First Business Financial Services, Inc.

First Business Financial Services, Inc.

FBIZยทNASDAQ

$55.79

-2.8%
Financial ServicesBanks - Regional

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals. The company offers deposit products, such as non-interest-bearing transaction accounts, interest-bearing transaction accounts, money market accounts, time deposits, and certificates of deposit, as well as credit cards. It also provides loan products, including commercial real estate loans, commercial and industrial loans, small business administration loans, and direct financing leases, as well as consumer and other loans comprising home equity, first and second mortgage, and other personal loans for professional and executive clients. The company offers commercial lending, asset-based lending, equipment financing, accounts receivable financing, vendor financing, floorplan financing, treasury management services, and company retirement plans; trust and estate administration, financial planning, investment management, and private banking services; and investment portfolio administrative, asset-liability management, and asset-liability management process validation services for other financial institutions. First Business Financial Services, Inc. was founded in 1909 and is headquartered in Madison, Wisconsin.

At a Glance

Live Snapshot
Market Cap$466.53M
EPS6.0600
P/E Ratio9.21
Earnings Date07/23/2026
0.71%
Dividend Yield
19%
3Y-17.0%
5Y-4.0%
10Y+36.0%
25.56%
Dividend Payout Ratio
29%
3Y+8.0%
5Y+61.0%
10Y-9.0%
3Y+47.0%
5Y+102.0%
10Y+199.0%
First Business Financial Services, Inc.

