First United Corporation

First United Corporation

FUNCยทNASDAQ

$39.04

-2.4%
Financial ServicesBanks - Regional

First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. The company offers various deposit products, including checking accounts, savings and money market accounts, regular and individual retirement accounts (IRA) certificates of deposit, Christmas savings accounts, college savings accounts, and health savings accounts; Certificate of Deposit Account Registry Service program and Insured Cash Sweep program to municipalities, businesses, and consumers; and commercial customers packages, which include treasury management, cash sweep, and various checking opportunities. It also provides loans, such as commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans, student loans, term loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers various trust services, including personal trust, investment agency accounts, charitable trusts, retirement accounts that consist of IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning services; insurance products; brokerage services; and safe deposit and night depository facilities. It operates 26 banking offices, one customer care center, and 34 automated teller machines in Allegany, Frederick, Garrett, and Washington counties in Maryland; and in Mineral, Berkeley, Monongalia, and Harrison counties in West Virginia. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.

At a Glance

Live Snapshot
Market Cap$251.68M
EPS3.7800
P/E Ratio9.91
Earnings Date07/20/2026
7.01%
Return on Invested Capital
35%
3Y-23.0%
5Y+49.0%
10Y+171.0%
12.04%
Return on Equity
5%
3Y-27.0%
5Y+14.0%
10Y+88.0%
1.17%
Return on Assets
13%
3Y-13.0%
5Y+47.0%
10Y+113.0%
First United Corporation

First United Corporation Management Team

FUNC ยท NASDAQ
MC

Ms. Carissa L. Rodeheaver CPA, CFP

Chairman, President & Chief Executive Officer

Compensation

$687,968

Born 1966(Age 60)
female
MJ

Ms. Julie W. Peterson

Senior Vice President & Chief Credit Officer

Born 1970(Age 56)
female
MJ

Mr. Jason B. Rush

Senior Vice President & Chief Operating Officer

Compensation

$413,895

Born 1971(Age 55)
male
MR

Mr. Robert L. Fisher II

Senior Vice President & Chief Revenue Officer

Compensation

$406,446

Born 1969(Age 57)
male
MK

Mr. Keith R. Sanders M.B.A.

Senior Vice President & Chief Wealth Officer

Compensation

$217,827

Born 1970(Age 56)
male
MT

Ms. Tonya K. Sturm

Senior Vice President, Chief Financial Officer, Corporate Secretary & Treasurer

Born 1967(Age 59)
female
func

First United Corporation Insider Positioning

FUNC ยท NASDAQ

During the last 12 months, insiders have purchased $44K and sold $75K worth of FUNC shares, resulting in $31K of net selling activity.

3 Months

Bought

279

10.63K

Sold

0

0.00

Net Activity

+11K

+$11K

3-6 Months

Bought

265

10.51K

Sold

0

0.00

Net Activity

+11K

+$11K

6-9 Months

Bought

358

12.58K

Sold

0

0.00

Net Activity

+13K

+$13K

9-12 Months

Bought

308

10.08K

Sold

2.0K

74.70K

Net Activity

-65K

-$65K

Top Buyers

1
RCL

Rodeheaver Carissa Lynn

Director

529 sharesโ€ข5 transactions

$19K

2
BBR

Boal Brian R.

Director

311 sharesโ€ข4 transactions

$11K

3
RJB

Rush Jason Barry

Officer: President & Ceo

303 sharesโ€ข4 transactions

$11K

4
STK

Sturm Tonya K.

Officer: Evp & Cfo

67 sharesโ€ข3 transactions

$2K

5
TAJ

Tasker Anthony James

Officer: Svp & Coo

0 sharesโ€ข1 transactions

$0

Top Sellers

1
RIR

Rudy Irvin Robert

Director

2.0K sharesโ€ข1 transactions

$75K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Slightly bearish with $31K net selling. Selling modestly exceeds buying, which could be routine diversification rather than concern.

Buy/Sell Ratio

0.59:1

Moderately negative ratio. Selling is roughly double the buying, which may be routine or signal caution.

Recent Trend (3 Months)

$11K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Buying

5 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.

SEC Filings

FUNC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

March 25, 2026
May 07, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 27, 2025
May 07, 2025
2025
DEF 14A

DEF 14A 2024

N/A

March 19, 2024
May 09, 2024
2024
DEF 14A

DEF 14A 2023

N/A

March 29, 2023
May 11, 2023
2023
DEF 14A

DEF 14A 2022

N/A

March 31, 2022
May 12, 2022
2022
DEF 14A

DEF 14A 2021

N/A

April 19, 2021
May 20, 2021
2021
DEF 14A

DEF 14A 2019

N/A

March 20, 2019
May 16, 2019
2019
DEF 14A

DEF 14A 2018

N/A

March 20, 2018
May 17, 2018
2018
DEF 14A

DEF 14A 2017

N/A

March 22, 2017
May 18, 2017
2017
DEF 14A

DEF 14A 2016

N/A

March 30, 2016
May 12, 2016
2016
Showing 1 to 10 of 32 filings