ECPG - NASDAQ
Encore Capital Group, Inc.
$78.01
-0.70%Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services, as well as debt servicing and other portfolio management services to credit originator for non-performing loans. The company was incorporated in 1999 and is headquartered in San Diego, California.
At a Glance
Live SnapshotEncore Capital Group, Inc. Fair Value Envelope
Owner Earnings Valuation Tool
Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation
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DCF Valuation Summary
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $152.9M | $152.6M | $152.4M | $152.1M | $151.8M | $151.5M | $151.3M | $151.0M | $150.7M | $150.4M |
| Maintenance CapEx | -$5.2M | -$5.2M | -$5.2M | -$5.2M | -$5.2M | -$5.2M | -$5.2M | -$5.2M | -$5.2M | -$5.2M |
| Owner Earnings | $147.7M | $147.4M | $147.1M | $146.9M | $146.6M | $146.3M | $146.1M | $145.8M | $145.5M | $145.3M |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $136.7M | $126.4M | $116.8M | $108.0M | $99.8M | $92.2M | $85.2M | $78.8M | $72.8M | $67.3M |
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