$19.83
-0.35%Columbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States. The company offers non-interest-bearing demand deposits, such as individual and commercial checking accounts; interest bearing demand accounts comprising interest earning checking accounts and municipal accounts; and savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans that include automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, the company offers title insurance products; wealth management services; and cash management services, including remote deposit, lockbox service, and sweep accounts. As of December 31, 2021, it operated 62 full-service banking offices in 12 of New Jersey's 21 counties; and 2 branch offices in Freehold, New Jersey. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.
Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.
High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.
Negative working capital indicates short-term liabilities exceed short-term assetsโpotential liquidity stress.
Capital-intensive business with significant long-term investments in property, equipment, or intangibles.
Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.
CLBK โข NASDAQ
| Columbia Financial, Inc. Balance Sheet | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Sep 2017 | Sep 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
ASSETS | ||||||||||
CURRENT ASSETS | ||||||||||
340.7M | 289.2M | 423.2M | 179.2M | 71M | 423M | 75.5M | 42.2M | 65.5M | 45.7M | |
0.0 | 772.6M | 1.1B | 1.3B | 1.7B | 1.3B | 1.1B | 1B | 710.6M | 771.8M | |
340.7M | 1.1B | 1.5B | 1.5B | 1.8B | 1.7B | 1.2B | 1.1B | 776.1M | 817.5M | |
41.5M | 40.4M | 39.3M | 33.9M | 28.3M | 29.5M | 22.1M | 18.9M | 15.9M | 13.2M | |
0.0 | 40.4M | 39.3M | 33.9M | 28.3M | 29.5M | 22.1M | 18.9M | 15.9M | 13.2M | |
41.5M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
382.2M | 1.1B | 1.6B | 1.5B | 1.8B | 1.8B | 1.2B | 1.1B | 792M | 830.6M | |
NON-CURRENT ASSETS | ||||||||||
83M | 81.8M | 83.6M | 83.9M | 78.7M | 76M | 73M | 52.1M | 42.6M | 37.9M | |
110.7M | 110.7M | 110.7M | 110.7M | 85.3M | 80.3M | 60.8M | 5.7M | 5.7M | 5.7M | |
9.6M | 10.3M | 12.6M | 14.4M | 6.4M | 7.1M | 7.8M | 369K | 281K | 408K | |
120.3M | 121M | 123.4M | 125.1M | 91.7M | 87.4M | 68.6M | 6.1M | 6M | 6.1M | |
9.8B | 8.5B | 8.2B | 8B | 6.7B | 6.4B | 6.4B | 5.2B | 4.6B | 3.9B | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 14.5M | |
618.7M | 660.7M | 657.8M | 607.7M | 520.2M | 486.4M | 426.7M | 350.6M | 285.8M | 216M | |
10.6B | 9.4B | 9.1B | 8.9B | 7.4B | 7B | 7B | 5.6B | 5B | 4.2B | |
11B | 10.5B | 10.6B | 10.4B | 9.2B | 8.8B | 8.2B | 6.7B | 5.8B | 5B | |
LIABILITIES | ||||||||||
CURRENT LIABILITIES | ||||||||||
0.0 | 0.0 | 0.0 | 180.9M | 161M | 176.7M | 117.8M | 84.5M | 76.5M | 63.8M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 107.8M | 159.6M | 0.0 | 177.4M | |
5B | 8.1B | 7.8B | 8B | 7.6B | 6.8B | 5.6B | 4.4B | 4.3B | 3.8B | |
5B | 8.1B | 7.8B | 8.2B | 7.7B | 7B | 5.9B | 4.7B | 4.3B | 4.1B | |
NON-CURRENT LIABILITIES | ||||||||||
1.2B | 1.1B | 1.5B | 1.1B | 377.3M | 799.4M | 1.3B | 1B | 929.1M | 504.6M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 66.1M | |
3.7B | 218.4M | 230M | 45.5M | 36.5M | 32.6M | 35.5M | 32M | 25.6M | 29.2M | |
4.9B | 1.3B | 1.8B | 1.2B | 413.8M | 831.9M | 1.3B | 1.1B | 954.6M | 533.8M | |
11.9M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
9.9B | 9.4B | 9.6B | 9.4B | 8.1B | 7.8B | 7.2B | 5.7B | 5.3B | 4.6B | |
SHAREHOLDERS' EQUITY | ||||||||||
0.0 | -461M | -454.1M | -371.7M | -271.6M | -163M | -55M | 0.0 | 0.0 | 0.0 | |
0.0 | 1.3M | 1.3M | 1.3M | 1.2M | 1.2M | 1.2M | 1.2M | 0.0 | 0.0 | |
0.0 | 799.5M | 791.5M | 781.2M | 667.9M | 609.5M | 531.7M | 527M | 0.0 | 0.0 | |
0.0 | 882M | 893.6M | 857.5M | 765.1M | 673.1M | 615.5M | 560.2M | 537.5M | 491M | |
0.0 | -110.4M | -158.7M | -179.3M | -45.9M | -69.6M | -68.7M | -71.9M | -65.4M | -51.4M | |
1.2B | -31M | -33.2M | -35.4M | -37.6M | -39.9M | -42.1M | -44.5M | 0.0 | 0.0 | |
1.2B | 1.1B | 1B | 1.1B | 1.1B | 1B | 982.5M | 972.1M | 472.1M | 439.7M | |
1.2B | 1.1B | 1B | 1.1B | 1.1B | 1B | 982.5M | 972.1M | 472.1M | 439.7M | |
SUMMARY | ||||||||||
11B | 10.5B | 10.6B | 10.4B | 9.2B | 8.8B | 8.2B | 6.7B | 5.8B | 5B | |
9.8B | 9.3B | 9.3B | 9.4B | 8.4B | 7.7B | 7.5B | 6.2B | 5.4B | 4.7B | |
1.2B | 1.1B | 1.5B | 1.1B | 377.3M | 799.4M | 1.4B | 1.2B | 929.1M | 682M | |
842.8M | 791.4M | 1.1B | 947.8M | 306.3M | 376.4M | 1.3B | 1.1B | 863.6M | 636.3M | |
104,741,884 | 104,741,884 | 104,741,884 | 104,741,884 | 104,741,884 | 104,741,884 | 104,741,884 | 104,741,884 | 104,741,884 | 104,741,884 |
CLBK - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 15, 2026 | May 11, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 11, 2026 | May 11, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 11, 2026 | March 31, 2026 | 2026 | |
10-K/A 10-K/A 2025 FY (Amended) FY | April 30, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 17, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 20, 2026 | April 20, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 06, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 17, 2026 | February 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 02, 2026 | January 28, 2026 | 2026 |
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