First Hawaiian, Inc.

First Hawaiian, Inc.

FHBยทNASDAQ

$26.46

-0.11%
Financial ServicesBanks - Regional

First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking services to consumer and commercial customers in the United States. It operates through three segments: Retail Banking, Commercial Banking, and Treasury and Other. The company accepts various deposit products, including checking and savings accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit, automobile loans and leases, personal lines of credit, installment loans, and small business loans and leases, as well as commercial lease and auto dealer financing. In addition, the company offers personal installment, credit card, individual investment and financial planning, insurance protection, trust and estate, private banking, retirement planning, treasury, and merchant processing services. It operates a network of 54 branches, which include 49 in Hawaii, 3 in Guam, and 2 in Saipan. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.

At a Glance

Live Snapshot
Market Cap$3.22B
EPS2.2100
P/E Ratio11.97
Earnings Date07/24/2026
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First Hawaiian, Inc. Street Expectations Map

FHB ยท NASDAQ

Wall Street analysts project that FHB stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 27.75, with estimates ranging from a low of 27.50 to a high of 28.00.

Lowest Target
27.50
3.93%
Consensus Target
27.75
4.88%
Highest Target
28.00
5.82%

The consensus 1-year price target stands at 27.75, with estimates ranging from a low of 27.50 to a high of 28.00.

Analyst Consensus Analysis

Upside Potential

+4.9%

Fair value territory. Stock trading near consensus target suggests limited near-term catalysts. Focus on fundamental developments.

Analyst Agreement

1.8% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Efficient pricing: Stock trading at fair value with strong consensus suggests market has priced in expectations. Look for fundamental inflection points or new catalysts to drive meaningful moves.

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First Hawaiian, Inc. Forward Estimates of Revenue

FHB ยท NASDAQ
Latest Revenue
1.17B
FY 2025
Avg Estimate
914.92M
FY 2026
Estimate Range
911.90M - 916.67M
Analyst Spread

Forward Growth Analysis

Projected Growth-21.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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First Hawaiian, Inc. Forward Estimates of Net Income

FHB ยท NASDAQ
Latest Net Income
276.27M
FY 2025
Avg Estimate
292.48M
FY 2026
Estimate Range
288.10M - 296.86M
Analyst Spread

Forward Growth Analysis

Projected Growth+5.9%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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First Hawaiian, Inc. Forward Estimates of EPS

FHB ยท NASDAQ
Latest EPS
2.21
FY 2025
Avg Estimate
$2.33
FY 2026
Estimate Range
$2.30 - $2.37
Analyst Spread

Forward Growth Analysis

Projected Growth+5.2%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage7 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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First Hawaiian, Inc. Forward Estimates of EBIT

FHB ยท NASDAQ
Latest EBIT
354.24M
FY 2025
Avg Estimate
323.79M
FY 2026
Estimate Range
322.72M - 324.41M
Analyst Spread

Forward Growth Analysis

Projected Growth-8.6%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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First Hawaiian, Inc. Forward Estimates of EBITDA

FHB ยท NASDAQ
Latest EBITDA
354.24M
FY 2025
Avg Estimate
363.27M
FY 2026
Estimate Range
362.07M - 363.97M
Analyst Spread

Forward Growth Analysis

Projected Growth+2.5%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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First Hawaiian, Inc. Forward Estimates of SG&A Expense

FHB ยท NASDAQ
Latest SG&A Expense
401.29M
FY 2025
Avg Estimate
236.59M
FY 2026
Estimate Range
235.81M - 237.04M
Analyst Spread

Forward Growth Analysis

Projected Growth-41.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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First Hawaiian, Inc. Insider Positioning

FHB ยท NASDAQ

During the last 12 months, insiders have sold $937K worth of FHB shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

470

12.78K

Net Activity

-13K

-$13K

6-9 Months

Bought

0

0.00

Sold

36.5K

924.43K

Net Activity

-924K

-$924K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
AA

Arizumi Alan

Officer: Vice Chair

36.5K sharesโ€ข1 transactions

$924K

2
WCS

Wo Craig Scott

Director

470 sharesโ€ข1 transactions

$13K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $937K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.