CVB Financial Corp.

CVB Financial Corp.

CVBFยทNASDAQ

$19.88

-1.1%
Financial ServicesBanks - Regional

CVB Financial Corp. operates as a bank holding company for Citizens Business Bank, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. It offers checking, savings, money market, and time certificates of deposit products for business and personal accounts; and serves as a federal tax depository for business customers. The company also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; and consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans and lines of credit. In addition, it offers various specialized services, such as treasury management systems for monitoring cash flow, merchant card processing program, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires and automated clearinghouse, and online account access. Further, the company provides trust services through its CitizensTrust Division, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. As of December 31, 2021, it operated 58 banking centers located in the Inland Empire, Los Angeles County, Orange County, San Diego County, Ventura County, Santa Barbara County, and the Central Valley area of California; and three trust offices located in Ontario, Newport Beach, and Pasadena, as well as two loan production offices in California's Central Valley and the Sacramento area. The company was founded in 1974 and is headquartered in Ontario, California.

At a Glance

Live Snapshot
Market Cap$2.70B
EPS1.5300
P/E Ratio12.99
Earnings Date07/22/2026
3Y-5.0%
5Y+8.0%
10Y+94.0%
3Y-8.0%
5Y+7.0%
10Y+88.0%
3Y+18.0%
5Y+14.0%
10Y+132.0%
cvbf

CVB Financial Corp. Funding & Solvency Profile

CVBF ยท NASDAQ
Cash & Cash Equivalents107.51M
Net Receivables46.72M
Inventory0.00
Other Current Assets0.00
Total Current Assets154 M
Property, Plant & Equipment26.50M
Goodwill & Intangible Assets771.60M
Long-Term Investments14.11B
Other Non-Current Assets528.29M
Total Non-Current Assets15 B
Total Assets
15.63B

Financial Health Analysis

Current Ratio

0.01x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

5.81x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-11831574000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

1% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

CVB Financial Corp. Balance Sheet

CVBF โ€ข NASDAQ

CVB Financial Corp. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
107.5M
205.2M
289.5M
213M
1.8B
2B
188.4M
171.6M
162.3M
169.5M
138.8M
132.9M
164.7M
168.4M
405.3M
454.5M
104.5M
95.6M
90M
146.4M
0.0
63.8M
3B
3.3B
3.2B
2.4B
1.7B
1.7B
2.1B
2.3B
2.4B
3.1B
2.7B
2.4B
2.2B
0.0
0.0
0.0
0.0
0.0
107.5M
268.9M
3.2B
3.5B
4.9B
4.4B
1.9B
1.9B
2.2B
2.4B
2.5B
3.3B
2.8B
2.6B
2.6B
454.5M
104.5M
95.6M
90M
146.4M
46.7M
282.8M
301.3M
314.2M
112.6M
106.3M
116.2M
157M
133M
132.3M
144.1M
132.5M
170.9M
145.1M
185M
23.6M
28.7M
28.5M
29.7M
29.1M
0.0
45.7M
49M
46.7M
34.2M
31.3M
28.1M
30.6M
22.7M
22.3M
22.7M
23.2M
22.1M
22.4M
23.5M
23.6M
28.7M
28.5M
29.7M
29.1M
46.7M
237.1M
252.3M
267.5M
78.4M
75M
88.1M
126.4M
110.3M
110.1M
121.4M
109.3M
148.9M
122.7M
161.5M
0.0
0.0
0.0
0.0
0.0
0.0
13.1M
9.5M
8.7M
8M
6.9M
6.6M
6.4M
4.5M
4.3M
4.1M
4.1M
3.7M
12.6M
16.7M
0.0
0.0
0.0
0.0
0.0
154.2M
564.8M
3.6B
3.8B
5.1B
4.5B
2.1B
2.1B
2.4B
2.6B
2.7B
3.4B
3B
2.8B
2.8B
478.1M
133.2M
124.1M
119.7M
175.6M
NON-CURRENT ASSETS
26.5M
74.7M
66.4M
69.4M
68.4M
70.3M
72.5M
58.2M
46.2M
42.1M
31.4M
33.6M
32.8M
35.1M
36.3M
40.9M
41.4M
44.4M
46.9M
45M
765.8M
765.8M
765.8M
765.8M
663.7M
663.7M
663.7M
666.5M
116.6M
89.5M
74.2M
74.2M
55.1M
55.1M
55.1M
55.1M
55.1M
55.1M
55.2M
31.5M
5.8M
10M
15.3M
21.7M
25.4M
33.6M
43M
53.8M
6.8M
5M
2.3M
3.2M
2.3M
3.4M
5.5M
9M
12.8M
11M
14.6M
10.1M
771.6M
775.8M
781.1M
787.6M
689.1M
697.3M
706.7M
720.3M
123.4M
94.5M
76.5M
77.5M
57.4M
58.5M
60.6M
64.1M
67.9M
66.1M
69.8M
41.7M
14.1B
13.4B
11.3B
11.5B
9.8B
8.9B
8.2B
8.4B
5.5B
5.2B
4.7B
3.7B
3.4B
3.3B
3.3B
5.4B
6.1B
6.2B
5.9B
5.6B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
48M
55.6M
16.1M
0.0
0.0
0.0
528.3M
368.6M
336.6M
294.8M
281.4M
260.7M
264.4M
249.3M
179.5M
163.5M
161.4M
169.2M
173.6M
219M
231.3M
357.8M
397.4M
231.8M
205M
204.7M
15.5B
14.6B
12.5B
12.7B
10.8B
9.9B
9.2B
9.5B
5.9B
5.5B
5B
4B
3.7B
3.6B
3.7B
6B
6.6B
6.5B
6.2B
5.9B
15.6B
15.2B
16B
16.5B
15.9B
14.4B
11.3B
11.5B
8.3B
8.1B
7.7B
7.4B
6.7B
6.4B
6.5B
6.4B
6.7B
6.6B
6.3B
6.1B
LIABILITIES
CURRENT LIABILITIES
0.0
5M
23.3M
433K
0.0
60.1M
0.0
0.0
0.0
23.8M
264K
1.2M
1.1M
1.5M
3.5M
5M
6.5M
9.7M
13.3M
16.2M
0.0
5M
23.3M
433K
0.0
0.0
0.0
0.0
0.0
132.3M
264K
1.2M
1.1M
1.5M
3.5M
5M
6.5M
9.7M
13.3M
16.2M
0.0
0.0
0.0
0.0
0.0
60.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
490.6M
761.9M
2.3B
1.6B
644.7M
444.4M
428.7M
722.3M
553.8M
656M
736.7M
609.6M
712.3M
499.2M
509.4M
542.2M
1.5B
2.4B
1.6B
1.2B
0.0
0.0
0.0
186.7M
32.6M
29.5M
35.6M
62.2M
40M
45.4M
47.3M
31.5M
59.8M
17M
48M
0.0
0.0
0.0
0.0
0.0
11.5B
11.9B
11.4B
12.8B
13B
11.7B
8.7B
8.8B
6.5B
6.3B
5.9B
5.6B
4.9B
4.8B
4.6B
4.5B
4.4B
3.5B
3.4B
3.4B
12B
12.7B
13.8B
14.4B
13.6B
12.2B
9.1B
9.5B
7.1B
7B
6.7B
6.2B
5.6B
5.3B
5.1B
5.1B
5.9B
5.9B
5B
4.6B
NON-CURRENT LIABILITIES
500M
0.0
0.0
0.0
0.0
25.8M
25.8M
25.8M
25.8M
25.8M
25.8M
225.3M
225M
265.9M
563.7M
670.4M
115.1M
115.1M
820.1M
1.1B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.2M
1.3M
0.0
850M
252M
144.5M
130.9M
181.1M
204.6M
129M
102.4M
74.9M
91.4M
67.8M
59.1M
64.1M
59.7M
86.9M
56.5M
50.7M
46.8M
36.5M
34.5M
1.4B
252M
144.5M
130.9M
181.1M
230.4M
154.8M
128.2M
100.7M
117.1M
93.6M
284.4M
289.1M
325.7M
650.7M
726.8M
165.7M
166M
856.5M
1.1B
0.0
0.0
0.0
0.0
0.0
0.0
14.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
13.3B
13B
13.9B
14.5B
13.8B
12.4B
9.3B
9.7B
7.2B
7.1B
6.7B
6.5B
5.9B
5.6B
5.8B
5.8B
6.1B
6B
5.9B
5.7B
SHAREHOLDERS' EQUITY
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
121.5M
0.0
0.0
1.2B
1.3B
1.3B
1.3B
1.2B
1.2B
1.3B
1.3B
573.5M
531.2M
502.6M
495.2M
491.1M
484.7M
480M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.3B
573.5M
531.2M
502.6M
495.2M
491.1M
484.7M
480M
490.2M
491.2M
364.5M
354.2M
366.1M
1.3B
1.2B
1.1B
1B
875.6M
760.9M
682.7M
575.8M
494.4M
449.5M
399.9M
351.8M
290.1M
235M
193.4M
147.4M
120.6M
100.2M
66.6M
34.5M
-227.7M
-312.1M
-323.6M
-354.8M
-4M
35.3M
12.6M
-1.3B
-572M
-521M
-481.7M
-464.1M
-500.4M
-441.5M
-438.5M
6.2M
26.4M
28.7M
4.1M
-13.2M
2.3B
2.2B
2.1B
1.9B
2.1B
2B
2B
1.9B
1.1B
990.9M
923.4M
878.1M
771.9M
763M
714.8M
643.9M
638.2M
614.9M
424.9M
389.3M
2.3B
2.2B
2.1B
1.9B
2.1B
2B
2B
1.9B
1.1B
990.9M
923.4M
878.1M
771.9M
763M
714.8M
643.9M
638.2M
614.9M
424.9M
389.3M
SUMMARY
15.6B
15.2B
16B
16.5B
15.9B
14.4B
11.3B
11.5B
8.3B
8.1B
7.7B
7.4B
6.7B
6.4B
6.5B
6.4B
6.7B
6.6B
6.3B
6.1B
14.1B
13.4B
14.2B
14.8B
13B
11.3B
9.9B
10.2B
7.6B
7.5B
7.1B
6.8B
6.1B
5.7B
5.5B
5.4B
6.1B
6.2B
5.9B
5.6B
990.6M
761.9M
2.3B
1.6B
644.7M
470.2M
454.4M
748M
579.5M
681.8M
762.5M
834.9M
937.2M
765.2M
1.1B
1.2B
1.6B
2.5B
2.5B
2.2B
883.1M
556.7M
2.1B
1.3B
-1.1B
-1.5B
266M
576.4M
417.2M
512.3M
623.7M
702M
772.5M
596.8M
667.7M
758.1M
1.5B
2.4B
2.4B
2.1B
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755
137,550,755

SEC Filings

CVBF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 01, 2026
June 01, 2026
2026
8-K

8-K 2026

N/A

May 26, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

May 22, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

May 07, 2026
April 17, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 17, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 07, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

April 01, 2026
March 30, 2026
2026
8-K

8-K 2026

N/A

March 27, 2026
March 26, 2026
2026
Showing 1 to 10 of 565 filings