Hancock Whitney Corporation

Hancock Whitney Corporation

HWCยทNASDAQ

$67.23

-0.39%
Financial ServicesBanks - Regional

Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers. It accepts various deposit products, including noninterest-bearing demand deposits, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposit accounts. The company also offers loans products comprising commercial and industrial loans; commercial real estate loans; construction and land development loans; residential mortgages; consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans; revolving credit facilities; and letters of credit and financial guarantees. In addition, it offers investment brokerage and treasury management services, and annuity and life insurance products; and trust and investment management services to retirement plans, corporations, and individuals. Further, the company facilitates investments in new market tax credit activities; and holds various foreclosed assets. The company operates 177 banking locations and 239 automated teller machines primarily in the Gulf south corridor, including southern and central Mississippi; southern and central Alabama; southern, central, and northwest Louisiana; the northern, central, and panhandle regions of Florida; and certain areas of east Texas, including Houston, Beaumont, Dallas, and San Antonio. It also operates a loan production office in Tennessee; and a trust and asset management office in Texas. The company was formerly known as Hancock Holding Company and changed its name to Hancock Whitney Corporation in May 2018. Hancock Whitney Corporation was founded in 1899 and is headquartered in Gulfport, Mississippi.

At a Glance

Live Snapshot
Market Cap$5.46B
EPS5.7100
P/E Ratio11.77
Earnings Date07/21/2026
3Y-36.0%
5Y+53.0%
10Y+59.0%
3Y-147.0%
5Y-90.0%
10Y-76.0%
3Y-82.0%
5Y-108.0%
10Y-123.0%
HWC

Hancock Whitney Corporation Cash Conversion Engine

HWC ยท NASDAQ
Net Income486.07M
Depreciation & Amortization37.27M
Stock-Based Compensation24.44M
Change in Working Capital-93.66M
Others64.43M
Capital Expenditures-18.72M
Free Cash Flow523.06M

Cash Flow Quality Analysis

FCF Conversion Rate

107.6%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

3.5%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

-15.0%

Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.

