Capitol Federal Financial, Inc.

Capitol Federal Financial, Inc.

CFFNยทNASDAQ

$7.62

-3.1%
Financial ServicesBanks - Regional

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company accepts a range of deposit products, including savings accounts, money market deposit accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity, loans and lines of credit, home improvement loans, vehicle loans, and loans secured by saving deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services; operates a call center; and invests in various securities. It operates a network of 54 branches, including 45 traditional branches and nine in-store branches located in nine counties throughout Kansas and two counties in Missouri. The company serves the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina, Kansas, and a portion of the metropolitan area of greater Kansas City. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

At a Glance

Live Snapshot
Market Cap$965.99M
EPS0.5200
P/E Ratio14.65
Earnings Date07/22/2026
1.75%
Dividend Yield
40%
3Y+39.0%
5Y+173.0%
10Y-27.0%
78.56%
Dividend Payout Ratio
45%
3Y-2.0%
5Y+39.0%
10Y-64.0%
3Y-78.0%
5Y-62.0%
10Y-3.0%
Capitol Federal Financial, Inc.

Capitol Federal Financial, Inc. Dividend History

CFFN ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

CFFN Dividend Payment History

CFFN ยท NASDAQ

Total Payments

50

Latest Dividend

$0.0850

Annual Amount

$0.4650

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 28, 2026
May 1, 2026May 15, 2026
$0.0850
$0.0850
Quarterly0.00%
Jan 27, 2026
Feb 6, 2026Feb 20, 2026
$0.0850
$0.0850
Quarterly+112.50%
Dec 17, 2025
Jan 9, 2026Jan 23, 2026
$0.0400
$0.0400
Quarterly-52.94%
Oct 28, 2025
Nov 7, 2025Nov 21, 2025
$0.0850
$0.0850
Quarterly0.00%
Jul 22, 2025
Aug 1, 2025Aug 15, 2025
$0.0850
$0.0850
Quarterly0.00%
Apr 22, 2025
May 2, 2025May 16, 2025
$0.0850
$0.0850
Quarterly0.00%
Jan 28, 2025
Feb 7, 2025Feb 21, 2025
$0.0850
$0.0850
Quarterly0.00%
Oct 22, 2024
Nov 1, 2024Nov 15, 2024
$0.0850
$0.0850
Quarterly0.00%
Jul 23, 2024
Aug 2, 2024Aug 16, 2024
$0.0850
$0.0850
Quarterly0.00%
Apr 23, 2024
May 3, 2024May 17, 2024
$0.0850
$0.0850
Quarterly0.00%
Jan 23, 2024
Feb 2, 2024Feb 16, 2024
$0.0850
$0.0850
Quarterly0.00%
Oct 24, 2023
Nov 3, 2023Nov 17, 2023
$0.0850
$0.0850
Quarterly0.00%
Jul 25, 2023
Aug 4, 2023Aug 18, 2023
$0.0850
$0.0850
Quarterly0.00%
Apr 25, 2023
May 5, 2023May 19, 2023
$0.0850
$0.0850
Quarterly0.00%
Jan 24, 2023
Feb 3, 2023Feb 17, 2023
$0.0850
$0.0850
Quarterly-69.64%
Oct 26, 2022
Nov 18, 2022Dec 2, 2022
$0.2800
$0.2800
Quarterly+229.41%
Oct 25, 2022
Nov 4, 2022Nov 18, 2022
$0.0850
$0.0850
Quarterly0.00%
Jul 19, 2022
Aug 5, 2022Aug 19, 2022
$0.0850
$0.0850
Quarterly-57.50%
May 31, 2022
Jun 10, 2022Jun 24, 2022
$0.2000
$0.2000
Quarterly+135.29%
