IBOC - NASDAQ
International Bancshares Corporation
$71.00
-0.29%International Bancshares Corporation, a financial holding company, provides commercial and retail banking services. It accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. The company also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collection, notary public, escrow, drive up and walk up facilities, and other customary banking services; and Internet banking services, as well as securities products through third party providers. As of February 28, 2022, the company had 170 branch facilities and 263 ATMs serving 76 communities in Texas and Oklahoma. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.
At a Glance
Live SnapshotInternational Bancshares Corporation Fair Value Envelope
Owner Earnings Valuation Tool
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DCF Valuation Summary
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $552.0M | $594.1M | $639.4M | $688.1M | $740.5M | $796.9M | $857.6M | $923.0M | $993.3M | $1.1B |
| Maintenance CapEx | -$3.9M | -$4.2M | -$4.5M | -$4.9M | -$5.2M | -$5.6M | -$6.1M | -$6.5M | -$7.0M | -$7.6M |
| Owner Earnings | $548.1M | $589.9M | $634.8M | $683.2M | $735.3M | $791.3M | $851.6M | $916.5M | $986.3M | $1.1B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $507.5M | $505.7M | $504.0M | $502.2M | $500.4M | $498.6M | $496.9M | $495.1M | $493.4M | $491.7M |
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