Hope Bancorp, Inc.

Hope Bancorp, Inc.

HOPEยทNASDAQ

$12.52

+3.0%
Financial ServicesBanks - Regional

Hope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides banking services for small and medium-sized businesses, and individuals in the United States. The company accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. Its loan products include commercial loans to businesses for various purposes, such as working capital, purchasing inventory, debt refinancing, business acquisitions, and other business related financing needs; real estate loans; small business administration loans; and consumer loans, such as single-family mortgage, home equity, auto, credit card, and personal loans. The company also offers trade finance services, including the issuance and negotiation of letters of credit, as well as handles documentary collections; warehouse lines of credit to mortgage loan originators; and commercial equipment lease financing. In addition, it provides cash management services, such as remote deposit capture, lock box, and ACH origination services; investment and wealth management services; mobile banking services; debit card services; foreign exchanges services, safe deposit boxes, and other customary bank services; internet banking services; and automated teller machine services. As of December 31, 2021, the company operated 47 full-service branches in California, Washington, Texas, Illinois, New York, New Jersey, Virginia, and Alabama; SBA loan production offices in Atlanta, Houston, Dallas, Denver, Portland, Seattle, Fremont, and Southern California; and a representative office in Seoul, Korea. Hope Bancorp, Inc. was incorporated in 2000 and is headquartered in Los Angeles, California.

At a Glance

Live Snapshot
Market Cap$1.60B
EPS0.4600
P/E Ratio27.21
Earnings Date07/21/2026
Hope Bancorp, Inc.

Hope Bancorp, Inc. Fair Value Envelope

HOPE ยท NASDAQ

Our analysis suggests that HOPE has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $12.518, this represents a potential HIDDEN relative to our calculated worth for Hope Bancorp, Inc..

Intrinsic Value
Current Price: $12.518

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$51.1B
+ Cash & Equivalents$560.1M
Firm Value$51.7B
- Debt$395.9M
Equity Value$51.3B
/ Shares Outstanding128,183,007B
DCF Value$400
UNDERVALUED BY 3096%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$233.1M
$330.3M
$467.9M
$662.8M
$939.0M
$1.3B
$1.9B
$2.7B
$3.8B
$5.4B
Maintenance CapEx
-$3.7M
-$5.3M
-$7.4M
-$10.5M
-$14.9M
-$21.2M
-$30.0M
-$42.5M
-$60.2M
-$85.3M
Owner Earnings
$229.4M
$325.0M
$460.4M
$652.3M
$924.1M
$1.3B
$1.9B
$2.6B
$3.7B
$5.3B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$212.4M
$278.6M
$365.5M
$479.5M
$628.9M
$825.0M
$1.1B
$1.4B
$1.9B
$2.4B
Terminal Value represents 81.2% of Enterprise Value