-844K | -2.4M | -1.2M | -4.6M | 37.4M | -90K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -45K | 0.0 | 0.0 | -62K | -633K | -1.7M | 22.5M | |
20.5M | -947K | 13.9M | -7.7M | -44.1M | 31.2M | 665K | 3.6M | -4.1M | 4.4M | 6.1M | -1.6M | -9.4M | 1.6M | -11.4M | -9.4M | -17.8M | 37.9M | -3M | 1.6M | |
-1.8M | -1.7M | -1.3M | -1.4M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-844K | -2.4M | -1.2M | -4.6M | (0.0) | -90K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -45K | (0.0) | (0.0) | -62K | (0.0) | (0.0) | (0.0) | |
17.5M | 42M | 87.8M | 28M | 19M | 88.3M | 52K | 15.3M | 22.8M | 26.7M | 13M | -4.7M | 37.1M | -18.7M | -3M | -20.3M | 72.9M | 5.2M | 43.3M | 47.5M | |
35.4M | 37M | 99.2M | 14.3M | 12.4M | 119.4M | 717K | 18.9M | 18.7M | 31.2M | 19.1M | -6.3M | 27.7M | -17.2M | -14.4M | -29.6M | 55M | 42.5M | 38.5M | 71.6M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-18.5M | -46.9M | 41.6M | -44.3M | 13.5M | 40.3M | 6.1M | -7M | 528K | 3.7M | 7.9M | -7.5M | 7.7M | -5M | -6.1M | 13.2M | 2.9M | -220K | -784K | 2.8M | |
25.6M | 72.5M | 30.9M | 75.2M | 61.7M | 21.5M | 15.4M | 22.3M | 21.8M | 18.1M | 10.3M | 17.8M | 10M | 15M | 21.1M | 7.9M | 5M | 5.2M | 6M | 3.2M | |
7.1M | 25.6M | 72.5M | 30.9M | 75.2M | 61.7M | 21.5M | 15.4M | 22.3M | 21.8M | 18.1M | 10.3M | 17.8M | 10M | 15M | 21.1M | 7.9M | 5M | 5.2M | 6M | |
9.8M | 5.5M | 8.2M | 10.8M | 8.8M | 667K | 5.7M | 4.3M | 3.3M | 8.3M | 12.4M | 5.4M | 10.6M | 12.5M | 14.6M | 6.9M | 7.5M | 10M | -96K | 6.8M |
SEC Filings
MGYR - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 13, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | February 13, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 12, 2026 | February 11, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 11, 2026 | February 11, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | December 30, 2025 | February 11, 2026 | 2026 | |
10-K 10-K 2025 FY FY | December 19, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 30, 2025 | October 30, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 13, 2025 | June 30, 2025 | 2025 |
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