Greene County Bancorp, Inc.

Greene County Bancorp, Inc.

GCBCยทNASDAQ

$25.56

-1.3%
Financial ServicesBanks - Regional

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. As of June 30, 2021, it operated a network of 17 full-service banking offices. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.

At a Glance

Live Snapshot
Market Cap$435.17M
EPS1.8300
P/E Ratio13.97
Earnings Date07/22/2026
0.00%
Dividend Yield
-100%
3Y-100.0%
5Y-100.0%
10Y-100.0%
0.00%
Dividend Payout Ratio
-100%
3Y-100.0%
5Y-100.0%
10Y-100.0%
3Y+42.0%
5Y+66.0%
10Y+121.0%
Greene County Bancorp, Inc.

Greene County Bancorp, Inc. Dividend History

GCBC ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

GCBC Dividend Payment History

GCBC ยท NASDAQ

Total Payments

50

Latest Dividend

$0.1000

Annual Amount

$0.4900

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 22, 2026
May 15, 2026May 29, 2026
$0.1000
$0.1000
Quarterly0.00%
Jan 20, 2026
Feb 13, 2026Feb 27, 2026
$0.1000
$0.1000
Quarterly0.00%
Oct 21, 2025
Nov 14, 2025Nov 28, 2025
$0.1000
$0.1000
Quarterly0.00%
Jul 15, 2025
Aug 15, 2025Aug 29, 2025
$0.1000
$0.1000
Quarterly+11.11%
Apr 15, 2025
May 16, 2025May 30, 2025
$0.0900
$0.0900
Quarterly0.00%
Jan 22, 2025
Feb 14, 2025Feb 28, 2025
$0.0900
$0.0900
Quarterly0.00%
Oct 15, 2024
Nov 15, 2024Nov 29, 2024
$0.0900
$0.0900
Quarterly0.00%
Jul 17, 2024
Aug 15, 2024Aug 30, 2024
$0.0900
$0.0900
Quarterly+12.50%
Apr 17, 2024
May 15, 2024May 30, 2024
$0.0800
$0.0800
Quarterly0.00%
Jan 17, 2024
Feb 15, 2024Feb 28, 2024
$0.0800
$0.0800
Quarterly0.00%
Oct 18, 2023
Nov 15, 2023Nov 30, 2023
$0.0800
$0.0800
Quarterly0.00%
Jul 19, 2023
Aug 14, 2023Aug 31, 2023
$0.0800
$0.0800
Quarterly+14.29%
Apr 19, 2023
May 15, 2023May 31, 2023
$0.0700
$0.0700
Quarterly0.00%
Jan 18, 2023
Feb 13, 2023Feb 27, 2023
$0.1400
$0.0700
Quarterly0.00%
Oct 19, 2022
Nov 15, 2022Nov 30, 2022
$0.1400
$0.0700
Quarterly0.00%
Jul 20, 2022
Aug 15, 2022Aug 31, 2022
$0.1400
$0.0700
Quarterly+7.69%
Apr 20, 2022
May 13, 2022May 31, 2022
$0.1300
$0.0650
Quarterly0.00%
Jan 19, 2022
Feb 15, 2022Feb 28, 2022
$0.1300
$0.0650
Quarterly0.00%
Oct 20, 2021
Nov 15, 2021Nov 30, 2021
$0.1300
$0.0650
Quarterly0.00%
Jul 21, 2021
Aug 16, 2021Aug 31, 2021
$0.1300
$0.0650
Quarterly+8.33%
Apr 21, 2021
May 15, 2021May 28, 2021
$0.1200
$0.0600
Quarterly0.00%
Jan 20, 2021
Feb 15, 2021Feb 26, 2021
$0.1200
$0.0600
Quarterly0.00%
Oct 21, 2020
Nov 13, 2020Nov 30, 2020
$0.1200
$0.0600
Quarterly0.00%
Jul 22, 2020
Aug 14, 2020Aug 31, 2020
$0.1200
$0.0600
Quarterly+9.09%
Apr 21, 2020
May 15, 2020May 29, 2020
$0.1100
$0.0550
Quarterly0.00%
Jan 21, 2020
Feb 14, 2020Feb 28, 2020
$0.1100
$0.0550
Quarterly0.00%
Oct 15, 2019
Nov 15, 2019Nov 29, 2019
$0.1100
$0.0550
Quarterly0.00%
Jul 16, 2019
Aug 15, 2019Aug 30, 2019
$0.1100
$0.0550
Quarterly+10.00%
Apr 16, 2019
May 15, 2019May 31, 2019
$0.1000
$0.0500
Quarterly0.00%
Jan 16, 2019
Feb 15, 2019Feb 28, 2019
$0.1000
$0.0500
Quarterly0.00%
Oct 16, 2018
Nov 15, 2018Nov 30, 2018
$0.1000
$0.0500
Quarterly0.00%
Jul 17, 2018
Aug 15, 2018Aug 31, 2018
$0.1000
$0.0500
Quarterly+2.04%
Apr 17, 2018
May 15, 2018May 31, 2018
$0.0980
$0.0490
Quarterly0.00%
Jan 16, 2018
Feb 15, 2018Feb 28, 2018
$0.0980
$0.0490
Quarterly0.00%
Oct 17, 2017
Nov 15, 2017Nov 30, 2017
$0.0980
$0.0490
Quarterly0.00%
Jul 19, 2017
Aug 15, 2017Aug 31, 2017
$0.0980
$0.0490
Quarterly+2.08%
Apr 19, 2017
May 15, 2017May 31, 2017
$0.0950
$0.0480
Quarterly0.00%
Jan 18, 2017
Feb 15, 2017Feb 28, 2017
$0.0950
$0.0480
Quarterly0.00%
Oct 27, 2016
Nov 15, 2016Nov 30, 2016
$0.0950
$0.0480
Quarterly0.00%
Jul 20, 2016
Aug 15, 2016Aug 31, 2016
$0.0950
$0.0480
Quarterly+4.35%
Apr 20, 2016
May 16, 2016May 31, 2016
$0.0920
$0.0460
Quarterly0.00%
Jan 21, 2016
Feb 12, 2016Mar 1, 2016
$0.1850
$0.0460
Quarterly0.00%
Oct 22, 2015
Nov 13, 2015Dec 1, 2015
$0.1850
$0.0460
Quarterly0.00%
Jul 23, 2015
Aug 14, 2015Aug 31, 2015
$0.1850
$0.0460
Quarterly+2.22%
Apr 22, 2015
May 15, 2015May 29, 2015
$0.1800
$0.0450
Quarterly0.00%
Jan 23, 2015
Feb 13, 2015Feb 27, 2015
$0.1800
$0.0450
Quarterly0.00%
Oct 23, 2014
Nov 14, 2014Nov 28, 2014
$0.1800
$0.0450
Quarterly0.00%
Jul 16, 2014
Aug 15, 2014Aug 29, 2014
$0.1800
$0.0450
Quarterly+2.27%
Apr 22, 2014
May 15, 2014May 30, 2014
$0.1750
$0.0440
Quarterly0.00%
Jan 24, 2014
Feb 15, 2014Feb 28, 2014
$0.1750
$0.0440
Quarterly-
gcbc

Greene County Bancorp, Inc. Payout Ratio Analysis

GCBC ยท NASDAQ
Dividends Paid
-4.47M
2025
Net Income
31.14M
2025
Payout Ratio
14.37%
2025

Dividend Sustainability Analysis

Payout Ratio
14.37%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
16.4%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-38.1%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.