Bridgewater Bancshares, Inc.

Bridgewater Bancshares, Inc.

BWBยทNASDAQ

$18.42

-2.8%
Financial ServicesBanks - Regional

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, small business entrepreneurs, and high net worth individuals in the United States. The company offers savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction, as well as certificates of deposit. It also provides commercial loans to sole proprietorships, partnerships, corporations, and other business enterprises to finance accounts receivable or inventory, capital assets, or other business-related purposes; paycheck protection program loans; construction and land development loans; 1-4 family mortgage loans; multifamily lending products; owner and non-owner occupied commercial real estate loans; and consumer and other loans. In addition, the company online, mobile, and direct banking services. It operates through seven full-service offices located in Bloomington, Greenwood, Minneapolis, St. Louis Park, Orono, and St. Paul, Minnesota. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.

At a Glance

Live Snapshot
Market Cap$513.61M
EPS1.5300
P/E Ratio12.04
Earnings Date07/22/2026
-5.56%
Return on Invested Capital
-265%
3Y-196.0%
5Y-187.0%
10Y-199.0%
8.91%
Return on Equity
24%
3Y-34.0%
5Y-13.0%
10Y-22.0%
0.85%
Return on Assets
32%
3Y-31.0%
5Y-8.0%
10Y-19.0%
Bridgewater Bancshares, Inc.

Bridgewater Bancshares, Inc. Management Team

BWB ยท NASDAQ
ML

Ms. Laura Espeseth

Chief Accounting Officer

Born 1983(Age 43)
female
MN

Mr. Nicholas L. Place

Chief Banking Officer

Compensation

$489,393

Born 1986(Age 40)
male
MG

Mr. Gerald John Baack

Chief Executive Officer Founder & Non Independent Executive Chairman

Compensation

$916,989

Born 1967(Age 59)
male
ML

Ms. Lisa M. Salazar

Chief Operating Officer

Born 1974(Age 52)
female
MJ

Mr. Jeffrey D. Shellberg

Co-Founder, Executive Vice President, Chief Credit Officer, Secretary & Non Independent Executive Director

Compensation

$508,431

Born 1962(Age 64)
male
MJ

Mr. Justin Horstman

Director of Investor Relations

male
MM

Ms. Mary Jayne Crocker

Executive Vice President & Chief Strategy Officer

Compensation

$553,547

Born 1963(Age 63)
female
MB

Mr. Ben M. Klocke J.D.

General Counsel

male
MJ

Mr. Joseph M. Chybowski

President & Chief Financial Officer

Compensation

$604,828

Born 1988(Age 38)
male
MD

Mr. Daniel D. Poppe

Senior Vice President of Commercial Banking

Born 1948(Age 78)
male
bwb

Bridgewater Bancshares, Inc. Insider Positioning

BWB ยท NASDAQ

During the last 12 months, insiders have purchased $528K and sold $3.79M worth of BWB shares, resulting in $3.27M of net selling activity.

3 Months

Bought

205

4.10K

Sold

50.7K

938.15K

Net Activity

-934K

-$934K

3-6 Months

Bought

0

0.00

Sold

90.0K

1.65M

Net Activity

-1.6M

-$1.65M

6-9 Months

Bought

30.0K

523.54K

Sold

71.4K

1.21M

Net Activity

-683K

-$683K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
VDJ

Volk David J.

Director

30.0K sharesโ€ข2 transactions

$524K

2
CMJ

Crocker Mary Jayne

Director

205 sharesโ€ข1 transactions

$4K

Top Sellers

1
BJJ

Baack Jerry J.

Director, Officer: Ceo

77.1K sharesโ€ข6 transactions

$1.33M

2
SJD

Shellberg Jeffrey D.

Director

71.8K sharesโ€ข7 transactions

$1.32M

3
CMJ

Crocker Mary Jayne

Director

25.8K sharesโ€ข5 transactions

$446K

4
TTP

Trutna Thomas P.

Director

13.0K sharesโ€ข1 transactions

$254K

5
CJM

Chybowski Joseph M.

Officer: President & Cfo

12.0K sharesโ€ข2 transactions

$216K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $3.27M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.14:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$934K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 2 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

BWB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

March 16, 2026
April 28, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 10, 2025
April 22, 2025
2025
DEF 14A

DEF 14A 2024

N/A

March 11, 2024
April 23, 2024
2024
DEF 14A

DEF 14A 2023

N/A

March 13, 2023
April 25, 2023
2023
DEF 14A

DEF 14A 2022

N/A

March 14, 2022
April 26, 2022
2022
DEF 14A

DEF 14A 2021

N/A

March 17, 2021
April 27, 2021
2021
DEF 14A

DEF 14A 2020

N/A

March 18, 2020
April 28, 2020
2020
DEF 14A

DEF 14A 2019

N/A

March 19, 2019
April 23, 2019
2019
Showing 1 to 8 of 8 filings