John Marshall Bancorp, Inc.

John Marshall Bancorp, Inc.

JMSBยทNASDAQ

$21.16

-1.9%
Financial ServicesBanks - Regional

John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services. The company accepts checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. It offers commercial, construction and development, commercial term, mortgage, commercial real estate, industrial other commercial lines of credit; debit and credit cards; and treasury and cash management, investment, business and personal insurance, remote deposit capture, deposit sweep and online and mobile banking services. The company serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. It operates eight full-service branches in Alexandria, Reston, Arlington, Washington, Loudoun, Prince William, Rockville, and Tysons, as well as a loan production office in Arlington, Virginia. The company was founded in 2005 and is headquartered in Reston, Virginia.

At a Glance

Live Snapshot
Market Cap$298.61M
EPS1.5000
P/E Ratio13.36
Earnings Date07/22/2026
John Marshall Bancorp, Inc.

John Marshall Bancorp, Inc. Fair Value Envelope

JMSB ยท NASDAQ

Our analysis suggests that JMSB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $21.16, this represents a potential HIDDEN relative to our calculated worth for John Marshall Bancorp, Inc..

Intrinsic Value
Current Price: $21.16

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$3.5B
+ Cash & Equivalents$135.7M
Firm Value$3.6B
- Debt$90.5M
Equity Value$3.5B
/ Shares Outstanding14,240,903B
DCF Value$247
UNDERVALUED BY 1065%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$29.7M
$38.9M
$51.1M
$67.2M
$88.2M
$115.8M
$152.1M
$199.7M
$262.3M
$344.4M
Maintenance CapEx
-$145.5K
-$191.1K
-$250.9K
-$329.5K
-$432.7K
-$568.2K
-$746.1K
-$979.8K
-$1.3M
-$1.7M
Owner Earnings
$29.5M
$38.8M
$50.9M
$66.8M
$87.8M
$115.2M
$151.3M
$198.7M
$261.0M
$342.7M
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$27.3M
$33.2M
$40.4M
$49.1M
$59.7M
$72.6M
$88.3M
$107.4M
$130.6M
$158.7M
Terminal Value represents 77.9% of Enterprise Value