Hanmi Financial Corporation

Hanmi Financial Corporation

HAFCยทNASDAQ

$29.15

-3.5%
Financial ServicesBanks - Regional

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers various deposit products, including noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans, such as commercial term loans and commercial lines of credit, as well as international finance, and trade services and products comprising letters of credit, and import and export financing. In addition, the company offers consumer loans, secured and unsecured loans, home equity loans, residential mortgages, and credit cards; SBA and trade finance lending to small and middle market businesses; and small business administration loans for business purposes, which comprise owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing, as well as equipment lease financing. As of February 28, 2022, it operated a network of 35 full-service branches and 8 loan production offices in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The company was founded in 1982 and is headquartered in Los Angeles, California.

At a Glance

Live Snapshot
Market Cap$867.69M
EPS2.5500
P/E Ratio11.43
Earnings Date07/28/2026
3Y+40.0%
5Y+242.0%
10Y+247.0%
3Y-56.0%
5Y-6.0%
10Y-23.0%
3Y-82.0%
5Y-86.0%
10Y-79.0%
HAFC

Hanmi Financial Corporation Cash Conversion Engine

HAFC ยท NASDAQ
Net Income76.09M
Depreciation & Amortization5.66M
Stock-Based Compensation3.60M
Change in Working Capital-9.61M
Others141.03M
Capital Expenditures-2.31M
Free Cash Flow206.01M

Cash Flow Quality Analysis

FCF Conversion Rate

270.7%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

1.1%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+301.4%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$9.61M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Hanmi Financial Corporation Cash Flow Statement

