FDBC - NASDAQ
Fidelity D & D Bancorp, Inc.
$45.62
-2.6%Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, clubs, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of deposit. It also offers commercial and industrial, commercial real estate, consumer, and residential mortgage loans. In addition, the company provides alternative financial and insurance products with asset management services. As of April 21, 2022, it operated 22 full-service banking offices in Lackawanna, Luzerne, and Northampton counties, Pennsylvania. Fidelity D & D Bancorp, Inc. was founded in 1902 and is headquartered in Dunmore, Pennsylvania.
At a Glance
Live SnapshotFidelity D & D Bancorp, Inc. Fair Value Envelope
Owner Earnings Valuation Tool
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DCF Valuation Summary
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $42.2M | $42.1M | $42.0M | $41.9M | $41.7M | $41.6M | $41.5M | $41.3M | $41.2M | $41.1M |
| Maintenance CapEx | -$3.5M | -$3.5M | -$3.5M | -$3.5M | -$3.5M | -$3.4M | -$3.4M | -$3.4M | -$3.4M | -$3.4M |
| Owner Earnings | $38.7M | $38.6M | $38.5M | $38.4M | $38.3M | $38.2M | $38.0M | $37.9M | $37.8M | $37.7M |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $35.9M | $33.1M | $30.6M | $28.2M | $26.0M | $24.0M | $22.2M | $20.5M | $18.9M | $17.5M |
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