Cass Information Systems, Inc.

Cass Information Systems, Inc.

CASSยทNASDAQ

$45.71

-1.6%
IndustrialsSpecialty Business Services

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. It operates through two segments, Information Services and Banking Services. The company's services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. It also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as checking, savings, and time deposit accounts; commercial, industrial, and real estate loans; and cash management services to privately-owned businesses and faith-related ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and leased facilities in Fenton, Missouri and Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in St. Louis, Missouri.

At a Glance

Live Snapshot
Market Cap$588.34M
EPS2.6600
P/E Ratio17.18
Earnings Date07/16/2026
3Y+1.0%
5Y+18.0%
10Y+73.0%
3Y-
5Y+22.0%
10Y+82.0%
3Y+18.0%
5Y-7.0%
10Y+17.0%
cass

Cass Information Systems, Inc. Funding & Solvency Profile

CASS ยท NASDAQ
Cash & Cash Equivalents392.27M
Net Receivables1.12B
Inventory0.00
Other Current Assets-276.85M
Total Current Assets1 B
Property, Plant & Equipment29.45M
Goodwill & Intangible Assets19.89M
Long-Term Investments770.77M
Other Non-Current Assets-770.77M
Total Non-Current Assets29 M
Total Assets
2.61B

Financial Health Analysis

Current Ratio

1.10x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

9.72x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

108 M

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

47% Current

Balanced asset mix between current and non-current assets, typical of many stable businesses.

