CCC Intelligent Solutions Holdings Inc.

CCC Intelligent Solutions Holdings Inc.

CCCS·NASDAQ

$8.75

+0.0000%
TechnologySoftware - Infrastructure

CCC Intelligent Solutions Holdings Inc. provides cloud, mobile, AI, telematics, hyperscale technologies, and applications for the property and casualty insurance economy. It SaaS platform digitizes mission-critical AI-enabled workflows, facilitates commerce, and connects businesses across the insurance economy, including insurance carriers, collision repairers, parts suppliers, automotive manufactures, financial institution, and others. The company offers CCC Insurance solutions, including CCC workflow, CCC estimating, CCC total loss, CCC AI and analytics, and CCC casualty; CCC Repair solutions, such as CCC network management, CCC repair workflow, and CCC repair quality; CCC Other Ecosystem solutions, comprising CCC parts solutions, CCC automotive manufacturer solutions, CCC lender solutions, and CCC payments; and CCC International solutions. CCC Intelligent Solutions Holdings Inc. was founded in 1980 and is headquartered in Chicago, Illinois.

At a Glance

Live Snapshot
Market Cap$5.63B
EPS0.0428
P/E Ratio274.02
Earnings Date02/24/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal · Driver · Risk

Signal

High confidence

Valuation multiple is elevated (P/E 274.0).

Valuation inputs: P/E 274.0, earnings yield +0.4%, momentum 0.0%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE +1.3%, ROIC +1.9%).

Profitability stack: net margin +2.8%, ROE +1.3%, ROIC +1.9%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +36.6%, momentum 0.0%, net margin +2.8%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

cccs

CCC Intelligent Solutions Holdings Inc. Market vs Earnings Trajectory

CCCS · NASDAQ

Loading price and EPS data...

CCC Intelligent Solutions Holdings Inc.

CCC Intelligent Solutions Holdings Inc. Fair Value Envelope

CCCS · NASDAQ

Our analysis suggests that CCCS has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $8.75, this represents a potential HIDDEN relative to our calculated worth for CCC Intelligent Solutions Holdings Inc..

Intrinsic Value
Current Price: $8.75
3Y-109.0%
5Y-112.0%
10Y-112.0%
3Y+37.0%
5Y+53.0%
10Y+53.0%
3Y-111.0%
5Y-112.0%
10Y-112.0%
3Y+123.0%
5Y+328.0%
10Y+328.0%
3Y+160.0%
5Y+405.0%
10Y+405.0%
3Y-2.0%
5Y-
10Y-
CCC Intelligent Solutions Holdings Inc.

CCC Intelligent Solutions Holdings Inc. Profit Bridge

CCCS · NASDAQ
Revenue944.80M
Cost of Goods Sold (231.00M)
Gross Profit713.80M
Operating Expenses (633.70M)
Operating Income80.11M
Interest Expense (64.61M)
Other Income/Expense-35.79M
Pretax Income44.31M
Income Tax (13.07M)
Net Income26.14M
Net Income
26.14M

Profitability Analysis

Gross Margin

75.6%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

8.5%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

2.8%

Minimal profitability after all expenses. Limited financial flexibility for reinvestment or shareholder returns.

Effective Tax Rate

29.5%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

75.55%
Gross Profit Margin
3%
3Y+6.0%
5Y+19.0%
10Y+19.0%
8.48%
Operating Profit Margin
-407%
3Y-140.0%
5Y-131.0%
10Y-131.0%
2.77%
Net Profit Margin
-126%
3Y-108.0%
5Y-108.0%
10Y-108.0%
1.31%
Return on Equity
-125%
3Y-110.0%
5Y-
10Y-
0.82%
Return on Assets
-127%
3Y-111.0%
5Y-
10Y-
1.86%
Return on Invested Capital
-312%
3Y-144.0%
5Y-
10Y-
CCCS

CCC Intelligent Solutions Holdings Inc. Cash Conversion Engine

CCCS · NASDAQ
Net Income31.24M
Depreciation & Amortization123.68M
Stock-Based Compensation171.04M
Change in Working Capital-4.96M
Others-6.59M
Capital Expenditures-53.01M
Free Cash Flow230.87M

Cash Flow Quality Analysis

FCF Conversion Rate

739.0%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

18.7%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+18.4%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$4.96M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

cccs

CCC Intelligent Solutions Holdings Inc. Funding & Solvency Profile

CCCS · NASDAQ
Cash & Cash Equivalents97.14M
Net Receivables140.70M
Inventory0.00
Other Current Assets92.84M
Total Current Assets331 M
Property, Plant & Equipment204.71M
Goodwill & Intangible Assets2.99B
Long-Term Investments0.00
Other Non-Current Assets0.00
Total Non-Current Assets205 M
Total Assets
3.53B

Financial Health Analysis

Current Ratio

1.52x

Strong liquidity. The company has adequate resources to meet short-term liabilities.

Debt-to-Equity Ratio

0.71x

Balanced capital structure with moderate leverage. Equity exceeds debt, suggesting healthy financial stability.

Working Capital

113 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

9% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.

cccs

CCC Intelligent Solutions Holdings Inc. Street Expectations Map

CCCS · NASDAQ

Wall Street analysts project that CCCS stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 11.00, with estimates ranging from a low of 11.00 to a high of 11.00.

Lowest Target
11.00
25.71%
Consensus Target
11.00
25.71%
Highest Target
11.00
25.71%

The consensus 1-year price target stands at 11.00, with estimates ranging from a low of 11.00 to a high of 11.00.

Analyst Consensus Analysis

Upside Potential

+25.7%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

cccs

CCC Intelligent Solutions Holdings Inc. Insider Positioning

CCCS · NASDAQ

During the last 12 months, insiders have purchased $608K worth of CCCS shares, with no selling activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

150.0K

607.50K

Sold

0

0.00

Net Activity

+608K

+$608K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
GJP

Goodson John Page

Officer: See Remarks

150.0K shares1 transactions

$608K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $608K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

∞:1

Perfect buy/sell ratio. Only buying activity with zero selling—the most bullish possible insider signal.

Insider Participation

High Buying

1 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Unanimous insider buying: Zero selling combined with active buying is rare and typically very bullish. Insiders appear to see significant upside with limited downside risk.

0.00%
Dividend Yield
3Y-
5Y-
10Y-
 

cccs Dividend History

CCCS
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%