Working Capital Impact

-$93.66M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

Hancock Whitney Corporation Cash Flow Statement

HWC โ€ข NASDAQ

Hancock Whitney Corporation Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
486.1M
460.8M
392.6M
524.1M
463.2M
-45.2M
327.4M
323.8M
215.6M
149.3M
131.5M
175.7M
163.4M
151.7M
76.8M
52.2M
74.8M
65.4M
73.9M
101.8M
37.3M
41.7M
46.3M
45.6M
45.8M
50M
51.7M
48.6M
50.6M
48.1M
52.9M
57.1M
61.7M
64.9M
41.2M
16.4M
17.1M
17.2M
16M
1.8M
23.2M
4.3M
14M
-22.2M
10.4M
-20.7M
47.1M
45.2M
49.8M
-7.8M
16.7M
23.5M
40.9M
32.5M
8.7M
-11.6M
-7M
-5M
7.6M
24.6M
24.4M
22.7M
24.7M
23.5M
22.4M
21.1M
20.9M
19.8M
17.6M
14.3M
12.9M
14M
13.1M
11M
7.2M
4.1M
3.3M
2.8M
0.0
0.0
64.4M
56.2M
113.8M
-31.1M
-36.3M
633.4M
-26.9M
30.9M
88M
134.2M
124M
74.1M
156.9M
225.5M
254.5M
71.6M
13.7M
27.9M
5.4M
-19.2M
(103.1M)
(89.6M)
(103.2M)
(135.2M)
(122.6M)
(17.5M)
(28.3M)
(7.3M)
(45.1M)
(30.2M)
(31.9M)
(24.1M)
(24.1M)
(0.0)
(24.5M)
(22.9M)
(5.8M)
(19.4M)
(0.0)
(0.0)
-93.7M
40M
-96.1M
302.1M
80.1M
-283.5M
-68.2M
-19.1M
-10.6M
5.8M
-103.2M
7.3M
37.6M
-42.2M
-115.3M
62.3M
-83.8M
-13.9M
-48.7M
-34.1M
541.8M
625.7M
495.2M
842M
585.7M
355.2M
351.9M
449.2M
411.1M
340.7M
235.7M
352.4M
473.5M
443M
273M
194.8M
18.1M
94.4M
54.2M
74.9M
INVESTING ACTIVITIES
-18.7M
-10.2M
-25M
-29.1M
-23.5M
-37.9M
-42.7M
-50.7M
-20.3M
-19.3M
-23.8M
-20.4M
-32M
-43M
-73M
-21.9M
-12.3M
-23.6M
-69.8M
-71.1M
-112.1M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(26.9M)
(219.4M)
(476.6M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-189.4M
(0.0)
(378.4M)
(0.0)
(0.0)
(0.0)
-1.2B
-1.1B
-1.4B
-1.5B
-5.4B
-3.6B
-1.2B
-1B
-1.6B
-1.6B
-2.1B
-1B
-1.6B
-846.1M
-1.7B
-489.8M
-2B
-1.5B
-1B
-1.2B
1.8B
693.1M
2B
4.3B
1.4B
1.4B
1.3B
1.2B
1.3B
1.5B
1.6B
728M
2.3B
1.6B
1.3B
603.1M
2.2B
1.2B
1.4B
1.4B
-731.2M
668.5M
-886.1M
-2.1B
772.8M
-955.1M
-510.7M
-1.2B
-1B
-1.2B
-1.8B
-1.6B
-743.5M
-690.5M
352.5M
243M
-353.6M
-736.4M
-373.4M
-291M
-314.4M
(274.8M)
-295.2M
(662.4M)
-3.2B
-3.2B
-459M
-846.9M
-895.3M
-1.3B
-2.3B
-1.9B
-4.5M
-17.7M
-301M
(334.4M)
(253.7M)
-1.1B
-105.5M
-97.6M
FINANCING ACTIVITIES
-242.4M
-33.6M
3.8M
-55.1M
-17.4M
-606K
-180.8M
-3.6M
15.3M
261.4M
-95.3M
-45.1M
-112.3M
2M
215M
1.6M
169.6M
8.4M
-58M
6.3M
378.3M
-515.8M
-716.4M
211.4M
-133.5M
-881.2M
1.1B
-184.4M
-322.1M
-212.7M
387.7M
479.3M
8.1M
-364.7M
247M
-140.3M
-85.7M
-155K
153.8M
-50M
-153.8M
-130.8M
-104.7M
-94.5M
-95.9M
-95.6M
-94.9M
-88.8M
-83.3M
-76.6M
-77M
-80.4M
-81.2M
-82.7M
-70.6M
-35.7M
-32M
-30.5M
-31M
-29.3M
-246.9M
-37.7M
(0.0)
-58.9M
-21.8M
-12.7M
-185M
-8.3M
(0.0)
(0.0)
-95.6M
-47.6M
-115M
(0.0)
(0.0)
(0.0)
(0.0)
-260K
-60.4M
-1.8M
-221.4M
-206.6M
614M
-1.4B
2.8B
3.9B
-633.9M
671M
888.5M
1.1B
1.8B
1.2B
-383.7M
30.6M
-65.2M
-419.8M
-297.6M
925.9M
-21.1M
44.7M
-239.3M
-886.8M
-203.3M
-1.3B
2.5B
2.9B
155.8M
394.1M
498.5M
1B
2B
1.6B
-569.1M
-414.8M
326.2M
-594.2M
-266.9M
1B
43.7M
-58.3M
CASH FLOW SUMMARY
-11.9M
13.7M
-3.3M
163.3M
-125.1M
94.2M
48.7M
-3.6M
14.3M
68.8M
-52.6M
8M
-100.1M
10.5M
298.3M
-65M
4.9M
17.2M
-7.5M
-81M
574.9M
561.2M
564.5M
401.2M
526.3M
432.1M
383.4M
386.9M
372.7M
303.9M
356.5M
348.4M
448.5M
437.9M
139.7M
204.7M
199.8M
182.6M
190.1M
271.1M
563M
574.9M
561.2M
564.5M
401.2M
526.3M
432.1M
383.4M
386.9M
372.7M
303.9M
356.5M
348.4M
448.5M
437.9M
139.7M
204.7M
199.8M
182.6M
190.1M
523.1M
615.5M
470.2M
812.9M
562.1M
317.3M
309.2M
398.5M
390.8M
324.6M
211.9M
332M
441.5M
400.1M
200.1M
172.9M
5.8M
70.8M
-15.5M
3.8M

SEC Filings

HWC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 19, 2026
May 15, 2026
2026
8-K

8-K 2026

N/A

May 15, 2026
May 15, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 17, 2026
March 17, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2026

N/A

January 20, 2026
January 20, 2026
2026
8-K

8-K 2025

N/A

December 10, 2025
December 09, 2025
2025
Showing 1 to 10 of 495 filings