$13.87
-1.2%FB Bancorp, Inc. operates as the bank holding company for Fidelity Bank, a Louisiana-chartered mutual savings bank. The bank primarily engages in accepting deposits from the general public and investing those deposits, along with funds generated from operations, in one- to four-family residential mortgage loans secured by properties located in its primary market areas. It also originates residential construction loans, commercial real estate loans, commercial loans, home equity loans and lines of credit, and consumer loans.
Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation
Base year metrics used for projections
Forecast period and terminal assumptions
Calculation flow from present value to intrinsic value per share
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $4.3M | $6.9M | $10.8M | $17.0M | $26.8M | $42.3M | $66.7M | $105.1M | $165.7M | $261.2M |
| Maintenance CapEx | -$2.1M | -$3.3M | -$5.2M | -$8.2M | -$13.0M | -$20.4M | -$32.2M | -$50.8M | -$80.0M | -$126.1M |
| Owner Earnings | $2.2M | $3.5M | $5.6M | $8.8M | $13.9M | $21.9M | $34.5M | $54.4M | $85.7M | $135.1M |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $2.1M | $3.0M | $4.4M | $6.5M | $9.4M | $13.8M | $20.1M | $29.4M | $42.9M | $62.6M |
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