Cathay General Bancorp

Cathay General Bancorp

CATYยทNASDAQ

$56.51

-0.28%
Financial ServicesBanks - Regional

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits. It also provides loan products, such as commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for household, and other consumer expenditures. In addition, the company offers trade financing, letter of credit, wire transfer, forward currency spot and forward contract, traveler's check, safe deposit, night deposit, social security payment deposit, collection, bank-by-mail, drive-up and walk-up window, automatic teller machine, Internet banking, investment, and other customary bank services, as well as securities and insurance products. As of March 1, 2022, it operated 31 branches in Southern California, 16 branches in Northern California, 10 branches in New York, four branches in Washington, two branches in Illinois, and two branches in Texas, as well as one branch each in Maryland, Massachusetts, Nevada, and New Jersey, and Hong Kong; and a representative office each in Beijing, Taipei, and Shanghai. The company was founded in 1962 and is headquartered in Los Angeles, California.

At a Glance

Live Snapshot
Market Cap$3.79B
EPS4.5700
P/E Ratio12.37
Earnings Date07/28/2026
3Y-21.0%
5Y+15.0%
10Y+57.0%
3Y-54.0%
5Y+254.0%
10Y-
3Y+822.0%
5Y+17.0%
10Y-20.0%
CATY

Cathay General Bancorp Cash Conversion Engine

CATY ยท NASDAQ
Net Income315.12M
Depreciation & Amortization16.04M
Stock-Based Compensation7.61M
Change in Working Capital-61.64M
Others79.29M
Capital Expenditures-4.91M
Free Cash Flow363.66M

Cash Flow Quality Analysis

FCF Conversion Rate

115.4%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

1.3%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+11.7%

Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.

Working Capital Impact

-$61.64M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Cathay General Bancorp Cash Flow Statement

