ERIE - NASDAQ

Erie Indemnity Company

ERIE·NASDAQ

$207.24

+0.52%

Financial ServicesInsurance - Brokers

Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. The company provides sales, underwriting, policy issuance, and renewal services for the policyholders on behalf of the Erie Insurance Exchange. It also offers sales related services, including agent compensation, and sales and advertising support services; and underwriting services comprise underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. Erie Indemnity Company was incorporated in 1925 and is based in Erie, Pennsylvania.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$9.57B

EPS12.0100

P/E Ratio17.26

Earnings Date08/06/2026

3.36B

Assets

16%

3Y+50.0%

5Y+58.0%

10Y+117.0%

1.07B

Total Liabilities

19%

3Y+36.0%

5Y+15.0%

10Y+46.0%

2.28B

Total Equity

15%

3Y+58.0%

5Y+92.0%

10Y+180.0%

Erie Indemnity Company Funding & Solvency Profile

ERIE · NASDAQ

Current Assets

Cash & Cash Equivalents345.87M

Net Receivables735.59M

Inventory0.00

Other Current Assets83.81M

Total Current Assets1 B

Non-Current Assets

Property, Plant & Equipment571.48M

Goodwill & Intangible Assets0.00

Long-Term Investments70.62M

Other Non-Current Assets1.51B

Total Non-Current Assets2 B

Total Assets

3.36B

Financial Health Analysis

Current Ratio

1.27x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

0.47x

Conservative capital structure. The company relies primarily on equity financing, indicating low financial risk.

Working Capital

254 M

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

36% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Conservative with tight liquidity: Low debt is positive, but current ratio warrants attention. Consider whether the company is efficiently deploying its equity capital.

