First Foundation Inc.

First Foundation Inc.

FFWM·NASDAQ

$6.03

+3.9%
Financial ServicesBanks - Regional

First Foundation Inc., through its subsidiaries, provides personal banking, business banking, and private wealth management services in the United States. It operates through two segments, Banking and Wealth Management. The company offers a range of bank deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificate of deposits; and loan products consisting of multifamily and single family residential real estate loans, commercial real estate loans, and commercial term loans and line of credits, as well as consumer loans, such as personal installment loans and line of credits, and home equity line of credits. It also provides various specialized services comprising trust services, internet and mobile banking, remote deposit capture services, merchant credit card services, ATM cards, Visa debit cards, and business sweep accounts, as well as insurance brokerage services and equipment financing solutions. In addition, the company offers investment management and financial planning services; treasury management services; advisory and coordination services in the areas of estate planning, retirement planning, and charitable and business ownership issues; and financial, investment, and economic advisory and related services. Further, it provides support services, including the processing and transmission of financial and economic data for charitable organizations. The company operates through a network of 28 branch offices and 3 loan production offices in California, Nevada, Texas, and Hawaii. First Foundation Inc. was founded in 1985 and is headquartered in Dallas, Texas.

At a Glance

Live Snapshot
Market Cap$496.65M
EPS-1.4100
P/E Ratio-4.41
Earnings Date01/29/2026
ffwm

First Foundation Inc. Street Expectations Map

FFWM · NASDAQ

Wall Street analysts project that FFWM stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 6.38, with estimates ranging from a low of 6.00 to a high of 6.75.

Lowest Target
6.00
-0.50%
Consensus Target
6.38
5.80%
Highest Target
6.75
11.94%

The consensus 1-year price target stands at 6.38, with estimates ranging from a low of 6.00 to a high of 6.75.

Analyst Consensus Analysis

Upside Potential

+5.8%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

11.8% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

24.00x

Favorable risk-reward. Potential upside significantly exceeds downside risk, offering asymmetric return profile attractive for risk-tolerant investors.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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First Foundation Inc. Forward Estimates of Revenue

FFWM · NASDAQ
Latest Revenue
481.54M
FY 2024
Avg Estimate
246.14M
FY 2025
Estimate Range
237.64M - 254.63M
Analyst Spread

Forward Growth Analysis

Projected Growth-48.9%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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First Foundation Inc. Forward Estimates of Net Income

FFWM · NASDAQ
Latest Net Income
-92.41M
FY 2024
Avg Estimate
-115.45M
FY 2025
Estimate Range
-123.98M - -106.92M
Analyst Spread

Forward Growth Analysis

Projected Growth-24.9%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread15%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

ffwm

First Foundation Inc. Forward Estimates of EPS

FFWM · NASDAQ
Latest EPS
-1.41
FY 2024
Avg Estimate
$-1.76
FY 2025
Estimate Range
$-1.89 - $-1.63
Analyst Spread

Forward Growth Analysis

Projected Growth-24.8%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread15%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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First Foundation Inc. Forward Estimates of EBIT

FFWM · NASDAQ
Latest EBIT
-137.38M
FY 2024
Avg Estimate
30.02M
FY 2025
Estimate Range
28.98M - 31.05M
Analyst Spread

Forward Growth Analysis

Projected Growth+121.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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First Foundation Inc. Forward Estimates of EBITDA

FFWM · NASDAQ
Latest EBITDA
-129.41M
FY 2024
Avg Estimate
34.82M
FY 2025
Estimate Range
33.62M - 36.02M
Analyst Spread

Forward Growth Analysis

Projected Growth+126.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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First Foundation Inc. Forward Estimates of SG&A Expense

FFWM · NASDAQ
Latest SG&A Expense
83.92M
FY 2024
Avg Estimate
55.79M
FY 2025
Estimate Range
53.86M - 57.71M
Analyst Spread

Forward Growth Analysis

Projected Growth-33.5%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

ffwm

First Foundation Inc. Insider Positioning

FFWM · NASDAQ

During the last 12 months, insiders have sold $117K worth of FFWM shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

20.4K

111.15K

Net Activity

-111K

-$111K

9-12 Months

Bought

0

0.00

Sold

974

5.79K

Net Activity

-6K

-$6K

Top Buyers

No buying activity

Top Sellers

1
HJ

Hakopian John

Officer: President, Ffa

12.7K shares1 transactions

$69K

2
BJ

Britton James

Officer: Chief Financial Officer

8.6K shares2 transactions

$47K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $117K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.