Cathay General Bancorp

Cathay General Bancorp

CATYยทNASDAQ

$56.51

-0.28%
Financial ServicesBanks - Regional

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits. It also provides loan products, such as commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for household, and other consumer expenditures. In addition, the company offers trade financing, letter of credit, wire transfer, forward currency spot and forward contract, traveler's check, safe deposit, night deposit, social security payment deposit, collection, bank-by-mail, drive-up and walk-up window, automatic teller machine, Internet banking, investment, and other customary bank services, as well as securities and insurance products. As of March 1, 2022, it operated 31 branches in Southern California, 16 branches in Northern California, 10 branches in New York, four branches in Washington, two branches in Illinois, and two branches in Texas, as well as one branch each in Maryland, Massachusetts, Nevada, and New Jersey, and Hong Kong; and a representative office each in Beijing, Taipei, and Shanghai. The company was founded in 1962 and is headquartered in Los Angeles, California.

At a Glance

Live Snapshot
Market Cap$3.79B
EPS4.5700
P/E Ratio12.37
Earnings Date07/28/2026
3Y+52.0%
5Y+86.0%
10Y+160.0%
3Y-13.0%
5Y+38.0%
10Y+80.0%
3Y-21.0%
5Y+15.0%
10Y+57.0%
Cathay General Bancorp

Cathay General Bancorp Profit Bridge

CATY ยท NASDAQ
Revenue1.38B
Cost of Goods Sold (622.23M)
Gross Profit762.46M
Operating Expenses (355.06M)
Operating Income407.40M
Interest Expense (566.80M)
Other Income/Expense-17.20M
Pretax Income390.20M
Income Tax (75.07M)
Net Income315.12M
Net Income
315.12M

Profitability Analysis

Gross Margin

55.1%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

29.4%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

22.8%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

19.2%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Cathay General Bancorp Income Statement

CATY โ€ข NASDAQ

Cathay General Bancorp Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
1.4B
1.4B
1.3B
908.1M
721.1M
743.4M
814M
719.3M
606.8M
532.4M
486.4M
459.2M
467.3M
476.3M
504.5M
521.8M
607.4M
608.9M
642.8M
513M
GROSS PROFIT
(622.2M)
(698.4M)
(526.5M)
(132.1M)
(52.7M)
(206M)
(187.4M)
(117.6M)
(77.9M)
(65.6M)
(62.6M)
(65.1M)
(79.3M)
(99.5M)
(166.9M)
(348.6M)
(553M)
(401.5M)
(316.8M)
(214.2M)
762.5M
692.2M
784.1M
776M
668.4M
537.4M
626.7M
601.8M
528.9M
466.9M
423.8M
394.1M
388M
376.8M
337.6M
173.3M
54.3M
207.4M
326M
298.7M
OPERATING INCOME
(355.1M)
(374.7M)
(380.5M)
(303.4M)
(286.5M)
(283.5M)
(277.3M)
(264.1M)
(230.6M)
(224.7M)
(202.7M)
(174.3M)
(193.8M)
(192.6M)
(185.6M)
(175.7M)
(183M)
(136.7M)
(129.3M)
(113.9M)
(192.8M)
(188.2M)
(183.6M)
(157.4M)
(146.8M)
(138.2M)
(159.7M)
(152.8M)
(137.5M)
(121.1M)
(111.7M)
(109.5M)
(99M)
(91.3M)
(87.5M)
(81.5M)
(126.2M)
(87.4M)
(72.3M)
(66M)
407.4M
317.5M
403.6M
472.5M
381.8M
254M
349.4M
337.7M
298.3M
242.2M
221.1M
219.8M
194.2M
184.2M
152M
-2.5M
-128.7M
70.7M
196.7M
184.8M
PRE-TAX INCOME
(566.8M)
(660.9M)
(500.5M)
(117.6M)
(68.8M)
(148.5M)
(194.4M)
(122.1M)
(80.4M)
(81.2M)
(74M)
(75.9M)
(82.3M)
(108.5M)
(139.9M)
(191.7M)
(246M)
(294.8M)
(305.8M)
(212.2M)
742.5M
674.1M
741.7M
733.7M
597.8M
552.1M
574.9M
565.9M
495.7M
417.9M
379.7M
342.8M
324.7M
321.3M
313.7M
297.9M
282.7M
293.5M
309.5M
279.3M
(162.3M)
(186.5M)
(196.9M)
(146M)
(139.7M)
(145.2M)
(117.6M)
(111.3M)
(93.1M)
(103.6M)
(91M)
(64.8M)
(94.8M)
(101.3M)
(98M)
(94.2M)
(56.9M)
(49.3M)
(57.1M)
(48M)
-17.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
390.2M
317.5M
403.6M
472.5M
381.8M
254M
349.4M
337.7M
298.3M
242.2M
221.1M
219.8M
194.2M
184.2M
152M
-2.5M
-128.7M
70.7M
196.7M
184.8M
NET INCOME
(75.1M)
(31.6M)
(49.5M)
(111.9M)
(83.5M)
(25.1M)
(70.2M)
(65.8M)
(122.3M)
(67.1M)
(60M)
(82M)
(70.4M)
(66.1M)
(51.3M)
-14.6M
-61.9M
(19.6M)
(71.2M)
(67.3M)
315.1M
286M
354.1M
360.6M
298.3M
228.9M
279.1M
271.9M
176M
175.1M
161.1M
137.8M
123.1M
117.4M
100.2M
11.6M
-67.4M
50.5M
125.5M
117.6M

SEC Filings

CATY - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K/A

8-K/A 2026 (Amended)

N/A

May 22, 2026
February 04, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 18, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 16, 2026
May 18, 2026
2026
10-K

10-K 2025 FY

FY

March 02, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 05, 2026
February 04, 2026
2026
8-K

8-K 2026

N/A

January 23, 2026
January 23, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
Showing 1 to 10 of 403 filings