CATY โ€ข NASDAQ

Cathay General Bancorp Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
315.1M
286M
354.1M
360.6M
298.3M
228.9M
279.1M
271.9M
176M
175.1M
161.1M
137.8M
123.7M
118M
100.8M
12.2M
-66.8M
51.1M
125.5M
117.6M
16M
16.8M
18.1M
19.8M
16.1M
16.5M
15.1M
7.3M
7.3M
7.5M
7.6M
7.9M
11.3M
11.7M
12M
10.7M
14.4M
11.2M
13.1M
13.6M
12.1M
-20.8M
-4.8M
-2.1M
9.2M
-9.5M
9.8M
2.3M
34.6M
15.9M
2M
31.3M
-15.1M
4.8M
13.8M
-38.5M
-37.1M
-50.9M
-11.4M
-2.5M
7.6M
6.8M
7.8M
7.8M
6.8M
6.4M
7.4M
8M
5.7M
5M
5M
4.2M
3.2M
2.9M
1.8M
3.3M
5.7M
7.7M
0.0
0.0
79.3M
93.1M
86M
58.8M
38.5M
120.2M
103.5M
47.2M
2.2M
20.2M
20M
-17.1M
-26.4M
-13.7M
40.1M
162.8M
316.4M
122.8M
15.7M
11M
(0.0)
(56.2M)
(70.3M)
(96.9M)
(92.7M)
(45.4M)
(61.5M)
(65.9M)
(76.7M)
(38.7M)
(69.1M)
(60.2M)
(55.5M)
(36.1M)
(53.1M)
(13.4M)
(25.2M)
(0.0)
(0.0)
(0.0)
-61.6M
-52.8M
-76.5M
22.4M
-34.6M
-42.6M
20.1M
-136K
23.1M
10.7M
-18.9M
-14M
18.3M
40.9M
5.6M
18M
-86.3M
25.8M
6.1M
-13M
368.6M
329.2M
384.7M
467.4M
334.3M
320M
435M
336.5M
248.9M
234.4M
176.7M
150.1M
115.1M
164.6M
174.1M
168.5M
146.4M
167.8M
149M
126.6M
INVESTING ACTIVITIES
(0.0)
-3.6M
-3.4M
-3.4M
-3.7M
-5.8M
-7.1M
-6.7M
-3.2M
-3.5M
-3.5M
-4.8M
-6.2M
-3.1M
-2.9M
-5M
-12.2M
-24.2M
-2.8M
-17.9M
(0.0)
(0.0)
(0.0)
-73.9M
(0.0)
(0.0)
(0.0)
(0.0)
-1.4M
(0.0)
(6.6M)
(0.0)
(0.0)
(0.0)
-968K
-3M
-14.1M
-15.1M
-3.7M
-31.3M
-1.7B
-1.4B
-669M
-718.7M
-589.4M
-513.3M
-822.9M
-497.8M
-607.6M
-941.3M
-342.8M
-885.8M
-455.1M
-634.5M
-659.7M
-3.5B
-4.9B
-4.3B
-2.7B
-635.1M
1.8B
1.4B
522.8M
214.5M
445.5M
854.8M
593.4M
547.7M
674.3M
460.3M
550.2M
778.5M
806.4M
990M
1.1B
3.1B
4.2B
3.7B
1.3B
369.4M
-926.7M
137.4M
-1.3B
-1.3B
-712.3M
-578M
-1.1B
-1.2B
-966.1M
-368.9M
-1.4B
-347.3M
-657M
-398.9M
-333.2M
1B
431.6M
-578.2M
-915.3M
-783.1M
-857.3M
(184M)
-1.5B
-1.8B
-859.9M
-242.2M
-1.4B
-1.1B
-904M
-853.5M
-1.2B
-459.4M
-311.8M
-46.5M
(127.1M)
(596.6M)
-279.6M
-1.3B
-2.3B
-1.1B
FINANCING ACTIVITIES
-177.7M
-81.8M
-13.2M
-137.6M
-163.5M
-13.8M
-32.9M
-39.8M
2.5M
-52.2M
-55.2M
2.8M
605K
291K
287K
125.2M
120.6M
2.6M
-87.8M
5.9M
-60M
-480M
55M
465M
-130M
-553.3M
84.6M
77M
125M
75M
-150M
-97.6M
325M
-79.7M
-332.6M
-378.1M
-512.8M
65.9M
1.7B
656.1M
-93.8M
-98M
-98.6M
-101M
-99.3M
-98.7M
-99.1M
-83.4M
-69.9M
-59.3M
-45.3M
-23.1M
-12.6M
-16M
-16M
-16M
-22.5M
-21M
-20.5M
-18.4M
-180.3M
-84.7M
-16.7M
-141.3M
-167.1M
-23.6M
-36.3M
-42.6M
(0.0)
-54.4M
-59.4M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
1.2B
357.3M
815.6M
-131.7M
1.9B
1.4B
987.6M
915.9M
-52.8M
1.1B
1.3B
450.3M
150.6M
4.4M
77.8M
-509M
563.1M
806.1M
549.7M
351.2M
873.6M
-302.5M
758.7M
94.7M
1.6B
749.5M
940.2M
863.3M
4.8M
1.1B
1B
332.4M
205.6M
-91M
-270.6M
-777.9M
148.5M
1.1B
2.1B
994.8M
CASH FLOW SUMMARY
384.9M
210.7M
-333.6M
-1.3B
1B
827.3M
-6.5M
65.5M
-650.3M
468.1M
3.3M
23.1M
8.8M
27M
30.5M
-12.8M
15.3M
-33.6M
-14.4M
23.5M
1B
828.8M
1.2B
2.4B
1.4B
593.8M
600.3M
534.8M
1.2B
717M
176.8M
153.7M
144.9M
117.9M
87.3M
100.1M
84.8M
118.4M
132.8M
109.3M
1.4B
1B
828.8M
1.2B
2.4B
1.4B
593.8M
600.3M
534.8M
1.2B
180.1M
176.8M
153.7M
144.9M
117.9M
87.3M
100.1M
84.8M
118.4M
132.8M
363.7M
325.5M
381.3M
464M
330.6M
314.2M
427.8M
329.9M
245.7M
230.9M
173.2M
145.3M
108.9M
161.5M
171.2M
163.5M
134.2M
143.6M
146.2M
108.8M

SEC Filings

CATY - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K/A

8-K/A 2026 (Amended)

N/A

May 22, 2026
February 04, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 18, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 16, 2026
May 18, 2026
2026
10-K

10-K 2025 FY

FY

March 02, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 05, 2026
February 04, 2026
2026
8-K

8-K 2026

N/A

January 23, 2026
January 23, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
Showing 1 to 10 of 403 filings