Hanmi Financial Corporation

Hanmi Financial Corporation

HAFCยทNASDAQ

$29.15

-3.5%
Financial ServicesBanks - Regional

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers various deposit products, including noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans, such as commercial term loans and commercial lines of credit, as well as international finance, and trade services and products comprising letters of credit, and import and export financing. In addition, the company offers consumer loans, secured and unsecured loans, home equity loans, residential mortgages, and credit cards; SBA and trade finance lending to small and middle market businesses; and small business administration loans for business purposes, which comprise owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing, as well as equipment lease financing. As of February 28, 2022, it operated a network of 35 full-service branches and 8 loan production offices in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The company was founded in 1982 and is headquartered in Los Angeles, California.

At a Glance

Live Snapshot
Market Cap$867.69M
EPS2.5500
P/E Ratio11.43
Earnings Date07/28/2026
3Y+44.0%
5Y+67.0%
10Y+110.0%
3Y-25.0%
5Y+80.0%
10Y+35.0%
3Y+40.0%
5Y+242.0%
10Y+247.0%
Hanmi Financial Corporation

Hanmi Financial Corporation Profit Bridge

HAFC ยท NASDAQ
Revenue444.74M
Cost of Goods Sold (189.18M)
Gross Profit255.56M
Operating Expenses (147.64M)
Operating Income107.93M
Interest Expense (174.74M)
Other Income/Expense0.00
Pretax Income107.93M
Income Tax (31.84M)
Net Income76.09M
Net Income
76.09M

Profitability Analysis

Gross Margin

57.5%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

24.3%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

17.1%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

29.5%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Hanmi Financial Corporation Income Statement

HAFC โ€ข NASDAQ

Hanmi Financial Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
444.7M
429.5M
397.6M
308M
256.8M
265.6M
273.1M
258.9M
242.7M
211.5M
211.8M
164.5M
147M
138.2M
151.8M
168.8M
216.3M
273.4M
322M
297.2M
GROSS PROFIT
(189.2M)
(200.4M)
(152.4M)
(37M)
-2.8M
(88.4M)
(101.1M)
(57.4M)
(33.4M)
(13.9M)
(4.5M)
(7.8M)
(14.1M)
(24.7M)
(39.7M)
(161.1M)
(279.3M)
(179.5M)
(167.4M)
(114.1M)
255.6M
229.1M
245.2M
271M
259.6M
177.1M
172M
201.5M
209.4M
197.6M
207.3M
156.7M
133M
113.4M
112.1M
7.6M
-63M
94M
154.5M
183M
OPERATING INCOME
(147.6M)
(140.5M)
(130.6M)
(130.3M)
(124.1M)
(117.6M)
(124.7M)
(117.6M)
(114.1M)
(108.2M)
(115.3M)
(84.1M)
(70.4M)
(70.1M)
(83.2M)
(95.7M)
(90.4M)
(197.4M)
(191M)
(77.3M)
(10.6M)
(86.4M)
(84.5M)
(79.8M)
(75.2M)
(69.7M)
(71.7M)
(73.5M)
(71.9M)
(67.9M)
(67.1M)
(53.6M)
(38.5M)
(42.8M)
(48M)
(52.7M)
(55.7M)
(58.2M)
(50.7M)
(43.5M)
107.9M
88.6M
114.6M
140.7M
135.5M
59.5M
47.3M
84M
95.3M
89.4M
92M
72.6M
62.5M
43.3M
28.9M
-88M
-153.4M
-103.4M
-36.5M
105.7M
PRE-TAX INCOME
(174.7M)
(196M)
(148.1M)
(36.2M)
(21.6M)
(43M)
(70.9M)
(53.4M)
(32.5M)
(18.3M)
(16.1M)
(14M)
(13.5M)
(18.7M)
(27.6M)
(38.6M)
(82.9M)
(103.8M)
(129.1M)
(106.9M)
236.2M
201.3M
220M
236.6M
194.1M
180M
174.7M
179.6M
175.6M
157.7M
145.3M
120.9M
104.2M
97.7M
100.6M
105.3M
100.6M
132.5M
151.8M
153.2M
(137M)
(54.1M)
(46.1M)
(50.5M)
(48.9M)
(48M)
(53M)
(44.1M)
(42.2M)
(40.4M)
(48.3M)
(30.5M)
(31.9M)
(27.3M)
(35.2M)
(42.9M)
(34.6M)
(139.3M)
(140.3M)
(33.8M)
107.9M
88.6M
114.6M
140.7M
135.5M
59.5M
47.3M
84M
95.3M
89.4M
92M
72.6M
62.5M
43.3M
28.9M
-88M
-153.4M
-103.4M
-36.5M
105.7M
NET INCOME
(31.8M)
(26.4M)
(34.5M)
(39.3M)
(36.8M)
(17.3M)
(14.6M)
(26.1M)
(40.6M)
(32.9M)
(38.2M)
(22.4M)
(22.7M)
-46.8M
(733K)
-12K
-31.1M
-1.4M
(24.3M)
(40.4M)
76.1M
62.2M
80M
101.4M
98.7M
42.2M
32.8M
57.9M
54.7M
56.5M
53.8M
49.8M
39.9M
90.3M
28.1M
-88M
-122.3M
-102.1M
-60.8M
65.4M

SEC Filings

HAFC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 28, 2026
May 22, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
May 01, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 15, 2026
May 27, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 24, 2026
February 24, 2026
2026
8-K

8-K 2026

N/A

February 03, 2026
February 03, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
Showing 1 to 10 of 524 filings