Navient Corporation SR NT 6% 121543

Navient Corporation SR NT 6% 121543

JSMยทNASDAQ

$18.31

-0.18%
Financial ServicesFinancial - Credit Services

Navient Corp. engages in the provision of asset management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. It operates through the following segments: Federal Education Loans, Consumer Lending, Business Processing and Other. The Federal Education Loans segment owns FFELP Loans and performs servicing and asset recovery services on FFELP Loan portfolio. The Consumer Lending segment owns, originates, acquires and services high-quality private education loans. The Business Processing segment engages in the provision of government and healthcare services. The Other segment consists of corporate liquidity portfolio, gains and losses incurred on the repurchase of debt, unallocated expenses of shared services and restructuring/other reorganization expenses. The company was founded in 1973 and is headquartered in Herndon, VA.

At a Glance

Live Snapshot
Market Cap$5.02B
EPS-0.8200
P/E Ratio-22.33
Earnings Date04/28/2026
3Y+87.0%
5Y-6.0%
10Y-25.0%
3Y-112.0%
5Y-119.0%
10Y-112.0%
3Y+45.0%
5Y-55.0%
10Y-67.0%
Navient Corporation SR NT 6% 121543

Navient Corporation SR NT 6% 121543 Profit Bridge

JSM ยท NASDAQ
Revenue3.11B
Cost of Goods Sold (149.00M)
Gross Profit2.96B
Operating Expenses (421.00M)
Operating Income2.54B
Interest Expense (2.59B)
Other Income/Expense-2.65B
Pretax Income-111.00M
Income Tax (-31.00M)
Net Income-80.00M
Net Income
-80.00M

Profitability Analysis

Gross Margin

95.2%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

81.7%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

-2.6%

Net losses indicate the company is burning cash. Sustainability depends on path to profitability.

Profitability Insight

Interest or tax burden: Strong operational performance but thin net margins indicate high interest expenses or unfavorable tax position eating into profits.

Navient Corporation SR NT 6% 121543 Income Statement

JSM โ€ข NASDAQ

Navient Corporation SR NT 6% 121543 Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
REVENUE
3.1B
3.8B
1.2B
1.7B
2.3B
3.3B
4.7B
4.9B
4.4B
4.1B
4.3B
4.7B
3.4B
2.4B
GROSS PROFIT
(149M)
(316M)
(800M)
(444M)
(1.2B)
(964M)
(984M)
(984M)
(966M)
(951M)
(918M)
(987M)
(0.0)
(0.0)
3B
3.5B
356M
1.7B
1.4B
2.3B
3.7B
3.9B
3.4B
3.2B
3.4B
3.7B
3.4B
2.4B
OPERATING INCOME
(421M)
(680M)
(401M)
(444M)
(569M)
(964M)
(984M)
(984M)
(966M)
(951M)
(918M)
(987M)
(1.3B)
(989M)
(0.0)
(0.0)
(401M)
(444M)
(569M)
(497M)
(488M)
(507M)
(519M)
(500M)
(467M)
(479M)
(504M)
(457M)
2.5B
2.8B
755M
1.2B
1.7B
1.4B
2.7B
2.9B
292M
681M
996M
1.1B
2.4B
1.4B
PRE-TAX INCOME
(2.6B)
(3.3B)
(3.6B)
(2.1B)
(1.3B)
(2B)
(3.5B)
(3.7B)
(3B)
(2.4B)
(2.1B)
(2.1B)
(0.0)
(0.0)
-2.6B
-3.3B
-3.6B
1.1B
-1.3B
-2B
-3.5B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
(421M)
(680M)
(0.0)
(0.0)
(0.0)
(467M)
(496M)
(984M)
(966M)
(951M)
(918M)
(987M)
(0.0)
(0.0)
-2.6B
-2.6B
-442M
-387M
-767M
-838M
-1.9B
-2.4B
472M
427M
584M
669M
-272M
0.0
-111M
174M
313M
827M
936M
532M
763M
528M
764M
1.1B
1.6B
1.8B
2.1B
1.4B
NET INCOME
-31M
(43M)
(85M)
(182M)
(219M)
(120M)
(166M)
(133M)
(472M)
(427M)
(597M)
(681M)
(776M)
(498M)
-80M
131M
228M
645M
717M
412M
597M
395M
292M
681M
983M
1.1B
1.3B
921M

SEC Filings

JSM - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 29, 2026
May 26, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 29, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 08, 2026
April 02, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 08, 2026
January 06, 2026
2026
8-K

8-K 2025

N/A

November 19, 2025
November 19, 2025
2025
8-K

8-K 2025

N/A

October 29, 2025
October 29, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 29, 2025
September 30, 2025
2025
10-Q

10-Q 2025 Q2

Q2

July 30, 2025
June 30, 2025
2025
Showing 1 to 10 of 254 filings