CSG Systems International, Inc.

CSG Systems International, Inc.

CSGSยทNASDAQ

$80.69

+1.1%
TechnologySoftware - Infrastructure

CSG Systems International, Inc. provides revenue management and digital monetization, customer engagement, and payment solutions primarily to the communications industry in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It offers Advanced Convergent Platform, a private SaaS based platform; related solutions, including field force automation, analytics, electronic bill presentment, ACH, etc. to the North American cable and satellite markets. The company also provides managed services; and professional services to implement, configure, and maintain its solutions, as well as licenses various solutions, such as mediation, partner management, rating, and charging. It serves retail, financial services, healthcare, insurance, and government entities. The company was incorporated in 1994 and is headquartered in Greenwood Village, Colorado.

At a Glance

Live Snapshot
Market Cap$2.30B
EPS2.0200
P/E Ratio38.01
Earnings Date08/05/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal ยท Driver ยท Risk

Signal

High confidence

Valuation multiple is elevated (P/E 38.0).

Valuation inputs: P/E 38.0, earnings yield +2.6%, momentum +1.1%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is strong (ROE +19.7%, ROIC +20.6%).

Profitability stack: net margin +4.6%, ROE +19.7%, ROIC +20.6%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Downside profile is elevated and scenario stress-testing is essential.

Risk factors: liabilities/assets +81.6%, momentum +1.1%, net margin +4.6%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

csgs

CSG Systems International, Inc. Market vs Earnings Trajectory

CSGS ยท NASDAQ

Loading price and EPS data...

CSG Systems International, Inc.

CSG Systems International, Inc. Fair Value Envelope

CSGS ยท NASDAQ

Our analysis suggests that CSGS has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $80.69, this represents a potential HIDDEN relative to our calculated worth for CSG Systems International, Inc..

Intrinsic Value
Current Price: $80.69
3Y+42.0%
5Y+10.0%
10Y-
3Y+12.0%
5Y+23.0%
10Y+61.0%
3Y+27.0%
5Y-5.0%
10Y-11.0%
3Y+145.0%
5Y-10.0%
10Y+85.0%
3Y+431.0%
5Y-2.0%
10Y+127.0%
3Y+15.0%
5Y+16.0%
10Y+73.0%
CSG Systems International, Inc.

CSG Systems International, Inc. Profit Bridge

CSGS ยท NASDAQ
Revenue1.22B
Cost of Goods Sold (641.68M)
Gross Profit581.61M
Operating Expenses (281.48M)
Operating Income300.14M
Interest Expense (28.95M)
Other Income/Expense-209.44M
Pretax Income90.70M
Income Tax (34.82M)
Net Income55.88M
Net Income
55.88M

Profitability Analysis

Gross Margin

47.5%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

24.5%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

4.6%

Minimal profitability after all expenses. Limited financial flexibility for reinvestment or shareholder returns.

Effective Tax Rate

38.4%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Interest or tax burden: Strong operational performance but thin net margins indicate high interest expenses or unfavorable tax position eating into profits.

47.55%
Gross Profit Margin
-2%
3Y-1.0%
5Y+4.0%
10Y-6.0%
24.54%
Operating Profit Margin
124%
3Y+240.0%
5Y+130.0%
10Y+41.0%
4.57%
Net Profit Margin
-37%
3Y+13.0%
5Y-23.0%
10Y-45.0%
19.70%
Return on Equity
-36%
3Y+59.0%
5Y+42.0%
10Y-21.0%
3.62%
Return on Assets
-37%
3Y+11.0%
5Y-18.0%
10Y-49.0%
20.58%
Return on Invested Capital
83%
3Y+217.0%
5Y+164.0%
10Y+60.0%
CSGS

CSG Systems International, Inc. Cash Conversion Engine

CSGS ยท NASDAQ
Net Income125.51M
Depreciation & Amortization18.98M
Stock-Based Compensation45.26M
Change in Working Capital-9.78M
Others-14.79M
Capital Expenditures-14.55M
Free Cash Flow141.39M

Cash Flow Quality Analysis

FCF Conversion Rate

112.7%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

9.3%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+24.8%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$9.78M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

csgs

CSG Systems International, Inc. Funding & Solvency Profile

CSGS ยท NASDAQ
Cash & Cash Equivalents147.32M
Net Receivables0.00
Inventory0.00
Other Current Assets743.17M
Total Current Assets890 M
Property, Plant & Equipment54.85M
Goodwill & Intangible Assets322.77M
Long-Term Investments0.00
Other Non-Current Assets134.13M
Total Non-Current Assets189 M
Total Assets
1.48B

Financial Health Analysis

Current Ratio

1.53x

Strong liquidity. The company has adequate resources to meet short-term liabilities.

Debt-to-Equity Ratio

4.04x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

308 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

60% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

csgs

CSG Systems International, Inc. Street Expectations Map

CSGS ยท NASDAQ

Wall Street analysts project that CSGS stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 80.70, with estimates ranging from a low of 80.70 to a high of 80.70.

Lowest Target
80.70
0.01%
Consensus Target
80.70
0.01%
Highest Target
80.70
0.01%

The consensus 1-year price target stands at 80.70, with estimates ranging from a low of 80.70 to a high of 80.70.

Analyst Consensus Analysis

Upside Potential

+0.0%

Fair value territory. Stock trading near consensus target suggests limited near-term catalysts. Focus on fundamental developments.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Efficient pricing: Stock trading at fair value with strong consensus suggests market has priced in expectations. Look for fundamental inflection points or new catalysts to drive meaningful moves.

csgs

CSG Systems International, Inc. Insider Positioning

CSGS ยท NASDAQ

During the last 12 months, insiders have sold $86K worth of CSGS shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

1.9K

68.26K

Net Activity

-68K

-$68K

9-12 Months

Bought

0

0.00

Sold

280

18.12K

Net Activity

-18K

-$18K

Top Buyers

No buying activity

Top Sellers

1
SL

Szwanek Lori

Officer: Svp, Chief Accounting Officer

1.3K sharesโ€ข1 transactions

$46K

2
BR

Bhattacharya Rasmani

Officer: Evp, General Counsel

612 sharesโ€ข1 transactions

$22K

3
BEA

Bauer Elizabeth A

Officer: Evp, Chief Experience Officer

280 sharesโ€ข1 transactions

$18K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $86K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

3 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

0.83%
Dividend Yield
76%
3Y+50.0%
5Y+38.0%
10Y+81.0%
ย 

csgs Dividend History

CSGS
10Y CAGR +6%
Latest $0.34
Annual $1.62
5 year growth trend
Last Period: +6%