Intellicheck, Inc.

Intellicheck, Inc.

IDNยทNASDAQ

$4.18

-3.5%
TechnologySoftware - Application

Intellicheck, Inc., a technology company, develops, integrates, and markets threat identification and identity authentication solutions for bank and retail fraud prevention, law enforcement threat identification, and mobile and handheld access control and security systems primarily in the United States. It provides identity systems products, including commercial identification products, such as Intellicheck Platform, an identity solution that checks whether an ID is valid, matches the ID to the person presenting it, and provides a risk score to determine the risk of doing business with that person; IDN-Portal that provides the ability to scan an ID using a mobile phone; IDN-Portal+ that uses a retail scanner to validate an ID, and get additional data for analytics and analysis; IDN-Direct that provides access to additional data and the ability to use the platform's Risk Score capability to help with decision-making; and Intellicheck mobile app, which provides the ability to login and scan an ID. The company also offers State Aware Software solution, which provides or restricts information that is electronically scanned from an ID based on the electronic reading laws according to the state in which the ID is scanned; data collection devices that enable its software applications to be used on a variety of commercially available credit card terminals, PDAs, tablets, laptops, desktops, mobile phones, and point-of-sale terminals; and instant credit application kiosk software applications. It serves government, military, and commercial markets. The company was formerly known as Intellicheck Mobilisa, Inc. and changed its name to Intellicheck, Inc. in May 2017. Intellicheck, Inc. was incorporated in 1994 and is headquartered in Melville, New York.

At a Glance

Live Snapshot
Market Cap$84.65M
EPS0.0651
P/E Ratio64.21
Earnings Date08/11/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal ยท Driver ยท Risk

Signal

High confidence

Valuation multiple is elevated (P/E 64.2).

Valuation inputs: P/E 64.2, earnings yield +1.6%, momentum -3.5%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE +6.2%, ROIC +5.0%).

Profitability stack: net margin +5.6%, ROE +6.2%, ROIC +5.0%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +15.5%, momentum -3.5%, net margin +5.6%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

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Intellicheck, Inc. Market vs Earnings Trajectory

IDN ยท NASDAQ

Loading price and EPS data...

Intellicheck, Inc.

Intellicheck, Inc. Fair Value Envelope

IDN ยท NASDAQ

Our analysis suggests that IDN has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $4.18, this represents a potential HIDDEN relative to our calculated worth for Intellicheck, Inc..

Intrinsic Value
Current Price: $4.18
3Y-130.0%
5Y-146.0%
10Y-111.0%
3Y+42.0%
5Y+111.0%
10Y+490.0%
3Y-131.0%
5Y-151.0%
10Y-122.0%
3Y-230.0%
5Y-23972.0%
10Y-207.0%
3Y-222.0%
5Y-1068.0%
10Y-204.0%
3Y+9.0%
5Y+1.0%
10Y+68.0%
Intellicheck, Inc.

Intellicheck, Inc. Profit Bridge

IDN ยท NASDAQ
Revenue22.67M
Cost of Goods Sold (2.37M)
Gross Profit20.30M
Operating Expenses (19.21M)
Operating Income1.09M
Interest Expense (0.00)
Other Income/Expense245.00K
Pretax Income1.33M
Income Tax (58.00K)
Net Income1.27M
Net Income
1.27M

Profitability Analysis

Gross Margin

89.5%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

4.8%

Minimal operating profit suggests high operating costs or pricing challenges. Scalability is concerning.

Net Profit Margin

5.6%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

4.4%

Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

89.54%
Gross Profit Margin
-1%
3Y-3.0%
5Y+3.0%
10Y+12.0%
4.79%
Operating Profit Margin
-182%
3Y-119.0%
5Y-116.0%
10Y-103.0%
5.62%
Net Profit Margin
-222%
3Y-122.0%
5Y-124.0%
10Y-104.0%
6.15%
Return on Equity
-219%
3Y-127.0%
5Y-155.0%
10Y-114.0%
5.20%
Return on Assets
-219%
3Y-128.0%
5Y-151.0%
10Y-113.0%
5.02%
Return on Invested Capital
-176%
3Y-123.0%
5Y-134.0%
10Y-111.0%
IDN

Intellicheck, Inc. Cash Conversion Engine

IDN ยท NASDAQ
Net Income1.27M
Depreciation & Amortization703.00K
Stock-Based Compensation777.00K
Change in Working Capital1.64M
Others145.00K
Capital Expenditures-52.00K
Free Cash Flow4.49M

Cash Flow Quality Analysis

FCF Conversion Rate

352.6%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

1.1%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+263.2%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$1.64M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

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Intellicheck, Inc. Funding & Solvency Profile

IDN ยท NASDAQ
Cash & Cash Equivalents10.06M
Net Receivables5.74M
Inventory0.00
Other Current Assets893.00K
Total Current Assets17 M
Property, Plant & Equipment374.00K
Goodwill & Intangible Assets10.04M
Long-Term Investments0.00
Other Non-Current Assets1.00K
Total Non-Current Assets375 K
Total Assets
27.11M

Financial Health Analysis

Current Ratio

2.99x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

0.26x

Conservative capital structure. The company relies primarily on equity financing, indicating low financial risk.

Working Capital

11 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

62% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.

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Intellicheck, Inc. Street Expectations Map

IDN ยท NASDAQ

Wall Street analysts project that IDN stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 7.50, with estimates ranging from a low of 6.50 to a high of 8.50.

Lowest Target
6.50
55.50%
Consensus Target
7.50
79.43%
Highest Target
8.50
103.35%

The consensus 1-year price target stands at 7.50, with estimates ranging from a low of 6.50 to a high of 8.50.

Analyst Consensus Analysis

Upside Potential

+79.4%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

26.7% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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Intellicheck, Inc. Insider Positioning

IDN ยท NASDAQ

During the last 12 months, insiders have purchased $126K and sold $556K worth of IDN shares, resulting in $430K of net selling activity.

3 Months

Bought

0

0.00

Sold

40.0K

320.44K

Net Activity

-320K

-$320K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

12.5K

66.18K

Sold

18.6K

100.78K

Net Activity

-35K

-$35K

9-12 Months

Bought

11.4K

60.00K

Sold

49.9K

134.66K

Net Activity

-75K

-$75K

Top Buyers

1
SGL

Smith Guy L

Director

12.5K sharesโ€ข3 transactions

$66K

2
GD

Glenn Dylan

Director

4.8K sharesโ€ข2 transactions

$25K

3
BD

Black Dondi

Director

4.3K sharesโ€ข3 transactions

$23K

4
UDE

Ullman David E

Director

2.4K sharesโ€ข1 transactions

$13K

Top Sellers

1
LB

Lewis Bryan

Director, Officer: Ceo/President

89.9K sharesโ€ข5 transactions

$455K

2
SA

Sragovicz Adam

Officer: Chief Financial Officer

18.6K sharesโ€ข1 transactions

$101K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $430K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.23:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$320K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

Moderate Buying

4 insider buyers vs. 2 sellers. More insiders buying than selling indicates positive sentiment.

Insider Activity Insight

Persistent selling pressure: Consistent insider selling with weak buy/sell ratio suggests insiders may be capitalizing on current valuation. Exercise caution and review recent earnings quality and management commentary.

No Dividend Yield Data

IDN has not reported any dividend yield values in the available annual periods.

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idn Dividend History

IDN
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%