IBCP - NASDAQ
Independent Bank Corporation
$34.26
-3.1%Independent Bank Corporation operates as the bank holding company for Independent Bank that provides various banking services to individuals and businesses. The company offers checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending, and safe deposit box services, as well as automatic teller machine, and Internet and mobile banking services. It also provides title insurance, insurance brokerage, and investment services. The company offers its services through approximately 59 branches, two drive-thru facilities, and seven loan production offices in Michigan; and two loan production offices in Ohio. Independent Bank Corporation was founded in 1864 and is based in Grand Rapids, Michigan.
At a Glance
Live SnapshotIndependent Bank Corporation Management Team
Ms. Darcy J. Benjamin
Accounting Officer
Mr. Gavin A. Mohr
Chief Financial Officer, Executive Vice President, Treasurer & Corporate Secretary
Compensation
$531,082
Mr. Christopher S. Michaels
Executive Vice President & Chief Operating Officer
Ms. Stefanie M. Kimball
Executive Vice President & Chief Risk Officer
Compensation
$514,699
Mr. Joel F. Rahn
Executive Vice President of Commercial Lending & Chief Lending Officer
Compensation
$506,624
Mr. Patrick J. Ervin
Executive Vice President of Mortgage Banking
Compensation
$510,854
Mr. Larry Russ Daniel Jr.
Executive Vice President of Operations & Retail Banking
Compensation
$398,280
Mr. William Bradford Kessel CPA
President, Chief Executive Officer & Director
Compensation
$1,064,311
Ms. Laurinda M. Neve
Senior Vice President of Human Resources
Mr. James J. Twarozynski
Senior Vice President, Chief Accounting Officer & Controller
Independent Bank Corporation Insider Positioning
During the last 12 months, insiders have purchased $188K and sold $218K worth of IBCP shares, resulting in $30K of net selling activity.
3 Months
0
0.00
1.4K
48.18K
-48K
-$48K
3-6 Months
1.2K
42.32K
3.0K
103.92K
-62K
-$62K
6-9 Months
636
19.88K
0
0.00
+20K
+$20K
9-12 Months
4.2K
125.85K
2.0K
66.03K
+60K
+$60K
Top Buyers
Mohr Gavin A.
Officer: Executive Vice President
$59K
Beia Terance L
Director
$56K
Kruse Ronia F
Director
$42K
Boer William J
Director
$22K
Archer Dennis W. Jr
Director
$9K
Top Sellers
Ervin Patrick J
Officer: Executive Vice President
$104K
Kimball Stefanie M
Officer: Executive Vice President
$94K
Kreter Kristopher
Officer: First Vice Pres. & Controller
$20K
Insider Activity Analysis
Net Insider Sentiment
Slightly bearish with $30K net selling. Selling modestly exceeds buying, which could be routine diversification rather than concern.
Buy/Sell Ratio
Moderately negative ratio. Selling is roughly double the buying, which may be routine or signal caution.
Recent Trend (3 Months)
Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.
Insider Participation
5 insider buyers vs. 3 sellers. More insiders buying than selling indicates positive sentiment.
Insider Activity Insight
Balanced insider activity: Roughly equal buying and selling suggests normal portfolio management rather than strong directional signals. Look to other metrics for clearer investment insights.
SEC Filings
IBCP - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | March 06, 2026 | April 21, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | March 07, 2025 | April 22, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | March 08, 2024 | April 23, 2024 | 2024 | |
DEF 14A DEF 14A N/A | March 03, 2023 | March 03, 2023 | ||
DEF 14A DEF 14A 2022 N/A | March 04, 2022 | April 19, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | March 05, 2021 | April 20, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | March 06, 2020 | April 21, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | March 07, 2019 | April 23, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | March 07, 2018 | April 24, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | March 07, 2017 | April 25, 2017 | 2017 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.