$15.47
-3.1%Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, demand accounts, NOW accounts, and certificates of deposit. The company also provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities. In addition, it offers banking services to public municipalities comprising counties, cities, towns, villages, school districts, libraries, fire districts, and various courts. As of December 31, 2021, the company operated 24 full-service offices located in the New York City boroughs of Queens, Brooklyn, and Manhattan; and in Nassau and Suffolk County, New York, as well as an Internet branch. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
FFIC โข NASDAQ
| Flushing Financial Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
18.9M | -31.3M | 28.7M | 76.9M | 81.8M | 34.7M | 41.3M | 55.1M | 41.1M | 64.9M | 46.2M | 44.2M | 37.8M | 34.3M | 35.3M | 38.8M | 25.6M | 22.3M | 20.2M | 21.6M | |
0.0 | 6.1M | 6.4M | 6.5M | 7M | 6.3M | 5.9M | 5.8M | 4.8M | 4.5M | 3.6M | 2.8M | 3.4M | 3.7M | 3.7M | 3.3M | 3.1M | 2.9M | 4.3M | 3.4M | |
0.0 | -15.9M | 3.7M | 144K | -1.7M | -4.6M | -3.9M | -2.7M | 8.7M | -1.5M | -5.2M | 4.2M | -682K | -804K | 685K | -8M | 7.9M | -6.4M | -848K | 485K | |
0.0 | 2.5M | 5.6M | 6.8M | 6.8M | 6.5M | 7.8M | 7M | 6M | 5.9M | 4.8M | 4.3M | 3.4M | 3.3M | 2.7M | 2.2M | 2.1M | 2.2M | 0.0 | 0.0 | |
40.7M | 80.6M | -2.1M | -1.2M | -4.1M | 24.7M | 8.3M | 4.3M | 11.6M | -46M | -4.6M | -5.5M | 17.7M | 25.7M | 24.3M | 25.8M | 21.1M | 11.4M | 499K | 4.2M | |
(1.3M) | (8.6M) | (6.3M) | (32.4M) | (28.2M) | (17.9M) | (15.4M) | (6.6M) | (23.9M) | (36.8M) | (32.6M) | (24.9M) | (21.4M) | (21.9M) | (22.9M) | (26.8M) | (9.6M) | (17.9M) | (0.0) | (0.0) | |
1.5M | -29.6M | -7.7M | -3.4M | -1.2M | 3.8M | 4.4M | 7.8M | 11.3M | 14.7M | -123K | 7.4M | 12.9M | 4.9M | -1.9M | 5.1M | -31.7M | -3M | 1.4M | 631K | |
61M | 12.4M | 34.6M | 85.8M | 88.6M | 71.3M | 63.8M | 77.3M | 83.5M | 42.4M | 44.7M | 57.4M | 74.4M | 71.1M | 64.7M | 67.2M | 28M | 29.3M | 25.5M | 30.3M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -2.3M | -5.5M | -4.3M | -3.7M | -2.5M | -4.2M | -5.4M | -9.4M | -6.7M | -11.1M | -4.3M | -809K | -1.3M | -4.6M | -3M | -2.7M | -1.3M | -3.3M | -8.4M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (31.5M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -11.3M | |
(0.0) | -1.3B | -187.4M | -241.4M | -538.4M | -217.4M | -176.2M | -307.7M | -171M | -179.4M | -318.9M | -162.8M | -458.6M | -311.7M | -157.7M | -397.9M | -198.3M | -518.2M | -211.1M | -60.1M | |
82.8M | 727.7M | 58.3M | 170.5M | 395.3M | 505.3M | 213.3M | 203.9M | 286.9M | 270.8M | 280.7M | 227.4M | 343.4M | 183.4M | 162.6M | 280.5M | 271.1M | 150.4M | 95.6M | 97.3M | |
163.7M | 71.6M | 40.4M | -276.6M | 39.9M | -223.8M | -227.7M | -368.8M | -360.6M | -407M | -551.2M | -399.9M | -210M | -68.5M | 22.4M | -60.5M | -262.9M | -265.3M | -386.8M | -336.6M | |
(246.5M) | -505.6M | -94.3M | -351.8M | -106.8M | (93.1M) | -194.8M | -478M | -254.1M | -322.2M | -600.5M | -339.6M | -326M | -198M | (22.7M) | -180.9M | -192.8M | -634.4M | -505.6M | -319M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-721K | 63.8M | -13.2M | -29.7M | -11.4M | -3.9M | -2.7M | -22.6M | -9.3M | -9.9M | -15.6M | -18.9M | -14.2M | -5.6M | -7.7M | -347K | 101.9M | 2M | 270K | -3.7M | |
-435M | 73.1M | -209.7M | 242.9M | -218.8M | -236.6M | -16.4M | -63.8M | 39.5M | -10.5M | 214.4M | 43.4M | 56.9M | 264.5M | -12.6M | -347.6M | -76.4M | 94.5M | 235.2M | 111.9M | |
-30.3M | -26M | -26.3M | -27M | -26.5M | -24.8M | -24.1M | -22.9M | -21M | -19.7M | -18.6M | -17.9M | -15.6M | -15.8M | -15.9M | -15.8M | -15M | -10.4M | -9.4M | -8.2M | |
-721K | -1.7M | -13.2M | -29.7M | -11.4M | -3.9M | -2.7M | -22.6M | -9.3M | -9.9M | -15.6M | -18.9M | -14.2M | -5.6M | -7.7M | -347K | -231K | -409K | (0.0) | (0.0) | |
132M | 362.7M | 329.2M | 149.9M | 199.2M | 208.5M | 105.4M | 577.1M | 177.1M | 313.4M | 383.7M | 276.3M | 217.5M | -131.6M | -43.2M | 496.9M | 152.3M | 443.3M | 260.9M | 191.1M | |
-334.1M | 473.6M | 80.1M | 336.1M | -57.5M | -56.8M | 62.2M | 467.7M | 186.3M | 273.3M | 563.9M | 283M | 244.6M | 111.6M | -79.5M | 133.1M | 162.8M | 599.3M | 487M | 291.2M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-26.5M | -19.6M | 20.4M | 70M | -75.7M | 107.6M | -68.8M | 67M | 15.7M | -6.5M | 8.1M | 780K | -6.9M | -15.3M | 7.9M | 19.4M | -2M | -5.7M | 6.9M | 2.5M | |
152.6M | 172.2M | 151.8M | 81.7M | 157.4M | 49.8M | 118.6M | 51.5M | 35.9M | 42.4M | 34.3M | 33.5M | 40.4M | 55.7M | 47.8M | 28.4M | 30.4M | 36.1M | 29.3M | 26.8M | |
126.1M | 152.6M | 172.2M | 151.8M | 81.7M | 157.4M | 49.8M | 118.6M | 51.5M | 35.9M | 42.4M | 34.3M | 33.5M | 40.4M | 55.7M | 47.8M | 28.4M | 30.4M | 36.1M | 29.3M | |
55.8M | 10.1M | 29.1M | 81.4M | 84.9M | 68.8M | 59.6M | 71.9M | 74.1M | 35.7M | 33.6M | 53.1M | 73.6M | 69.8M | 60.2M | 64.2M | 25.3M | 28.1M | 22.2M | 22M |
FFIC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 01, 2026 | June 01, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 11, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 28, 2026 | April 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 07, 2026 | April 02, 2026 | 2026 | |
10-K/A 10-K/A 2025 FY (Amended) FY | March 31, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 24, 2026 | March 24, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 06, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 25, 2026 | February 24, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 27, 2026 | 2026 |
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