First Interstate BancSystem, Inc.

First Interstate BancSystem, Inc.

FIBKยทNASDAQ

$34.32

-0.52%
Financial ServicesBanks - Regional

First Interstate BancSystem, Inc. operates as the bank holding company for First Interstate Bank that provides range of banking products and services in the United States. It offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. The company also offers real estate loans comprising commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans comprising direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services to individuals, businesses, and nonprofit organizations. Further, the company offers marketing, credit review, loan servicing, credit cards issuance and servicing, mortgage loan sales and servicing, indirect consumer loan purchasing and processing, loan collection services, and other operational services, as well as online and mobile banking services. It serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, energy, governmental services, healthcare, hospitality, housing, mining, professional services, real estate development, retail, technology, tourism, and wholesale trade. As of December 31, 2021, it operated 147 banking offices, including detached drive-up facilities in communities across Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming. The company was incorporated in 1971 and is headquartered in Billings, Montana.

At a Glance

Live Snapshot
Market Cap$3.33B
EPS2.9500
P/E Ratio11.63
Earnings Date07/28/2026
3Y-11.0%
5Y+56.0%
10Y+146.0%
3Y+49.0%
5Y+87.0%
10Y+216.0%
3Y-43.0%
5Y+14.0%
10Y+159.0%
First Interstate BancSystem, Inc.

First Interstate BancSystem, Inc. Profit Bridge

FIBK ยท NASDAQ
Revenue1.06B
Cost of Goods Sold (26.80M)
Gross Profit1.03B
Operating Expenses (639.80M)
Operating Income391.70M
Interest Expense (352.60M)
Other Income/Expense0.00
Pretax Income391.70M
Income Tax (89.60M)
Net Income302.10M
Net Income
302.10M

Profitability Analysis

Gross Margin

97.5%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

37.0%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

28.5%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

22.9%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

First Interstate BancSystem, Inc. Income Statement

FIBK โ€ข NASDAQ

First Interstate BancSystem, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
1.1B
1.5B
1.4B
1.2B
656M
680.3M
696.6M
612.2M
519.6M
429.7M
403.9M
378.9M
369.3M
388.8M
384.8M
405.5M
428.7M
457.4M
418M
375.7M
GROSS PROFIT
(26.8M)
(548.7M)
(433.5M)
(161.6M)
(2.7M)
(83.5M)
(72.9M)
(49.5M)
(39M)
(27.6M)
(24.9M)
(12M)
(14.6M)
(70.9M)
(100.2M)
(130M)
(130.2M)
(153.9M)
(133.7M)
(113.7M)
1B
931.9M
993.6M
1B
653.3M
596.8M
623.7M
562.7M
480.6M
402.1M
379.1M
366.9M
354.8M
317.9M
284.6M
275.5M
298.5M
303.5M
284.3M
262M
OPERATING INCOME
(639.8M)
(637.4M)
(656.8M)
(766M)
(405.5M)
(387.5M)
(388.6M)
(356.4M)
(323.9M)
(256.8M)
(248.6M)
(237.3M)
(222.1M)
(229.6M)
(218.4M)
(221M)
(217.7M)
(195.4M)
(178.9M)
(144.9M)
(424.6M)
(371.3M)
(369.9M)
(373.6M)
(227.3M)
(229M)
(210.3M)
(199.9M)
(165M)
(148.4M)
(137.6M)
(131.7M)
(129.4M)
(125.6M)
(118.7M)
(122.7M)
(125.7M)
(114M)
(98.1M)
(88.9M)
391.7M
294.5M
336.8M
257.1M
247.8M
209.3M
235.1M
206.3M
156.7M
145.3M
130.5M
129.6M
132.7M
88.3M
66.2M
54.4M
80.8M
108.1M
105.4M
117.1M
PRE-TAX INCOME
(352.6M)
(480.9M)
(401.3M)
(78.9M)
(17.3M)
(26.6M)
(59M)
(40.9M)
(27.9M)
(17.7M)
(18.1M)
(18.6M)
(20.7M)
(30.1M)
(42M)
(63.1M)
(84.9M)
(120.5M)
(126M)
(106M)
825.4M
821.6M
878.8M
942.6M
489.2M
497.8M
495M
432.5M
349.8M
279.8M
264.4M
248.5M
237M
243.8M
250.9M
251.4M
243.1M
235.4M
199.6M
187.5M
(215.2M)
(266.1M)
(286.9M)
(392.4M)
(178.2M)
(158.5M)
(178.3M)
(156.5M)
(158.9M)
(108.4M)
(111M)
(105.6M)
(92.7M)
(104M)
(99.7M)
(98.3M)
(92M)
(81.4M)
(80.7M)
(56M)
391.7M
294.5M
336.8M
257.1M
247.8M
209.3M
235.1M
206.3M
156.7M
145.3M
130.5M
129.6M
132.7M
88.3M
66.2M
54.4M
80.8M
108.1M
105.4M
117.1M
NET INCOME
(89.6M)
(68.5M)
(79.3M)
(54.9M)
(55.7M)
(48.1M)
(54.1M)
(46.1M)
(50.2M)
(49.6M)
(43.7M)
(45.2M)
(46.6M)
(30M)
(21.6M)
(17.1M)
(27M)
(37.4M)
(36.8M)
(41.5M)
302.1M
226M
257.5M
202.2M
192.1M
161.2M
181M
160.2M
106.5M
95.7M
86.8M
84.4M
86.1M
58.2M
44.5M
37.4M
53.9M
70.6M
68.6M
75.6M

SEC Filings

FIBK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 29, 2026
May 27, 2026
2026
8-K

8-K 2026

N/A

May 13, 2026
May 11, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 16, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 28, 2026
January 28, 2026
2026
8-K

8-K 2025

N/A

November 18, 2025
November 14, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 29, 2025
October 29, 2025
2025
Showing 1 to 10 of 545 filings