Erie Indemnity Company Balance Sheet

ERIE • NASDAQ

Erie Indemnity Company Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	345.9M	274.8M	144.1M	142.1M	183.7M	161.2M	336.7M	266.4M	215.7M	189.1M	182.9M	514M	452M	400M	185M	430M	76.5M	61.1M	31.1M	60.2M
Short-Term Investments	33.9M	44.6M	82M	24.3M	38.4M	17.7M	35.2M	402.3M	71.2M	56.1M	62.1M	0.0	9.6B	2.4B	0.0	0.0	701.8M	618.7M	921.7M	1.1B
Cash & Short-Term Investments	379.8M	319.4M	226.1M	166.4M	222.1M	178.9M	371.9M	668.8M	286.9M	245.2M	245M	514M	10B	2.8B	185M	430M	778.3M	679.8M	952.7M	1.1B
Net Receivables	735.6M	718.1M	634.8M	524.9M	479.1M	494.6M	474.1M	455.1M	425.2M	384.9M	353.5M	371.7M	1.3B	1.1B	1.1B	1.1B	1.1B	1.3B	1.3B	1.4B
Accounts Receivables	735.6M	718.1M	634.8M	524.9M	479.1M	494.6M	474.1M	455.1M	425.2M	384.9M	353.5M	335.2M	1.3B	1.2B	1.1B	1.1B	1.1B	1.1B	1.1B	1.1B
Other Receivables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	250.7M	235.2M	227.3M
Inventory	0.0	0.0	0.0	-9.7M	0.0	0.0	0.0	0.0	0.0	-11.5M	0.0	0.0	0.0	-2.4B	0.0	0.0	0.0	0.0	0.0	0.0
Prepaids	0.0	83.9M	1.5M	9.7M	56.2M	52.6M	38.2M	36.9M	34.9M	30.2M	24.7M	0.0	0.0	0.0	0.0	0.0	124.2M	109.6M	110.5M	114.1M
Other Current Assets	83.8M	23.6M	67.8M	87.5M	6.3M	-726.1M	7.2M	8.2M	0.0	5.3M	11.9M	0.0	0.0	2.7B	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	1.2B	1.1B	930.2M	778.8M	763.7M	0.0	891.4M	1.2B	760.1M	654M	635.1M	514M	452M	4.2B	185M	1.6B	2B	2.1B	2.4B	2.6B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	571.5M	513.5M	442.6M	413.9M	374.8M	265.3M	243.8M	130.8M	83.1M	69.1M	59.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill	0.0	0.0	38.6M	42.8M	0.0	0.0	0.0	42.5M	40.7M	89.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	0.0	0.0	-88.2M	0.0	0.0	0.0	0.0	841.1M	805.6M	662.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	0.0	0.0	-49.5M	42.8M	0.0	0.0	0.0	883.6M	846.3M	751.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	70.6M	1.1B	963.5M	943M	995.4M	1B	790.8M	451.3M	754.5M	715.3M	626.4M	4.2B	4.3B	10.4B	3.6B	11.8B	1.1B	980.5M	1.3B	1.4B
Tax Assets	0.0	0.0	0.0	42.8M	0.0	0.0	0.0	-883.6M	-823.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	1.5B	147.6M	185.2M	18.3M	108.1M	-1.3B	90.2M	-856.3M	-797M	-695.2M	86.7M	-4.2B	-4.3B	-10.4B	-3.6B	2.1B	-1.1B	-980.5M	-1.3B	-1.4B
Total Non-Current Assets	2.2B	1.7B	1.5B	1.5B	1.5B	0.0	1.1B	609.4M	887M	840.6M	772.2M	37M	2M	10.4B	19M	13.9B	1.1B	980.5M	1.3B	413.3M
Other Assets	0.0	0.0	0.0	0.0	0.0	2.1B	0.0	0.0	18.7M	54.4M	0.0	17.2B	16.2B	0.0	14.1B	-1.1B	10.2B	-504.5M	-737.4M	0.0
Total Assets	3.4B	2.9B	2.5B	2.2B	2.2B	2.1B	2B	1.8B	1.7B	1.5B	1.4B	17.8B	16.7B	15.4B	14.3B	14.3B	13.3B	2.6B	2.9B	3B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	185.1M	170.9M	521.4M	460.8M	461.2M	122.5M	109.6M	104.3M	85.9M	88.1M	257.5M	0.0	0.0	0.0	0.0	208.7M	200.8M	187.2M	191.1M
Accounts Payable	0.0	185.1M	170.9M	163.2M	138.3M	150.7M	122.5M	109.6M	104.3M	85.9M	88.1M	0.0	0.0	0.0	0.0	0.0	58.6M	51.3M	41.1M	41.7M
Other Payables	0.0	0.0	0.0	358.2M	322.4M	310.5M	0.0	0.0	0.0	0.0	0.0	257.5M	0.0	0.0	0.0	0.0	150.1M	149.5M	146.1M	-41.7M
Accrued Expenses	0.0	503.6M	437.5M	95.2M	120.4M	110.2M	371.1M	359.9M	122.5M	114.8M	323.6M	0.0	0.0	0.0	0.0	0.0	68.9M	81.3M	94.5M	90.6M
Short Term Debt	0.0	7.5M	0.0	0.0	2.1M	2M	2M	1.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Capital Lease Obligations (Current)	0.0	0.0	0.0	0.0	0.0	0.0	11.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	11.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Revenue	0.0	0.0	41.2M	36.5M	34.9M	36.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	26M	0.0	0.0	0.0	0.0
Other Current Liabilities	945.6M	106.3M	59.4M	55.4M	12.6M	17.3M	80.9M	-471.3M	-226.8M	-200.6M	34M	-257.5M	0.0	0.0	0.0	0.0	-277.6M	-104.5M	-281.6M	-281.6M
Total Current Liabilities	945.6M	802.5M	709M	708.5M	630.9M	627.7M	587.7M	471.3M	226.8M	200.6M	445.7M	0.0	0.0	0.0	0.0	26M	277.6M	177.5M	281.6M	281.6M
NON-CURRENT LIABILITIES
