$56.51
-0.28%Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits. It also provides loan products, such as commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for household, and other consumer expenditures. In addition, the company offers trade financing, letter of credit, wire transfer, forward currency spot and forward contract, traveler's check, safe deposit, night deposit, social security payment deposit, collection, bank-by-mail, drive-up and walk-up window, automatic teller machine, Internet banking, investment, and other customary bank services, as well as securities and insurance products. As of March 1, 2022, it operated 31 branches in Southern California, 16 branches in Northern California, 10 branches in New York, four branches in Washington, two branches in Illinois, and two branches in Texas, as well as one branch each in Maryland, Massachusetts, Nevada, and New Jersey, and Hong Kong; and a representative office each in Beijing, Taipei, and Shanghai. The company was founded in 1962 and is headquartered in Los Angeles, California.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
CATY โข NASDAQ
| Cathay General Bancorp Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
315.1M | 286M | 354.1M | 360.6M | 298.3M | 228.9M | 279.1M | 271.9M | 176M | 175.1M | 161.1M | 137.8M | 123.7M | 118M | 100.8M | 12.2M | -66.8M | 51.1M | 125.5M | 117.6M | |
16M | 16.8M | 18.1M | 19.8M | 16.1M | 16.5M | 15.1M | 7.3M | 7.3M | 7.5M | 7.6M | 7.9M | 11.3M | 11.7M | 12M | 10.7M | 14.4M | 11.2M | 13.1M | 13.6M | |
12.1M | -20.8M | -4.8M | -2.1M | 9.2M | -9.5M | 9.8M | 2.3M | 34.6M | 15.9M | 2M | 31.3M | -15.1M | 4.8M | 13.8M | -38.5M | -37.1M | -50.9M | -11.4M | -2.5M | |
7.6M | 6.8M | 7.8M | 7.8M | 6.8M | 6.4M | 7.4M | 8M | 5.7M | 5M | 5M | 4.2M | 3.2M | 2.9M | 1.8M | 3.3M | 5.7M | 7.7M | 0.0 | 0.0 | |
79.3M | 93.1M | 86M | 58.8M | 38.5M | 120.2M | 103.5M | 47.2M | 2.2M | 20.2M | 20M | -17.1M | -26.4M | -13.7M | 40.1M | 162.8M | 316.4M | 122.8M | 15.7M | 11M | |
(0.0) | (56.2M) | (70.3M) | (96.9M) | (92.7M) | (45.4M) | (61.5M) | (65.9M) | (76.7M) | (38.7M) | (69.1M) | (60.2M) | (55.5M) | (36.1M) | (53.1M) | (13.4M) | (25.2M) | (0.0) | (0.0) | (0.0) | |
-61.6M | -52.8M | -76.5M | 22.4M | -34.6M | -42.6M | 20.1M | -136K | 23.1M | 10.7M | -18.9M | -14M | 18.3M | 40.9M | 5.6M | 18M | -86.3M | 25.8M | 6.1M | -13M | |
368.6M | 329.2M | 384.7M | 467.4M | 334.3M | 320M | 435M | 336.5M | 248.9M | 234.4M | 176.7M | 150.1M | 115.1M | 164.6M | 174.1M | 168.5M | 146.4M | 167.8M | 149M | 126.6M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -3.6M | -3.4M | -3.4M | -3.7M | -5.8M | -7.1M | -6.7M | -3.2M | -3.5M | -3.5M | -4.8M | -6.2M | -3.1M | -2.9M | -5M | -12.2M | -24.2M | -2.8M | -17.9M | |
(0.0) | (0.0) | (0.0) | -73.9M | (0.0) | (0.0) | (0.0) | (0.0) | -1.4M | (0.0) | (6.6M) | (0.0) | (0.0) | (0.0) | -968K | -3M | -14.1M | -15.1M | -3.7M | -31.3M | |
-1.7B | -1.4B | -669M | -718.7M | -589.4M | -513.3M | -822.9M | -497.8M | -607.6M | -941.3M | -342.8M | -885.8M | -455.1M | -634.5M | -659.7M | -3.5B | -4.9B | -4.3B | -2.7B | -635.1M | |
