HWBK - NASDAQ
Hawthorn Bancshares, Inc.
$34.80
-4.1%Hawthorn Bancshares, Inc. operates as the bank holding company for Hawthorn Bank that provides commercial and personal banking services. It accepts checking, savings, money market, individual retirement, and other time deposit accounts; and certificates of deposit. The company also offers commercial and industrial, single payment personal, installment, commercial and residential real estate, and consumer loans, as well as equipment, operating, and small business administration loans; and debit and credit cards. In addition, it provides trust services that include estate planning, investment, and asset management services; and cash management, safety deposit box, brokerage, and Internet banking services. The company operates through 23 banking offices in Missouri communities, Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the greater Kansas City metropolitan area. Hawthorn Bancshares, Inc. was founded in 1865 and is headquartered in Jefferson City, Missouri.
At a Glance
Live SnapshotHawthorn Bancshares, Inc. Fair Value Envelope
Owner Earnings Valuation Tool
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DCF Valuation Summary
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $27.2M | $27.5M | $27.8M | $28.1M | $28.5M | $28.8M | $29.1M | $29.4M | $29.7M | $30.1M |
| Maintenance CapEx | -$824.7K | -$833.9K | -$843.2K | -$852.6K | -$862.1K | -$871.7K | -$881.5K | -$891.3K | -$901.2K | -$911.3K |
| Owner Earnings | $26.4M | $26.7M | $27.0M | $27.3M | $27.6M | $27.9M | $28.2M | $28.5M | $28.8M | $29.2M |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $24.4M | $22.9M | $21.4M | $20.1M | $18.8M | $17.6M | $16.5M | $15.4M | $14.4M | $13.5M |
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