Apr 20, 2022
May 6, 2022May 20, 2022
$0.0850
$0.0850
Quarterly0.00%
Jan 25, 2022
Feb 4, 2022Feb 18, 2022
$0.0850
$0.0850
Quarterly-61.36%
Oct 28, 2021
Nov 19, 2021Dec 3, 2021
$0.2200
$0.2200
Quarterly+158.82%
Oct 19, 2021
Nov 5, 2021Nov 19, 2021
$0.0850
$0.0850
Quarterly0.00%
Jul 20, 2021
Aug 6, 2021Aug 20, 2021
$0.0850
$0.0850
Quarterly-78.75%
May 27, 2021
Jun 11, 2021Jun 25, 2021
$0.4000
$0.4000
Quarterly+370.59%
Apr 20, 2021
May 7, 2021May 21, 2021
$0.0850
$0.0850
Quarterly0.00%
Jan 26, 2021
Feb 5, 2021Feb 19, 2021
$0.0850
$0.0850
Quarterly-34.62%
Oct 28, 2020
Nov 20, 2020Dec 4, 2020
$0.1300
$0.1300
Quarterly+52.94%
Oct 20, 2020
Nov 6, 2020Nov 20, 2020
$0.0850
$0.0850
Quarterly0.00%
Jul 23, 2020
Aug 7, 2020Aug 21, 2020
$0.0850
$0.0850
Quarterly0.00%
Apr 21, 2020
May 1, 2020May 15, 2020
$0.0850
$0.0850
Quarterly0.00%
Jan 28, 2020
Feb 7, 2020Feb 21, 2020
$0.0850
$0.0850
Quarterly-75.00%
Oct 30, 2019
Nov 22, 2019Dec 6, 2019
$0.3400
$0.3400
Quarterly+300.00%
Oct 16, 2019
Nov 1, 2019Nov 15, 2019
$0.0850
$0.0850
Quarterly0.00%
Jul 17, 2019
Aug 2, 2019Aug 16, 2019
$0.0850
$0.0850
Quarterly-66.00%
Jun 4, 2019
Jun 14, 2019Jun 28, 2019
$0.2500
$0.2500
Quarterly+194.12%
Apr 17, 2019
May 3, 2019May 17, 2019
$0.0850
$0.0850
Quarterly0.00%
Jan 22, 2019
Feb 1, 2019Feb 15, 2019
$0.0850
$0.0850
Quarterly-78.21%
Oct 26, 2018
Nov 16, 2018Nov 30, 2018
$0.3900
$0.3900
Quarterly+358.82%
Oct 17, 2018
Nov 2, 2018Nov 16, 2018
$0.0850
$0.0850
Quarterly0.00%
Jul 18, 2018
Aug 3, 2018Aug 17, 2018
$0.0850
$0.0850
Quarterly-66.00%
May 31, 2018
Jun 15, 2018Jun 29, 2018
$0.2500
$0.2500
Quarterly+194.12%
Apr 18, 2018
May 4, 2018May 18, 2018
$0.0850
$0.0850
Quarterly0.00%
Jan 23, 2018
Feb 2, 2018Feb 16, 2018
$0.0850
$0.0850
Quarterly-70.69%
Oct 27, 2017
Nov 17, 2017Dec 1, 2017
$0.2900
$0.2900
Quarterly+241.18%
Oct 18, 2017
Nov 3, 2017Nov 17, 2017
$0.0850
$0.0850
Quarterly0.00%
Jul 19, 2017
Aug 4, 2017Aug 18, 2017
$0.0850
$0.0850
Quarterly-66.00%
Jun 5, 2017
Jun 16, 2017Jun 30, 2017
$0.2500
$0.2500
Quarterly+194.12%
Apr 19, 2017
May 5, 2017May 19, 2017
$0.0850
$0.0850
Quarterly0.00%
Jan 24, 2017
Feb 3, 2017Feb 17, 2017
$0.0850
$0.0850
Quarterly-
cffn

Capitol Federal Financial, Inc. Payout Ratio Analysis

CFFN ยท NASDAQ
Dividends Paid
-44.25M
2025
Net Income
68.03M
2025
Payout Ratio
65.05%
2025

Dividend Sustainability Analysis

Payout Ratio
65.05%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
88.8%

Moderate FCF concern. Most free cash flow goes to dividends, limiting flexibility. Monitor CapEx needs and ensure FCF isn't declining.

Dividend Growth
+0.6%

Flat or modest dividend growth. Company maintaining dividend but not increasing aggressively. Monitor whether due to business maturity or temporary headwinds.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.