Long Term Debt	0.0	0.0	0.0	0.0	91.7M	93.8M	95.8M	97.9M	74.7M	24.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Revenue (Non-Current)	0.0	0.0	61.1M	54.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	24.8M	6.4M	50.1M	14.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	490M	450M	0.0	147M	257M	0.0	0.0	14.6M	8.3M
Other Non-Current Liabilities	101.7M	92.4M	-11.1M	57.4M	177M	207.6M	188.8M	-91.7M	-70.8M	-22.9M	371.5M	9.3B	-450M	0.0	0.0	7.7B	0.0	0.0	0.0	-8.3M
Total Non-Current Liabilities	126.5M	98.8M	100.2M	125.9M	268.7M	301.4M	295.3M	6.2M	4M	1.8M	371.5M	9.8B	9.6B	0.0	147M	8B	0.0	0.0	14.6M	0.0
Other Liabilities	0.0	0.0	0.0	-43.4M	0.0	0.0	0.0	327.2M	577.7M	529.6M	-179.5M	0.0	9.1B	8.7B	8.1B	0.0	1.8B	1.8B	1.6B	1.9B
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	22M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	1.1B	901.4M	809.1M	791M	899.6M	929.1M	883M	804.7M	808.5M	732M	637.8M	9.8B	9.1B	8.7B	8.1B	8B	1.8B	1.8B	1.9B	1.9B
SHAREHOLDERS' EQUITY
Treasury Stock	-1.2B	-1.2B	-1.2B	-1.2B	-1.2B	-1.2B	-1.2B	-1.2B	-1.2B	-1.2B	-1.2B	-1.1B	-1.1B	-1.1B	-1B	-872M	-814M	-811M	-708.9M	-472.2M
Common Stock	2.2M	2.2M	2.2M	2.2M	2.2M	2.2M	2.2M	2.2M	2.2M	2.2M	2.2M	2M	2M	2M	2M	2M	2.2M	0.0	2.2M	2.2M
Additional Paid-In Capital	16.5M	16.5M	16.5M	16.5M	16.5M	16.5M	16.5M	16.5M	16.5M	16.3M	16.3M	16M	16M	16M	16M	8M	8M	7.8M	7.8M	7.8M
Retained Earnings	3.5B	3.2B	2.8B	2.6B	2.5B	2.4B	2.4B	2.2B	2.1B	2.1B	2B	1.9B	1.9B	1.9B	1.9B	1.8B	1.7B	1.7B	1.7B	1.6B
Accumulated Other Comprehensive Income/Loss	-27.1M	-24.6M	9.7M	15.4M	-3.6M	-60.6M	-104M	-118.7M	-146.5M	-111.6M	-87.8M	-118M	-59M	-133M	-105M	-53M	0.0	-135.9M	10M	5.4M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-43.2M	2.2M	0.0	0.0
Total Stockholders' Equity	2.3B	2B	1.7B	1.4B	1.3B	1.2B	1.1B	973.7M	857.3M	816.9M	769.5M	703M	734M	642M	781M	912M	902M	791.9M	1.1B	1.2B
Total Equity	2.3B	2B	1.7B	1.4B	1.3B	1.2B	1.1B	973.7M	857.3M	816.9M	769.5M	8B	7.6B	6.8B	6.3B	6.3B	5.7B	791.9M	1.1B	1.2B
Minority Interest	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	7.3B	6.8B	6.1B	5.5B	5.4B	4.8B	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	3.4B	2.9B	2.5B	2.2B	2.2B	2.1B	2B	1.8B	1.7B	1.5B	1.4B	17.8B	16.7B	15.4B	14.3B	14.3B	2.7B	2.6B	2.9B	3B
Total Investments	104.5M	1.1B	1B	967.2M	1B	1B	826M	795.2M	803.8M	771.5M	688.5M	4.2B	13.9B	12.8B	3.6B	11.8B	10.9B	981.7M	1.3B	1.4B
Total Debt	0.0	7.5M	0.0	122.5M	93.8M	95.9M	119.8M	99.7M	74.7M	24.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Net Debt	-345.9M	-267.3M	-144.1M	-19.6M	-89.9M	-65.4M	-217M	-166.7M	-141M	-164.3M	-182.9M	-514M	-452M	0.0	-185M	-430M	-76.5M	-61.1M	-31.1M	-60.2M
Shares Outstanding	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068	46,189,068

SEC Filings

ERIE - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 21, 2026	May 21, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	April 23, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 21, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 23, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 23, 2026	February 19, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 20, 2026	February 20, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 11, 2025	December 09, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	October 30, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 30, 2025	October 28, 2025	2025	View Filing
10-Q 10-Q 2025 Q2 Q2	August 07, 2025	June 30, 2025	2025	View Filing

Showing 1 to 10 of 401 filings

Related Guides

Blog Categories

Continue your ERIE research with focused valuation guides.

Fundamentals

Decode statement quality and operating durability.

Accounting

Interpret line items with cleaner analytical framing.

Forecasting

Translate historical performance into forward scenarios.

Reference

Use practical frameworks for statement-led valuation.

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.