Cass Information Systems, Inc. Balance Sheet

CASS โ€ข NASDAQ

Cass Information Systems, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
392.3M
349.7M
372.5M
200.9M
514.9M
670.5M
190.5M
194.3M
169.5M
148.7M
185.4M
212.3M
171.6M
127.4M
136.1M
79.6M
39.2M
10M
26.7M
27M
0.0
528M
627.1M
754.5M
673.5M
0.0
422.7M
441.5M
470.5M
390.6M
375.7M
356.1M
317.8M
341.9M
0.0
0.0
0.0
0.0
0.0
0.0
392.3M
877.7M
999.6M
955.4M
1.2B
670.5M
613.2M
635.9M
640M
539.2M
561.1M
568.4M
489.4M
469.3M
136.1M
79.6M
39.2M
10M
26.7M
27M
1.1B
55.9M
110.7M
95.8M
5M
879.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.1B
55.9M
110.7M
95.8M
5M
879.7M
0.0
0.0
0.0
654.7M
0.0
0.0
640.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-1B
0.0
-1.2B
-1.3B
0.0
-1.2B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
208.5M
198.9M
293.8M
291.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
63.5M
61.4M
0.0
0.0
0.0
0.0
0.0
-276.8M
-1.1B
-1.3B
-1.3B
-1.5B
194.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2B
0.0
0.0
0.0
0.0
1.7B
613.2M
635.9M
76.1M
129.9M
76.8M
93.4M
64.9M
32.5M
112.4M
71.6M
45.9M
10M
26.7M
27M
NON-CURRENT ASSETS
29.4M
30.6M
30.1M
20M
18.1M
18.1M
20.5M
22M
21.6M
21.1M
19.6M
16.9M
13.2M
10.7M
9.6M
9.6M
10.5M
11.6M
12.8M
12.9M
0.0
16.3M
17.3M
17.3M
14.3M
14.3M
14.3M
12.6M
12.6M
11.6M
11.6M
11.6M
11.6M
11.6M
7.5M
7.5M
7.5M
0.0
0.0
0.0
19.9M
4.9M
3.3M
4.1M
2.6M
3.4M
4.3M
1.6M
2M
2M
2.4M
2.8M
3.2M
3.8M
161K
268K
375K
0.0
0.0
0.0
19.9M
21.2M
20.7M
21.4M
16.8M
17.7M
18.5M
14.1M
14.6M
13.6M
14M
14.4M
14.8M
15.3M
7.6M
7.7M
7.8M
8.1M
8.3M
8.6M
770.8M
528M
627.1M
754.5M
673.5M
357.7M
422.7M
441.5M
470.5M
390.6M
375.7M
356.1M
317.8M
341.9M
310.6M
264.6M
224.6M
193.9M
171.7M
102.7M
0.0
0.0
0.0
0.0
0.0
0.0
1.8B
1.7B
1.6B
1.5B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-770.8M
-579.8M
-677.9M
-795.9M
-708.4M
64.9M
-1.8B
-1.7B
-2.1B
-1.9B
-375.7M
-356.1M
-317.8M
-341.9M
-310.6M
-264.6M
-224.6M
-213.6M
-192.8M
-124.3M
49.3M
0.0
0.0
0.0
0.0
458.4M
461.7M
477.7M
36.2M
34.7M
33.6M
31.3M
28M
26.1M
17.2M
17.4M
18.3M
213.6M
192.8M
124.3M
1.3B
2.4B
2.5B
2.6B
2.6B
0.0
689.3M
581.6M
1.5B
1.3B
1.3B
1.4B
1.2B
1.2B
1.2B
1.1B
948.8M
661.6M
683.5M
707.2M
2.6B
2.4B
2.5B
2.6B
2.6B
2.2B
1.8B
1.7B
1.6B
1.5B
1.5B
1.5B
1.3B
1.3B
1.3B
1.2B
1B
885.2M
903M
858.5M
LIABILITIES
CURRENT LIABILITIES
1.1B
1.1B
1.1B
1.1B
1.1B
835.4M
684.3M
694.4M
715.9M
642.3M
577.3M
655.4M
544M
522.8M
595.2M
516.1M
430.3M
479M
513.7M
468.4M
1.1B
1.1B
1.1B
1.1B
1.1B
835.4M
684.3M
694.4M
715.9M
642.3M
577.3M
655.4M
544M
522.8M
595.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
516.1M
430.3M
479M
513.7M
468.4M
826K
0.0
0.0
0.0
0.0
0.0
18M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
9K
26K
0.0
0.0
181K
-826K
-1.1B
-1.1B
-1.1B
-1.1B
1B
-702.3M
0.0
-54M
0.0
0.0
0.0
0.0
-522.8M
-595.2M
-516.1M
-430.3M
-479M
-513.7M
-468.4M
1.1B
0.0
0.0
0.0
0.0
1.8B
0.0
694.4M
661.9M
642.3M
577.3M
655.4M
544M
0.0
0.0
0.0
0.0
0.0
0.0
181K
NON-CURRENT LIABILITIES
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3M
3.7M
3.7M
1.2B
0.0
0.0
0.0
0.0
93.3M
817.8M
771M
716.2M
654.5M
670.9M
644.9M
591.6M
590.6M
563.6M
529.8M
453.1M
-3M
-3.7M
-3.7M
1.2B
0.0
0.0
0.0
0.0
93.3M
817.8M
771M
716.2M
654.5M
670.9M
644.9M
591.6M
590.6M
563.6M
529.8M
453.1M
0.0
0.0
0.0
0.0
2.2B
2.2B
2.4B
2.3B
0.0
1.5B
1.5B
1.4B
1.3B
1.2B
1.3B
1.1B
1.1B
1.2B
1B
883.4M
779M
803.6M
774.6M
3.7M
0.0
0.0
0.0
0.0
0.0
4.9M
0.0
0.0
128.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.4B
2.2B
2.2B
2.4B
2.3B
1.9B
1.5B
1.5B
1.4B
1.3B
1.2B
1.3B
1.1B
1.1B
1.2B
1B
883.4M
779M
803.6M
774.6M
SHAREHOLDERS' EQUITY
-112.1M
-87.6M
-84.3M
-81.2M
-78.9M
-50.5M
-45.4M
-40M
-32.1M
-30.2M
-22.2M
-12.7M
-11M
-11.9M
-13M
-13.5M
-13.3M
-18.3M
-16.1M
-17.1M
7.8M
7.8M
7.8M
7.8M
7.8M
7.8M
7.8M
7.8M
6.5M
6M
6M
6M
6M
6M
5.4M
5M
5M
5M
5M
4.6M
207.1M
205.6M
208M
207.4M
204.3M
204.9M
205.4M
205.8M
204.6M
128.5M
126.3M
126.2M
125.1M
125.1M
81M
46.7M
45.7M
45.7M
45.8M
17.9M
167.1M
148.5M
145.8M
131.7M
112.2M
99.1M
90.3M
75.2M
59.3M
118.4M
104M
90.6M
75.9M
61M
89.9M
107.3M
92.4M
81.2M
66.7M
81.5M
-26.8M
-45.2M
-47.5M
-59.3M
453K
-15K
-13.9M
-18.9M
-13.3M
-14.5M
-6.7M
-9.6M
-5.6M
-6.1M
-2.8M
-3.2M
-181K
-7.4M
-1.9M
-3M
243M
229M
229.8M
206.3M
245.8M
261.2M
244.2M
229.8M
225.1M
208M
207.4M
200.4M
190.4M
174M
160.5M
142.1M
129.6M
106.2M
99.5M
83.9M
243M
229M
229.8M
206.3M
245.8M
261.2M
244.2M
229.8M
225.1M
208M
207.4M
200.4M
190.4M
174M
160.5M
142.1M
129.6M
106.2M
99.5M
83.9M
SUMMARY
2.6B
2.4B
2.5B
2.6B
2.6B
2.2B
1.8B
1.7B
1.7B
1.5B
1.5B
1.5B
1.3B
1.3B
1.3B
1.2B
1B
885.2M
903M
858.5M
770.8M
1.1B
1.3B
1.5B
1.3B
357.7M
845.3M
883.1M
941M
781.1M
751.4M
712.3M
635.5M
683.9M
310.6M
264.6M
224.6M
193.9M
171.7M
102.7M
4.5M
0.0
0.0
0.0
0.0
0.0
18M
408.7M
396.5M
407.3M
464.7M
459.2M
582.5M
419.6M
416.4M
9K
26K
3M
3.7M
3.9M
-387.8M
-349.7M
-372.5M
-200.9M
-514.9M
-670.5M
-172.5M
214.3M
227.1M
258.6M
279.2M
246.9M
410.9M
292.2M
280.3M
-79.6M
-39.2M
-7.1M
-23M
-23.1M
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080
13,306,080

SEC Filings

CASS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

March 30, 2026
March 29, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 06, 2026
April 21, 2026
2026
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 22, 2026
January 20, 2026
2026
8-K

8-K 2025

N/A

November 10, 2025
November 06, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 04, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 23, 2025
October 21, 2025
2025
10-Q

10-Q 2025 Q2

Q2

August 05, 2025
June 30, 2025
2025
Showing 1 to 10 of 276 filings