HBT Financial, Inc.

HBT Financial, Inc.

HBT·NASDAQ

$27.76

-2.5%
Financial ServicesBanks - Regional

HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities. The company's deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans. The company also offers wealth management services, including financial planning to consumers, trusts, and estates; trustee and custodial; investment management; corporate retirement plan consulting and administration; and retail brokerage services. In addition, it provides farmland management, farmland sales, and crop insurance services; and treasury management services, as well as originates and sells residential mortgage loans. Further, the company offers digital banking services, such as online and mobile banking, and digital payment services, as well as personal financial management tools. It operates through 57 branch locations in Central and Northeastern Illinois and four locations in Eastern Iowa. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.

At a Glance

Live Snapshot
Market Cap$872.55M
EPS2.4400
P/E Ratio11.38
Earnings Date07/27/2026
-3.81%
Return on Invested Capital
-138%
3Y-147.0%
5Y-155.0%
10Y-
12.51%
Return on Equity
-5%
3Y-17.0%
5Y+24.0%
10Y-
1.52%
Return on Assets
6%
3Y+15.0%
5Y+51.0%
10Y-
HBT Financial, Inc.

HBT Financial, Inc. Management Team

HBT · NASDAQ
MD

Ms. Diane H. Lanier

EVice President & Chief Retail Officer

Born 1963(Age 63)
female
MF

Mr. Fred L. Drake

Executive Chairman

Compensation

$560,222

Born 1957(Age 69)
male
MM

Mr. Mark W. Scheirer

Executive Vice President & Chief Credit Officer

Compensation

$399,178

Born 1971(Age 55)
male
MP

Mr. Peter Chapman

Executive Vice President & Chief Financial Officer

Compensation

$544,805

Born 1974(Age 52)
male
ML

Mr. Lawrence J. Horvath

Executive Vice President & Chief Lending Officer

Compensation

$495,809

Born 1964(Age 62)
male
MA

Ms. Andrea E. Zurkamer

Executive Vice President & Chief Risk Officer

Born 1978(Age 48)
female
MR

Ms. Renee K. Fehr

General Counsel & Corporate Secretary

female
MJ

Mr. J. Lance Carter

President, Chief Executive Officer & Director

Compensation

$1,010,239

Born 1971(Age 55)
male
MM

Mr. Matthew J. Doherty

Treasurer

Born 1962(Age 64)
male
MJ

Mr. James E. Lyons

Vice President & Controller

male
hbt

HBT Financial, Inc. Insider Positioning

HBT · NASDAQ

During the last 12 months, insiders have purchased $105K and sold $1.11M worth of HBT shares, resulting in $1.00M of net selling activity.

3 Months

Bought

4.0K

104.96K

Sold

35.7K

985.62K

Net Activity

-881K

-$881K

3-6 Months

Bought

0

0.00

Sold

4.3K

122.06K

Net Activity

-122K

-$122K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
BEE

Burwell Eric E

Director

4.0K shares1 transactions

$105K

Top Sellers

1
DFL

Drake Fred L

Director, 10 Percent Owner, Officer: Executive Chairman

20.0K shares3 transactions

$577K

2
BPF

Busch Patrick F

Director

15.0K shares1 transactions

$397K

3
HLJ

Horvath Lawrence J

Officer: Evp & Chief Lending Officer

5.0K shares1 transactions

$133K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $1.00M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.09:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$881K

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

3 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

HBT - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 08, 2026
May 19, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 09, 2025
May 20, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 17, 2024
May 28, 2024
2024
DEF 14A

DEF 14A 2023

N/A

April 12, 2023
May 23, 2023
2023
DEF 14A

DEF 14A 2022

N/A

April 05, 2022
May 17, 2022
2022
DEF 14A

DEF 14A 2021

N/A

April 07, 2021
May 20, 2021
2021
DEF 14A

DEF 14A 2020

N/A

April 09, 2020
May 21, 2020
2020
Showing 1 to 7 of 7 filings