1.8B | 1.4B | 522.8M | 214.5M | 445.5M | 854.8M | 593.4M | 547.7M | 674.3M | 460.3M | 550.2M | 778.5M | 806.4M | 990M | 1.1B | 3.1B | 4.2B | 3.7B | 1.3B | 369.4M | |
-926.7M | 137.4M | -1.3B | -1.3B | -712.3M | -578M | -1.1B | -1.2B | -966.1M | -368.9M | -1.4B | -347.3M | -657M | -398.9M | -333.2M | 1B | 431.6M | -578.2M | -915.3M | -783.1M | |
-857.3M | (184M) | -1.5B | -1.8B | -859.9M | -242.2M | -1.4B | -1.1B | -904M | -853.5M | -1.2B | -459.4M | -311.8M | -46.5M | (127.1M) | (596.6M) | -279.6M | -1.3B | -2.3B | -1.1B | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-177.7M | -81.8M | -13.2M | -137.6M | -163.5M | -13.8M | -32.9M | -39.8M | 2.5M | -52.2M | -55.2M | 2.8M | 605K | 291K | 287K | 125.2M | 120.6M | 2.6M | -87.8M | 5.9M | |
-60M | -480M | 55M | 465M | -130M | -553.3M | 84.6M | 77M | 125M | 75M | -150M | -97.6M | 325M | -79.7M | -332.6M | -378.1M | -512.8M | 65.9M | 1.7B | 656.1M | |
-93.8M | -98M | -98.6M | -101M | -99.3M | -98.7M | -99.1M | -83.4M | -69.9M | -59.3M | -45.3M | -23.1M | -12.6M | -16M | -16M | -16M | -22.5M | -21M | -20.5M | -18.4M | |
-180.3M | -84.7M | -16.7M | -141.3M | -167.1M | -23.6M | -36.3M | -42.6M | (0.0) | -54.4M | -59.4M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
1.2B | 357.3M | 815.6M | -131.7M | 1.9B | 1.4B | 987.6M | 915.9M | -52.8M | 1.1B | 1.3B | 450.3M | 150.6M | 4.4M | 77.8M | -509M | 563.1M | 806.1M | 549.7M | 351.2M | |
873.6M | -302.5M | 758.7M | 94.7M | 1.6B | 749.5M | 940.2M | 863.3M | 4.8M | 1.1B | 1B | 332.4M | 205.6M | -91M | -270.6M | -777.9M | 148.5M | 1.1B | 2.1B | 994.8M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
384.9M | 210.7M | -333.6M | -1.3B | 1B | 827.3M | -6.5M | 65.5M | -650.3M | 468.1M | 3.3M | 23.1M | 8.8M | 27M | 30.5M | -12.8M | 15.3M | -33.6M | -14.4M | 23.5M | |
1B | 828.8M | 1.2B | 2.4B | 1.4B | 593.8M | 600.3M | 534.8M | 1.2B | 717M | 176.8M | 153.7M | 144.9M | 117.9M | 87.3M | 100.1M | 84.8M | 118.4M | 132.8M | 109.3M | |
1.4B | 1B | 828.8M | 1.2B | 2.4B | 1.4B | 593.8M | 600.3M | 534.8M | 1.2B | 180.1M | 176.8M | 153.7M | 144.9M | 117.9M | 87.3M | 100.1M | 84.8M | 118.4M | 132.8M | |
363.7M | 325.5M | 381.3M | 464M | 330.6M | 314.2M | 427.8M | 329.9M | 245.7M | 230.9M | 173.2M | 145.3M | 108.9M | 161.5M | 171.2M | 163.5M | 134.2M | 143.6M | 146.2M | 108.8M |
CATY - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K/A 8-K/A 2026 (Amended) N/A | May 22, 2026 | February 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 19, 2026 | May 18, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 22, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 16, 2026 | May 18, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 02, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 05, 2026 | February 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 23, 2026 | January 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 22, 2026 | January 22, 2026 | 2026 |
Continue your CATY research with focused valuation guides.
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.