Columbia Financial, Inc.

Columbia Financial, Inc.

CLBKยทNASDAQ

$19.83

-0.35%
Financial ServicesBanks - Regional

Columbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States. The company offers non-interest-bearing demand deposits, such as individual and commercial checking accounts; interest bearing demand accounts comprising interest earning checking accounts and municipal accounts; and savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans that include automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, the company offers title insurance products; wealth management services; and cash management services, including remote deposit, lockbox service, and sweep accounts. As of December 31, 2021, it operated 62 full-service banking offices in 12 of New Jersey's 21 counties; and 2 branch offices in Freehold, New Jersey. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.

At a Glance

Live Snapshot
Market Cap$2.06B
EPS0.5100
P/E Ratio38.88
Earnings Date07/29/2026
3Y+6.0%
5Y+25.0%
10Y+119.0%
3Y+5.0%
5Y+27.0%
10Y+114.0%
3Y+10.0%
5Y+15.0%
10Y+164.0%
clbk

Columbia Financial, Inc. Funding & Solvency Profile

CLBK ยท NASDAQ
Cash & Cash Equivalents340.69M
Net Receivables41.49M
Inventory0.00
Other Current Assets0.00
Total Current Assets382 M
Property, Plant & Equipment82.98M
Goodwill & Intangible Assets120.30M
Long-Term Investments9.81B
Other Non-Current Assets618.75M
Total Non-Current Assets11 B
Total Assets
11.02B

Financial Health Analysis

Current Ratio

0.08x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.49x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-4586113000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

3% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Columbia Financial, Inc. Balance Sheet

CLBK โ€ข NASDAQ

Columbia Financial, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Sep 2017Sep 2016
ASSETS
CURRENT ASSETS
340.7M
289.2M
423.2M
179.2M
71M
423M
75.5M
42.2M
65.5M
45.7M
0.0
772.6M
1.1B
1.3B
1.7B
1.3B
1.1B
1B
710.6M
771.8M
340.7M
1.1B
1.5B
1.5B
1.8B
1.7B
1.2B
1.1B
776.1M
817.5M
41.5M
40.4M
39.3M
33.9M
28.3M
29.5M
22.1M
18.9M
15.9M
13.2M
0.0
40.4M
39.3M
33.9M
28.3M
29.5M
22.1M
18.9M
15.9M
13.2M
41.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
382.2M
1.1B
1.6B
1.5B
1.8B
1.8B
1.2B
1.1B
792M
830.6M
NON-CURRENT ASSETS
83M
81.8M
83.6M
83.9M
78.7M
76M
73M
52.1M
42.6M
37.9M
110.7M
110.7M
110.7M
110.7M
85.3M
80.3M
60.8M
5.7M
5.7M
5.7M
9.6M
10.3M
12.6M
14.4M
6.4M
7.1M
7.8M
369K
281K
408K
120.3M
121M
123.4M
125.1M
91.7M
87.4M
68.6M
6.1M
6M
6.1M
9.8B
8.5B
8.2B
8B
6.7B
6.4B
6.4B
5.2B
4.6B
3.9B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
14.5M
618.7M
660.7M
657.8M
607.7M
520.2M
486.4M
426.7M
350.6M
285.8M
216M
10.6B
9.4B
9.1B
8.9B
7.4B
7B
7B
5.6B
5B
4.2B
11B
10.5B
10.6B
10.4B
9.2B
8.8B
8.2B
6.7B
5.8B
5B
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
0.0
180.9M
161M
176.7M
117.8M
84.5M
76.5M
63.8M
0.0
0.0
0.0
0.0
0.0
0.0
107.8M
159.6M
0.0
177.4M
5B
8.1B
7.8B
8B
7.6B
6.8B
5.6B
4.4B
4.3B
3.8B
5B
8.1B
7.8B
8.2B
7.7B
7B
5.9B
4.7B
4.3B
4.1B
NON-CURRENT LIABILITIES
1.2B
1.1B
1.5B
1.1B
377.3M
799.4M
1.3B
1B
929.1M
504.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
66.1M
3.7B
218.4M
230M
45.5M
36.5M
32.6M
35.5M
32M
25.6M
29.2M
4.9B
1.3B
1.8B
1.2B
413.8M
831.9M
1.3B
1.1B
954.6M
533.8M
11.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
9.9B
9.4B
9.6B
9.4B
8.1B
7.8B
7.2B
5.7B
5.3B
4.6B
SHAREHOLDERS' EQUITY
0.0
-461M
-454.1M
-371.7M
-271.6M
-163M
-55M
0.0
0.0
0.0
0.0
1.3M
1.3M
1.3M
1.2M
1.2M
1.2M
1.2M
0.0
0.0
0.0
799.5M
791.5M
781.2M
667.9M
609.5M
531.7M
527M
0.0
0.0
0.0
882M
893.6M
857.5M
765.1M
673.1M
615.5M
560.2M
537.5M
491M
0.0
-110.4M
-158.7M
-179.3M
-45.9M
-69.6M
-68.7M
-71.9M
-65.4M
-51.4M
1.2B
-31M
-33.2M
-35.4M
-37.6M
-39.9M
-42.1M
-44.5M
0.0
0.0
1.2B
1.1B
1B
1.1B
1.1B
1B
982.5M
972.1M
472.1M
439.7M
1.2B
1.1B
1B
1.1B
1.1B
1B
982.5M
972.1M
472.1M
439.7M
SUMMARY
11B
10.5B
10.6B
10.4B
9.2B
8.8B
8.2B
6.7B
5.8B
5B
9.8B
9.3B
9.3B
9.4B
8.4B
7.7B
7.5B
6.2B
5.4B
4.7B
1.2B
1.1B
1.5B
1.1B
377.3M
799.4M
1.4B
1.2B
929.1M
682M
842.8M
791.4M
1.1B
947.8M
306.3M
376.4M
1.3B
1.1B
863.6M
636.3M
104,741,884
104,741,884
104,741,884
104,741,884
104,741,884
104,741,884
104,741,884
104,741,884
104,741,884
104,741,884

SEC Filings

CLBK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 11, 2026
2026
8-K

8-K 2026

N/A

May 11, 2026
May 11, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 11, 2026
March 31, 2026
2026
10-K/A

10-K/A 2025 FY (Amended)

FY

April 30, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

April 27, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 17, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 20, 2026
2026
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 17, 2026
February 09, 2026
2026
8-K

8-K 2026

N/A

February 02, 2026
January 28, 2026
2026
Showing 1 to 10 of 155 filings