Fifth Third Bancorp

Fifth Third Bancorp

FITBยทNASDAQ

$49.49

-1.6%
Financial ServicesBanks - Regional

Fifth Third Bancorp operates as a diversified financial services company in the United States. The company's Commercial Banking segment offers credit intermediation, cash management, and financial services; lending and depository products; and cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance for business, government, and professional customers. Its Branch Banking segment provides a range of deposit and loan products to individuals and small businesses. This segment offers checking and savings accounts, home equity loans and lines of credit, credit cards, and loans for automobiles and personal financing needs, as well as cash management services for small businesses. The company's Consumer Lending segment engages in direct lending activities that include origination, retention, and servicing of residential mortgage and home equity loans or lines of credit; and indirect lending activities, including loans to consumers through correspondent lenders and automobile dealers. Fifth Third Bancorp's Wealth & Asset Management segment provides various investment alternatives for individuals, companies, and not-for-profit organizations. It offers retail brokerage services to individual clients; and broker dealer services to the institutional marketplace. This segment also provides wealth planning, investment management, banking, insurance, and trust and estate services; and advisory services for institutional clients comprising middle market businesses, non-profits, states, and municipalities. As of December 31, 2021, the company operated 1,117 full-service banking centers and 2,322 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina. Fifth Third Bancorp was founded in 1858 and is headquartered in Cincinnati, Ohio.

At a Glance

Live Snapshot
Market Cap$44.85B
EPS3.5500
P/E Ratio13.94
Earnings Date07/16/2026
Fifth Third Bancorp

Fifth Third Bancorp Fair Value Envelope

FITB ยท NASDAQ

Our analysis suggests that FITB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $49.49, this represents a potential HIDDEN relative to our calculated worth for Fifth Third Bancorp.

Intrinsic Value
Current Price: $49.49

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$3,916.6B
+ Cash & Equivalents$3.5B
Firm Value$3,920.1B
- Debt$14.5B
Equity Value$3,905.6B
/ Shares Outstanding661,011,769B
DCF Value$5.9K
UNDERVALUED BY 11839%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$7.1B
$11.3B
$17.8B
$28.0B
$44.3B
$69.9B
$110.4B
$174.3B
$275.2B
$434.4B
Maintenance CapEx
-$223.9M
-$353.5M
-$558.1M
-$881.1M
-$1.4B
-$2.2B
-$3.5B
-$5.5B
-$8.6B
-$13.6B
Owner Earnings
$6.9B
$10.9B
$17.2B
$27.2B
$42.9B
$67.7B
$106.9B
$168.8B
$266.5B
$420.8B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$6.4B
$9.3B
$13.7B
$20.0B
$29.2B
$42.7B
$62.4B
$91.2B
$133.3B
$194.9B
Terminal Value represents 84.6% of Enterprise Value