EZPW - NASDAQ
EZCORP, Inc.
$31.84
+2.8%EZCORP, Inc. provides pawn loans in the United States and Latin America. It offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. The company also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition, it offers Lana and EZ+ web-based engagement platforms to manage pawn loans. As of September 30, 2021, the company owned and operated 516 pawn stores in the United States; 508 pawn stores in Mexico; and 124 pawn stores in Guatemala, El Salvador, and Honduras. EZCORP, Inc. was founded in 1989 and is headquartered in Austin, Texas.
At a Glance
Live SnapshotEZCORP, Inc. Management Team
Mr. Michael J. Croney
Chief Accounting Officer
Mr. Sunil Sajnani CPA
Chief Audit & Loss Prevention Executive
Mr. Lachlan P. Given BBus
Chief Executive Officer & Director
Compensation
$2,271,821
Mr. Timothy K. Jugmans
Chief Financial Officer
Compensation
$1,187,160
Ms. Lisa VanRoekel
Chief Human Resources Officer
Compensation
$780,946
Damon Vigiolto
Chief Information Officer
Ms. Ellen H. Bryant
Chief Legal Officer & Secretary
Mr. John Blair Powell Jr.
Chief Operating Officer
Compensation
$1,456,447
Ms. Nicole Swies
Chief Revenue Officer
Mr. Phillip Ean Cohen B.Com., M.B.A.
Executive Chairman
Compensation
$3,798,448
EZCORP, Inc. Insider Positioning
During the last 12 months, insiders have sold $4.13M worth of EZPW shares, with no buying activity reported.
3 Months
0
0.00
35.0K
1.17M
-1.2M
-$1.17M
3-6 Months
0
0.00
102.5K
2.59M
-2.6M
-$2.59M
6-9 Months
0
0.00
18.0K
316.07K
-316K
-$316K
9-12 Months
0
0.00
3.5K
48.34K
-48K
-$48K
Top Buyers
No buying activity
Top Sellers
Appel Matthew W
Director
$816K
Kulas Jason A.
Director
$671K
Swies Nicole
Officer: Chief Revenue Officer
$597K
Tillett Gary
Director
$505K
Espinosa Pablo Lagos
Director
$500K
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $4.13M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.
Recent Trend (3 Months)
Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.
Insider Participation
5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.
Insider Activity Insight
Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.
SEC Filings
EZPW - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2014 N/A | February 12, 2014 | February 12, 2014 | 2014 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.