Chemung Financial Corporation

Chemung Financial Corporation

CHMG·NASDAQ

$67.52

-2.5%
Financial ServicesBanks - Regional

Chemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial mortgage loans; residential mortgage loans; consumer loans, including home equity lines of credit and home equity term loans; and interest rate swaps, letters of credit, wealth management, employee benefit plans, mutual fund, insurance products, and brokerage services. Further, it provides securities, insurance, and tax preparation services. Additionally, it offers guardian, custodian, and trustee services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts; and various investment, pension, estate planning, and employee benefit administrative services. The company operates 31 branch offices located in 13 counties in New York and Bradford County in Pennsylvania. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira, New York.

At a Glance

Live Snapshot
Market Cap$325.43M
EPS3.1300
P/E Ratio21.57
Earnings Date07/16/2026
3.44%
Return on Invested Capital
-45%
3Y-62.0%
5Y-57.0%
10Y-32.0%
5.93%
Return on Equity
-46%
3Y-66.0%
5Y-39.0%
10Y-15.0%
0.56%
Return on Assets
-35%
3Y-49.0%
5Y-34.0%
10Y-8.0%
Chemung Financial Corporation

Chemung Financial Corporation Management Team

CHMG · NASDAQ
MP

Mr. Peter K. Cosgrove

EVice President, Chief Credit Officer & Chief Risk Officer

Compensation

$452,842

Born 1961(Age 65)
male
ML

Mr. Loren Dale Cole

Executive Vice President & Chief Information Officer

Compensation

$438,854

Born 1973(Age 53)
male
MT

Mr. Thomas W. Wirth C.F.A.

Executive Vice President of Wealth Management Group at Chemung Canal Trust Company

Compensation

$305,858

Born 1966(Age 60)
male
MD

Mr. Dale M. McKim III

Executive Vice President, Chief Financial Officer & Treasurer

Compensation

$553,466

Born 1976(Age 50)
male
MD

Mr. Daniel D. Fariello

President of Capital Bank Division

Compensation

$440,675

Born 1977(Age 49)
male
MA

Mr. Anders M. Tomson

President, Chief Executive Officer & Director

Compensation

$1,144,063

Born 1967(Age 59)
male
MS

Mr. Scott T. Heffner

Senior Vice President & Director of Marketing

male
MC

Ms. Catherine Beth Crandall CFP®, CTFA, J.D.

Senior Vice President of WMG Estate Administration

female
MM

Ms. Monica L. Ridosh

Senior Vice President, Director of HR & Chief Diversity Officer

female
MK

Ms. Kathleen S. McKillip

Vice President & Corporate Secretary

female
chmg

Chemung Financial Corporation Insider Positioning

CHMG · NASDAQ

During the last 12 months, insiders have purchased $1.12M and sold $355K worth of CHMG shares, resulting in $769K of net buying activity.

3 Months

Bought

0

0.00

Sold

248

16.32K

Net Activity

-16K

-$16K

3-6 Months

Bought

0

0.00

Sold

4.3K

251.36K

Net Activity

-251K

-$251K

6-9 Months

Bought

3.5K

181.35K

Sold

1.4K

73.64K

Net Activity

+108K

+$108K

9-12 Months

Bought

18.0K

943.31K

Sold

284

14.04K

Net Activity

+929K

+$929K

Top Buyers

1
SJB

Streeter Jeffrey B

Director

18.5K shares6 transactions

$975K

2
CLD

Cole Loren D

Officer: Evp & Cio

3.0K shares1 transactions

$149K

Top Sellers

1
DRH

Dalrymple Robert H

Director

2.8K shares1 transactions

$160K

2
WTW

Wirth Thomas W

Officer: Executive Vice President

1.4K shares1 transactions

$74K

3
FDD

Fariello Daniel D

Officer: President, Capital Bank Div.

990 shares2 transactions

$61K

4
TTR

Tyrrell Thomas R.

Director

748 shares2 transactions

$47K

5
MDMI

Mckim Dale M. Iii

Officer: Evp, Cfo & Treasurer

187 shares1 transactions

$9K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $769K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

3.16:1

Exceptional buy/sell ratio. Buying dramatically outweighs selling—one of the strongest possible insider signals.

Recent Trend (3 Months)

$16K

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 2 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.

SEC Filings

CHMG - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 23, 2026
June 02, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 23, 2025
June 03, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 24, 2024
June 04, 2024
2024
DEF 14A

DEF 14A

N/A

April 27, 2023
April 27, 2023
 
DEF 14A

DEF 14A 2021

N/A

April 29, 2022
December 31, 2021
2021
DEF 14A

DEF 14A 2020

N/A

April 26, 2021
December 31, 2020
2020
DEF 14A

DEF 14A 2020

N/A

March 31, 2020
March 31, 2020
2020
DEF 14A

DEF 14A 2019

N/A

March 29, 2019
March 31, 2019
2019
DEF 14A

DEF 14A 2018

N/A

March 29, 2018
March 30, 2018
2018
DEF 14A

DEF 14A 2017

N/A

March 31, 2017
May 11, 2017
2017
Showing 1 to 10 of 32 filings