Landmark Bancorp, Inc.

Landmark Bancorp, Inc.

LARKยทNASDAQ

$28.25

+0.18%
Financial ServicesBanks - Regional

Landmark Bancorp, Inc. operates as the financial holding company for Landmark National Bank that provides various financial and banking services to its local communities. It offers non-interest bearing demand, money market, checking, and savings accounts, as well as certificates of deposit. The company also one-to-four family residential real estate, construction and land, commercial real estate, commercial, paycheck protection program, municipal, and agriculture loans; and consumer and other loans, including automobile, boat, and home improvement and home equity loans, as well as insurance, and mobile and online banking services. In addition, the company invests in certain investment and mortgage-related securities. It has 30 branch offices in 24 communities across the state of Kansas. The company was founded in 1885 and is headquartered in Manhattan, Kansas.

At a Glance

Live Snapshot
Market Cap$172.26M
EPS3.0900
P/E Ratio9.14
Earnings Date07/23/2026
Landmark Bancorp, Inc.

Landmark Bancorp, Inc. Fair Value Envelope

LARK ยท NASDAQ

Our analysis suggests that LARK has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $28.25, this represents a potential HIDDEN relative to our calculated worth for Landmark Bancorp, Inc..

Intrinsic Value
Current Price: $28.25

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

$
%
$
%
$
$

Projection Settings

Forecast period and terminal assumptions

%
%

DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$57.1B
+ Cash & Equivalents$21.0M
Firm Value$57.1B
- Debt$33.7M
Equity Value$57.1B
/ Shares Outstanding5,776,307B
DCF Value$9.9K
UNDERVALUED BY 34887%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$38.2M
$67.4M
$118.9M
$209.8M
$370.3M
$653.5M
$1.2B
$2.0B
$3.6B
$6.3B
Maintenance CapEx
-$213.5K
-$376.8K
-$665.0K
-$1.2M
-$2.1M
-$3.7M
-$6.5M
-$11.4M
-$20.1M
-$35.5M
Owner Earnings
$38.0M
$67.0M
$118.2M
$208.7M
$368.2M
$649.9M
$1.1B
$2.0B
$3.6B
$6.3B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$35.2M
$57.4M
$93.9M
$153.4M
$250.6M
$409.5M
$669.2M
$1.1B
$1.8B
$2.9B
Terminal Value represents 86.9% of Enterprise Value