LINKBANCORP, Inc.

LINKBANCORP, Inc.

LNKBยทNASDAQ

$8.69

+0.0000%
Financial ServicesBanks - Regional

LINKBANCORP, Inc. operates as a bank holding company for The Gratz Bank, a full-service state chartered commercial bank in Pennsylvania. The company's deposit products include checking accounts, saving accounts, money market accounts, and certificates of deposits. The company's loan portfolio comprises small business, real estate, agricultural, home equity, consumer lending, commercial, municipal, term, lines of credit, auto, and home mortgage and construction loans. It also provides debit cards, mobile banking, card valet app, e-statements, ATMs, online banking and bill pay, and other services. The company operates through a main office located in Gratz, Pennsylvania, as well as bank offices located in Camp Hill, Gratz, Valley View, Harrisburg, Herndon, Lancaster, Pottsville, Trevorton, West Chester, and Minersville. Pennsylvania. LINKBANCORP, Inc. was incorporated in 2018 and is based in Camp Hill, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$325.59M
EPS0.9000
P/E Ratio9.19
Earnings Date05/04/2026
LINKBANCORP, Inc.

LINKBANCORP, Inc. Fair Value Envelope

LNKB ยท NASDAQ

Our analysis suggests that LNKB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $8.69, this represents a potential HIDDEN relative to our calculated worth for LINKBANCORP, Inc..

Intrinsic Value
Current Price: $8.69

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$557.4M
+ Cash & Equivalents$15.5M
Firm Value$572.8M
- Debt$130.6M
Equity Value$442.3M
/ Shares Outstanding37,449,323B
DCF Value$12
UNDERVALUED BY 36%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$26.7M
$28.1M
$29.7M
$31.3M
$33.1M
$34.9M
$36.8M
$38.9M
$41.0M
$43.3M
Maintenance CapEx
-$308.4K
-$325.4K
-$343.4K
-$362.4K
-$382.5K
-$403.6K
-$426.0K
-$449.5K
-$474.4K
-$500.7K
Owner Earnings
$26.4M
$27.8M
$29.4M
$31.0M
$32.7M
$34.5M
$36.4M
$38.4M
$40.5M
$42.8M
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$24.4M
$23.8M
$23.3M
$22.8M
$22.2M
$21.7M
$21.2M
$20.8M
$20.3M
$19.8M
Terminal Value represents 60.5% of Enterprise Value