EFSI - NASDAQ
Eagle Financial Services, Inc.
$39.91
-0.21%Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke County that provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans. The company also offers personal and retirement plan services; investment services comprising tax-deferred annuities, IRAs and rollovers, mutual funds, retirement plans, college savings plans, life insurance, long term care insurance, fixed income investing, brokerage CDs, and full service or discount brokerage services; non-deposit investment products; and title insurance products. In addition, it provides ATM and debit cards; and telephone, internet, and mobile banking services, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. The company operates through twelve full-service branches, two loan production offices, one wealth management office, and one drive-through only facility, as well as 13 ATM locations in the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.
At a Glance
Live SnapshotEagle Financial Services, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Eagle Financial Services, Inc. Cash Flow Statement
EFSI • NASDAQ
| Eagle Financial Services, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
0.0 | 15.3M | 9.4M | 14.5M | 11M | 11.2M | 9.8M | 9M | 7.8M | 6.4M | 6.9M | 7.1M | 7.2M | 6.6M | 4.3M | 3.6M | 3.4M | 4.1M | 5.3M | 5.9M | |
0.0 | 979K | 1M | 979K | 996K | 1M | 1.3M | 925K | 946K | 1.1M | 1M | 924K | 953K | 957K | 934K | 915K | 943K | 962K | 1M | 1M | |
0.0 | 600K | -1.5M | -86K | -1.4M | -471K | 516K | -399K | 532K | 207K | 432K | 142K | 1.2M | 350K | -317K | -362K | -652K | -1.5M | -157K | -161K | |
0.0 | 912K | 1.2M | 1M | 850K | 604K | 562K | 518K | 382K | 314K | 328K | 290K | 305K | 242K | 166K | 116K | 165K | 175K | 0.0 | 0.0 | |
25.6M | -3.2M | 60K | 2.8M | 1.1M | 1.5M | 1.5M | 2.3M | 45K | 48K | -2.1M | -607K | -204K | 1.8M | 4.1M | 6.7M | 4.8M | 3.7M | 835K | 608K | |
(2M) | (80K) | (2.1M) | (4.4M) | (2.8M) | (2.6M) | (0.0) | (2.2M) | (2.7M) | (0.0) | (583K) | (2M) | (2.1M) | (2.2M) | (1.1M) | (3.6M) | (1.3M) | (2.9M) | (0.0) | (0.0) | |
2.3M | 4.1M | -3.2M | -5.4M | 3.9M | -2.9M | -2.3M | -13.9M | -324K | 1.6M | 564K | -630K | -1.2M | 1.5M | 2.6M | -1.5M | -2M | -1.2M | 278K | -230K | |
27.9M | 18.8M | 6.9M | 13.8M | 16.5M | 11M | 11.3M | -1.5M | 9.4M | 9.7M | 7.2M | 7.3M | 8.2M | 11.4M | 11.7M | 9.4M | 6.7M | 6.3M | 7.3M | 7.1M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -1M | -1.1M | -838K | -520K | -456K | -1.3M | -432K | -368K | -257K | -2.9M | -3M | -1.5M | -2.2M | -964K | -1.8M | -310K | -333K | -1.9M | -1M | |
(0.0) | -5M | (0.0) | -26.8M | -100.8M | -78.4M | -54.3M | -36.5M | -43.8M | -40.4M | -33.5M | -8.7M | -26.9M | -12.3M | -46.8M | -50.2M | -29.4M | -43M | -11.9M | -20.4M | |
0.0 | 20M | 68.5M | 43M | 68.6M | 80.7M | 37M | 22M | 31M | 34.9M | 21M | 19.4M | 22.4M | 24.4M | 45M | 37.4M | 29.7M | 24.9M | 20M | 11.8M | |
-3.1M | 2.7M | -197.7M | -346.7M | -160.4M | -203.3M | -39.3M | -38.7M | -51.1M | -20.6M | -23.4M | -26.9M | -25.5M | -11.5M | -3.9M | -8.3M | -19.1M | -212K | -4.3M | -31.1M | |
-3.1M | (16.7M) | -130.3M | -331.3M | -193.2M | -201.5M | -58M | -53.7M | -64.3M | -26.4M | -38.7M | -19.2M | -31.5M | -1.6M | -6.6M | -22.9M | -19.1M | -18.6M | (1.9M) | -40.7M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
53.2M | -237K | -170K | 10K | 30K | -1.6M | -1.6M | -1.1M | -1.4M | -2.1M | 187K | 202K | 179K | 107K | -182K | 0.0 | 76K | 0.0 | 100K | 145K | |
-80M | -45M | -10M | 204.3M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -20M | -24.8M | 17.8M | -10M | -10M | -10M | -10M | -7.8M | 10M | 7.6M | 16.4M | |
-6.1M | -4.3M | -4.2M | -3.8M | -3.3M | -3.2M | -3M | -2.8M | -2.7M | -2.4M | -2.1M | -1.9M | -1.9M | -1.8M | -1.8M | -1.6M | -1.6M | -1.5M | -1.4M | -1.3M | |
-348K | -237K | -302K | -154K | -149K | -1.9M | -1.8M | -1.3M | -1.6M | -2.1M | (0.0) | (0.0) | (0.0) | (0.0) | -271K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
32.2M | 68.8M | 209.3M | 119.8M | 164.1M | 241.6M | 66.6M | 41.6M | 59.5M | 53.2M | 46.9M | 16.2M | 555K | 28.6M | 14.8M | 31.6M | 10.9M | 8.7M | -17.9M | 24.3M | |
-754K | 19.3M | 194.9M | 320.3M | 160.9M | 236.7M | 61.9M | 37.7M | 55.5M | 28.7M | 20.2M | 32.2M | -11.2M | 16.9M | 2.8M | 19.9M | 1.6M | 17.1M | -11.6M | 39.6M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
24M | 54.8M | 71.5M | 2.8M | -15.9M | 46.3M | 15.3M | -17.5M | 567K | 12.1M | -11.3M | 20.3M | -34.4M | 26.7M | 8M | 6.4M | -10.8M | 4.8M | -2.4M | 5.9M | |
193.2M | 138.4M | 66.9M | 64.1M | 79.9M | 33.7M | 18.4M | 35.8M | 35.3M | 23.2M | 34.6M | 14.2M | 48.7M | 21.9M | 14M | 7.5M | 18.3M | 13.6M | 16M | 10M | |
217.2M | 193.2M | 138.4M | 66.9M | 64.1M | 79.9M | 33.7M | 18.4M | 35.8M | 35.3M | 23.2M | 34.6M | 14.2M | 48.7M | 21.9M | 14M | 7.5M | 18.3M | 13.6M | 16M | |
26.5M | 17.7M | 5.8M | 13M | 15.9M | 10.6M | 10M | -2M | 9M | 9.4M | 4.3M | 4.3M | 6.7M | 9.2M | 10.8M | 7.6M | 6.4M | 5.9M | 5.4M | 6M |
SEC Filings
EFSI - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 20, 2026 | May 19, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 11, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 08, 2026 | April 07, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 16, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 26, 2026 | January 26, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 21, 2026 | January 21, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 13, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 23, 2025 | October 23, 2025 | 2025 |
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