LPRO - NASDAQ

Open Lending Corporation

LPRO·NASDAQ

$2.18

-12%

Financial ServicesFinancial - Credit Services

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$257.71M

EPS-0.0357

P/E Ratio-61.06

Earnings Date08/05/2026

lpro

Net Debt Issuance

Last Annual Value

-55.50M

3-Year CAGR

-243%

5-Year CAGR

-6%

10-Year CAGR

-38%

Adjust for Inflation

Open Lending Corporation Competitors Analysis of Net Debt Issuance

LPRO · NASDAQ

Company	Net Debt Issuance	CAGR 3Y	CAGR 5Y	CAGR 10Y
Open Lending Corporation NASDAQ:LPRO	-55.50M	N/A	N/A	N/A
James River Group Holdings, Ltd. NASDAQ:JRVR	23.82M	N/A	N/A	N/A
Medallion Financial Corp. NASDAQ:MFIN	24.50M	-55.9%	-32.8%	N/A
Drugs Made In America Acquisition Corp. Ordinary Shares NASDAQ:DMAA	-900.00K	N/A	N/A	N/A
First United Corporation NASDAQ:FUNC	-72.75M	N/A	N/A	N/A
TON Strategy Co. NASDAQ:TONX	-118.00K	N/A	N/A	N/A
Finance Of America Companies Inc. NYSE:FOA	-407.38M	N/A	N/A	N/A
CPI Card Group Inc. NASDAQ:PMTS	-4.24M	N/A	N/A	N/A
Roman DBDR Acquisition Corp. II NASDAQ:DRDB	200.00K	N/A	N/A	N/A
Oportun Financial Corporation NASDAQ:OPRT	-55.72M	N/A	N/A	N/A
Consumer Portfolio Services, Inc. NASDAQ:CPSS	339.89M	52.5%	N/A	2.6%

Open Lending Corporation Fair Value Envelope

LPRO · NASDAQ

Our analysis suggests that LPRO has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $2.18, this represents a potential HIDDEN relative to our calculated worth for Open Lending Corporation.

HIDDEN

Intrinsic Value

Current Price: $2.18

Related Guides

Blog Categories

Continue your LPRO research with focused valuation guides.

Fundamentals

Decode statement quality and operating durability.

Accounting

Interpret line items with cleaner analytical framing.

Forecasting

Translate historical performance into forward scenarios.

Reference

Use practical frameworks for statement-led valuation.

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.