First Business Financial Services, Inc. Dividend History

FBIZ ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

FBIZ Dividend Payment History

FBIZ ยท NASDAQ

Total Payments

50

Latest Dividend

$0.3400

Annual Amount

$1.5500

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 23, 2026
May 6, 2026May 20, 2026
$0.3400
$0.3400
Quarterly0.00%
Jan 29, 2026
Feb 14, 2026Feb 28, 2026
$0.3400
$0.3400
Quarterly+17.24%
Oct 31, 2025
Nov 19, 2025Dec 3, 2025
$0.2900
$0.2900
Quarterly0.00%
Jul 25, 2025
Aug 11, 2025Aug 25, 2025
$0.2900
$0.2900
Quarterly0.00%
Apr 25, 2025
May 9, 2025May 23, 2025
$0.2900
$0.2900
Quarterly0.00%
Feb 3, 2025
Feb 14, 2025Feb 28, 2025
$0.2900
$0.2900
Quarterly+16.00%
Oct 25, 2024
Nov 7, 2024Nov 20, 2024
$0.2500
$0.2500
Quarterly0.00%
Jul 29, 2024
Aug 8, 2024Sep 16, 2024
$0.2500
$0.2500
Quarterly0.00%
Apr 29, 2024
May 9, 2024May 22, 2024
$0.2500
$0.2500
Quarterly0.00%
Jan 26, 2024
Feb 8, 2024Feb 21, 2024
$0.2500
$0.2500
Quarterly+9.65%
Oct 30, 2023
Nov 6, 2023Nov 16, 2023
$0.2280
$0.2280
Quarterly0.00%
Jul 28, 2023
Aug 7, 2023Aug 17, 2023
$0.2280
$0.2280
Quarterly0.00%
Apr 28, 2023
May 8, 2023May 18, 2023
$0.2280
$0.2280
Quarterly0.00%
Jan 27, 2023
Feb 6, 2023Feb 16, 2023
$0.2280
$0.2280
Quarterly+15.15%
Oct 28, 2022
Nov 7, 2022Nov 17, 2022
$0.1980
$0.1980
Quarterly0.00%
Jul 29, 2022
Aug 8, 2022Aug 18, 2022
$0.1980
$0.1980
Quarterly0.00%
Apr 29, 2022
May 9, 2022May 19, 2022
$0.1980
$0.1980
Quarterly0.00%
Jan 28, 2022
Feb 7, 2022Feb 17, 2022
$0.1980
$0.1980
Quarterly+10.00%
Oct 29, 2021
Nov 8, 2021Nov 18, 2021
$0.1800
$0.1800
Quarterly0.00%
Jul 30, 2021
Aug 9, 2021Aug 19, 2021
$0.1800
$0.1800
Quarterly0.00%
Apr 30, 2021
May 10, 2021May 24, 2021
$0.1800
$0.1800
Quarterly0.00%
Jan 29, 2021
Feb 8, 2021Feb 18, 2021
$0.1800
$0.1800
Quarterly+9.09%
Oct 23, 2020
Nov 2, 2020Nov 12, 2020
$0.1650
$0.1650
Quarterly0.00%
Jul 24, 2020
Aug 3, 2020Aug 13, 2020
$0.1650
$0.1650
Quarterly0.00%
Apr 24, 2020
May 4, 2020May 14, 2020
$0.1650
$0.1650
Quarterly0.00%
Jan 24, 2020
Feb 3, 2020Feb 13, 2020
$0.1650
$0.1650
Quarterly+10.00%
Oct 25, 2019
Nov 4, 2019Nov 14, 2019
$0.1500
$0.1500
Quarterly0.00%
Jul 26, 2019
Aug 5, 2019Aug 15, 2019
$0.1500
$0.1500
Quarterly0.00%
Apr 26, 2019
May 6, 2019May 16, 2019
$0.1500
$0.1500
Quarterly0.00%
Jan 25, 2019
Feb 4, 2019Feb 14, 2019
$0.1500
$0.1500
Quarterly+7.14%
Oct 26, 2018
Nov 5, 2018Nov 15, 2018
$0.1400
$0.1400
Quarterly0.00%
Jul 27, 2018
Aug 6, 2018Aug 16, 2018
$0.1400
$0.1400
Quarterly0.00%
Apr 27, 2018
May 7, 2018May 17, 2018
$0.1400
$0.1400
Quarterly-
N/A
Apr 2, 2018Apr 12, 2018
$0.0000
$0.0000
Quarterly-
Jan 26, 2018
Feb 5, 2018Feb 15, 2018
$0.1400
$0.1400
Quarterly+7.69%
Oct 27, 2017
Nov 6, 2017Nov 16, 2017
$0.1300
$0.1300
Quarterly0.00%
Jul 31, 2017
Aug 7, 2017Aug 17, 2017
$0.1300
$0.1300
Quarterly0.00%
Apr 28, 2017
May 11, 2017May 25, 2017
$0.1300
$0.1300
Quarterly0.00%
Jan 30, 2017
Feb 10, 2017Feb 24, 2017
$0.1300
$0.1300
Quarterly+8.33%
Oct 31, 2016
Nov 10, 2016Nov 21, 2016
$0.1200
$0.1200
Quarterly0.00%
Aug 1, 2016
Aug 11, 2016Aug 25, 2016
$0.1200
$0.1200
Quarterly0.00%
May 2, 2016
May 13, 2016May 27, 2016
$0.1200
$0.1200
Quarterly0.00%
Feb 2, 2016
Feb 12, 2016Feb 26, 2016
$0.1200
$0.1200
Quarterly+9.09%
Nov 2, 2015
Nov 12, 2015Nov 23, 2015
$0.1100
$0.1100
Quarterly0.00%
Aug 10, 2015
Aug 18, 2015Aug 28, 2015
$0.4400
$0.1100
Quarterly0.00%
May 4, 2015
May 15, 2015May 29, 2015
$0.4400
$0.1100
Quarterly0.00%
Feb 3, 2015
Feb 13, 2015Feb 27, 2015
$0.4400
$0.1100
Quarterly+4.76%
Nov 3, 2014
Nov 13, 2014Nov 24, 2014
$0.4200
$0.1050
Quarterly0.00%
Aug 4, 2014
Aug 11, 2014Aug 25, 2014
$0.4200
$0.1050
Quarterly0.00%
May 5, 2014
May 12, 2014May 27, 2014
$0.4200
$0.1050
Quarterly-
fbiz

First Business Financial Services, Inc. Payout Ratio Analysis

FBIZ ยท NASDAQ
Dividends Paid
-10.56M
2025
Net Income
50.32M
2025
Payout Ratio
20.99%
2025

Dividend Sustainability Analysis

Payout Ratio
20.99%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
17.3%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-14.9%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.