$20.76
-1.9%John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services. The company accepts checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. It offers commercial, construction and development, commercial term, mortgage, commercial real estate, industrial other commercial lines of credit; debit and credit cards; and treasury and cash management, investment, business and personal insurance, remote deposit capture, deposit sweep and online and mobile banking services. The company serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. It operates eight full-service branches in Alexandria, Reston, Arlington, Washington, Loudoun, Prince William, Rockville, and Tysons, as well as a loan production office in Arlington, Virginia. The company was founded in 2005 and is headquartered in Reston, Virginia.
Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation
Base year metrics used for projections
Forecast period and terminal assumptions
Calculation flow from present value to intrinsic value per share
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $29.7M | $38.9M | $51.1M | $67.2M | $88.2M | $115.8M | $152.1M | $199.7M | $262.3M | $344.4M |
| Maintenance CapEx | -$145.5K | -$191.1K | -$250.9K | -$329.5K | -$432.7K | -$568.2K | -$746.1K | -$979.8K | -$1.3M | -$1.7M |
| Owner Earnings | $29.5M | $38.8M | $50.9M | $66.8M | $87.8M | $115.2M | $151.3M | $198.7M | $261.0M | $342.7M |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $27.3M | $33.2M | $40.4M | $49.1M | $59.7M | $72.6M | $88.3M | $107.4M | $130.6M | $158.7M |
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