HAFC โ€ข NASDAQ

Hanmi Financial Corporation Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
76.1M
62.2M
80M
101.4M
98.7M
42.2M
32.8M
57.9M
54.7M
56.5M
53.8M
49.8M
39.9M
90.3M
28.1M
-88M
-122.3M
-102.1M
-60.8M
65.4M
5.7M
6.5M
6.8M
12.4M
16.1M
11M
9.5M
11.1M
12.9M
14.6M
17.8M
8.7M
6.7M
7.5M
2.9M
3.4M
4.2M
4.9M
7.5M
6.9M
-10.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-52.3M
0.0
3.6M
26M
-11.3M
-14.6M
-2.9M
3.6M
3.6M
2.7M
2.6M
2.4M
2.5M
3.1M
3.5M
2.9M
3M
2.2M
2.2M
705K
478K
608K
1M
906K
1M
0.0
0.0
141M
3.6M
-2.1M
9.2M
-32.8M
16.6M
21.7M
2.4M
-982K
-9.6M
-25.9M
-28.5M
14M
66.9M
21.6M
258.9M
230.6M
154.7M
137.6M
558K
(35.8M)
(41.7M)
(16.5M)
(12.7M)
(31.4M)
(18M)
(15.6M)
(20.8M)
(28.1M)
(23.3M)
(7.9M)
(37M)
(15.1M)
(4.9M)
(3K)
(50M)
(0.0)
(13.9M)
(0.0)
(0.0)
-9.6M
-21.9M
20.4M
21.8M
9.4M
-12.1M
-8.4M
1.8M
12.2M
-5.2M
18.5M
-6.7M
-512K
-60M
-4M
47.6M
-47.1M
-3.5M
25M
-20.9M
206M
53.9M
107.8M
147.3M
93.7M
60.2M
58.8M
76.6M
81.7M
59.4M
66.5M
25.5M
60.7M
52.8M
49.2M
226.4M
92.3M
43.8M
94.8M
48.9M
INVESTING ACTIVITIES
(0.0)
-2.6M
-2.4M
-1.9M
-2.7M
-4.4M
-1.6M
-3.7M
-843K
-730K
-1.1M
-1.2M
-1M
-675K
-1.2M
-1.2M
-988K
-2.4M
-3.7M
-2.2M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(118.9M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-1.7M
(0.0)
-173.1M
-196.4M
-107M
-166.6M
-513.2M
-837.3M
-320.8M
-141.4M
-242.4M
-20.3M
-233.9M
-127.8M
-251.8M
-271.6M
-428.7M
-449.1M
-89.4M
-24.6M
-47.8M
-14.4M
0.0
156.2M
114M
106M
331.5M
729.1M
273.2M
134M
177.1M
192.3M
589.6M
271.2M
144M
264.4M
409.3M
166.5M
155.8M
175.8M
90M
61.7M
-211.2M
-64.7M
-214.6M
-819M
-262.6M
-295.1M
4.6M
-300.5M
-454.1M
-667.7M
-374.9M
-244.8M
-195.6M
-29.3M
119.9M
319.8M
361.6M
-99.3M
-460M
-352.7M
-384.3M
-107.5M
-210M
-881.5M
-447M
-407.6M
-44.5M
-311.6M
-520.2M
-496.5M
-20.3M
(16.4M)
-304.4M
-37.2M
(99.3M)
(36M)
(427.1M)
(49.5M)
-423.3M
-307.5M
FINANCING ACTIVITIES
-9.4M
-6.3M
-4.1M
0.0
-6.1M
-2.2M
-7.4M
-36.1M
0.0
0.0
-349K
0.0
0.0
0.0
77.1M
116.3M
6.8M
-70K
-51.4M
3.6M
-112.5M
-62.5M
-25M
125.2M
82.4M
60M
35M
-95M
-67.2M
145M
20M
12.5M
42.2M
-368K
-151.9M
-505K
-267.3M
-64.2M
318.1M
122.7M
-32.6M
-30.4M
-30.5M
-28.6M
-16.5M
-16M
-29.8M
-30.9M
-25.8M
-25.7M
-12.8M
-6.7M
-4.4M
(0.0)
(0.0)
(0.0)
(0.0)
-3.9M
-11.6M
-11.8M
-9.4M
-6.3M
-4.1M
(0.0)
-6.1M
-2.2M
-7.4M
-36.1M
(0.0)
(0.0)
-349K
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-70K
(0.0)
(0.0)
240.9M
155.2M
111.7M
381.1M
510.7M
575.7M
-45.8M
398.5M
538.1M
300.6M
-47.1M
-68.7M
117.2M
51.1M
-121.8M
-282.6M
-320.8M
68.4M
57.2M
119.2M
86.4M
56M
52.1M
477.7M
570.4M
617.6M
-47.9M
236.5M
445.1M
420M
-40.2M
-62.9M
155M
50.7M
-196.6M
-166.8M
-581.2M
277K
312.3M
233.7M
CASH FLOW SUMMARY
-92M
2.5M
-50.1M
-256.5M
217.1M
270.2M
-33.7M
1.6M
6.6M
-17.1M
6M
-21M
-88.7M
66.4M
-48M
95.6M
-61.8M
93.5M
-16.1M
-25M
304.8M
302.3M
352.4M
609M
391.8M
121.7M
155.4M
153.8M
147.2M
164.4M
158.3M
179.4M
268M
201.7M
249.7M
154.1M
215.9M
122.4M
138.5M
163.5M
212.8M
304.8M
302.3M
352.4M
609M
391.8M
121.7M
155.4M
153.8M
147.2M
164.4M
158.3M
179.4M
268M
201.7M
249.7M
154.1M
215.9M
122.4M
138.5M
206M
51.3M
105.4M
145.4M
91M
55.8M
57.2M
72.9M
80.8M
58.6M
65.4M
24.3M
59.7M
52.2M
48.1M
225.2M
91.3M
41.4M
91.1M
46.7M

SEC Filings

HAFC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 28, 2026
May 22, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
May 01, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 15, 2026
May 27, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 24, 2026
February 24, 2026
2026
8-K

8-K 2026

N/A

February 03, 2026
February 03, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
Showing 1 to 10 of 524 filings