LKFN - NASDAQ
Lakeland Financial Corporation
$58.41
-2.8%Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, agri-business and agricultural, consumer 1-4 family mortgage, and other consumer loans. The company also offers retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and on-line treasury management services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. As of December 31, 2021, the company operated 51 offices in fifteen counties, including 45 offices in northern Indiana and six offices in central Indiana. Lakeland Financial Corporation was founded in 1872 and is headquartered in Warsaw, Indiana.
At a Glance
Live SnapshotLakeland Financial Corporation Management Team
Mr. David M. Findlay
Chairman & Chief Executive Officer
Compensation
$1,103,546
Mr. Brok A. Lahrman
Chief Accounting Officer & Senior Vice President of Finance
Mr. Eric H. Ottinger
Executive Vice President & Chief Commercial Banking Officer
Compensation
$547,591
Ms. Lisa M. O'Neill CPA
Executive Vice President & Chief Financial Officer
Compensation
$496,201
Ms. Stephanie R. Leniski
Executive Vice President & Chief Retail Banking Officer
Ms. Kristin L. Pruitt J.D.
President & Director
Compensation
$664,904
Mr. Donald J. Robinson-Gay
Senior Vice President & Chief Credit Officer
Ms. Kyra E. Clark
Senior Vice President & Chief Human Resource Officer
Kirtus D. Murray
Senior Vice President of Consumer & Home Loans and Retail Lending Manager
Mr. Rickard James Donovan
Senior Vice President, General Counsel & Secretary
Compensation
$336,264
Lakeland Financial Corporation Insider Positioning
During the last 12 months, insiders have purchased $1.44M and sold $1.71M worth of LKFN shares, resulting in $267K of net selling activity.
3 Months
15.0K
839.56K
9.3K
570.24K
+269K
+$269K
3-6 Months
10.0K
579.50K
13.5K
818.19K
-239K
-$239K
6-9 Months
296
20.06K
0
0.00
+20K
+$20K
9-12 Months
0
0.00
4.7K
317.56K
-318K
-$318K
Top Buyers
Welch M Scott
Director
$1.42M
Bartels Robert E Jr
Director
$20K
Top Sellers
Toothaker Bradley J
Director
$689K
Ottinger Eric H
Officer: Executive Vice President
$442K
Findlay David M
Officer: Ceo
$189K
O'Neill Lisa M
Officer: Evp & Cfo
$183K
Leniski Stephanie R
Officer: Executive Vice President
$104K
Insider Activity Analysis
Net Insider Sentiment
Slightly bearish with $267K net selling. Selling modestly exceeds buying, which could be routine diversification rather than concern.
Buy/Sell Ratio
Moderately negative ratio. Selling is roughly double the buying, which may be routine or signal caution.
Recent Trend (3 Months)
Positive recent trend with net buying activity. Insiders have been accumulating shares in recent months.
Insider Participation
5 insider sellers vs. 2 buyers. Widespread selling across multiple insiders may signal concerns.
Insider Activity Insight
Balanced insider activity: Roughly equal buying and selling suggests normal portfolio management rather than strong directional signals. Look to other metrics for clearer investment insights.
SEC Filings
LKFN - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | March 05, 2026 | February 24, 2026 | 2026 | |
DEF 14A DEF 14A 2024 N/A | February 27, 2025 | December 31, 2024 | 2024 | |
DEF 14A DEF 14A 2023 N/A | February 29, 2024 | December 31, 2023 | 2023 | |
DEF 14A DEF 14A N/A | March 02, 2023 | March 02, 2023 | ||
DEF 14A DEF 14A 2021 N/A | March 03, 2022 | December 31, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | March 04, 2021 | December 31, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | March 05, 2020 | December 31, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | February 28, 2019 | December 31, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | March 01, 2018 | December 31, 2017 | 2017 | |
DEF 14A DEF 14A 2016 N/A | March 01, 2017 | December 31, 2016 | 2016 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.