Bankwell Financial Group, Inc.

Bankwell Financial Group, Inc.

BWFGยทNASDAQ

$51.41

-2.5%
Financial ServicesBanks - Regional

Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. It offers various traditional depository products, including checking, savings, money market, and certificates of deposit. The company also provides first mortgage loans secured by one-to-four family owner occupied residential properties for personal use; home equity loans and home equity lines of credit secured by owner occupied one-to-four family residential properties; loans secured by commercial real estate, multi-family dwellings, and investor-owned one-to-four family dwellings; commercial construction loans for commercial development projects, including apartment buildings and condominiums, as well as office buildings, retail, and other income producing properties; land loans; commercial business loans secured by assignments of corporate assets and personal guarantees of the business owners; loans secured by savings or certificate accounts and automobiles; and unsecured personal loans and overdraft lines of credit. It operates branches in New Canaan, Stamford, Fairfield, Wilton, Westport, Darien, Norwalk, and Hamden, Connecticut. The company was formerly known as BNC Financial Group, Inc. and changed its name to Bankwell Financial Group, Inc. in September 2013. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut.

At a Glance

Live Snapshot
Market Cap$409.86M
EPS4.4900
P/E Ratio11.45
Earnings Date07/27/2026
Bankwell Financial Group, Inc.

Bankwell Financial Group, Inc. Fair Value Envelope

BWFG ยท NASDAQ

Our analysis suggests that BWFG has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $51.405, this represents a potential HIDDEN relative to our calculated worth for Bankwell Financial Group, Inc..

Intrinsic Value
Current Price: $51.405

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$175.9M
+ Cash & Equivalents$224.9M
Firm Value$400.8M
- Debt$179.7M
Equity Value$221.1M
/ Shares Outstanding7,877,443B
DCF Value$28
OVERVALUED BY 45%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$24.3M
$21.6M
$19.3M
$17.2M
$15.3M
$13.6M
$12.2M
$10.8M
$9.6M
$8.6M
Maintenance CapEx
-$203.8K
-$181.6K
-$161.8K
-$144.2K
-$128.4K
-$114.4K
-$102.0K
-$90.8K
-$80.9K
-$72.1K
Owner Earnings
$24.1M
$21.5M
$19.1M
$17.0M
$15.2M
$13.5M
$12.0M
$10.7M
$9.6M
$8.5M
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$22.3M
$18.4M
$15.2M
$12.5M
$10.3M
$8.5M
$7.0M
$5.8M
$4.8M
$3.9M
Terminal Value represents 38.1% of Enterprise Value