Bridgewater Bancshares, Inc.

Bridgewater Bancshares, Inc.

BWBยทNASDAQ

$18.84

-0.58%
Financial ServicesBanks - Regional

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, small business entrepreneurs, and high net worth individuals in the United States. The company offers savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction, as well as certificates of deposit. It also provides commercial loans to sole proprietorships, partnerships, corporations, and other business enterprises to finance accounts receivable or inventory, capital assets, or other business-related purposes; paycheck protection program loans; construction and land development loans; 1-4 family mortgage loans; multifamily lending products; owner and non-owner occupied commercial real estate loans; and consumer and other loans. In addition, the company online, mobile, and direct banking services. It operates through seven full-service offices located in Bloomington, Greenwood, Minneapolis, St. Louis Park, Orono, and St. Paul, Minnesota. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.

At a Glance

Live Snapshot
Market Cap$525.32M
EPS1.5300
P/E Ratio12.31
Earnings Date07/22/2026
3Y+72.0%
5Y+142.0%
10Y+448.0%
3Y-14.0%
5Y+69.0%
10Y+249.0%
3Y-67.0%
5Y+21.0%
10Y+86.0%
Bridgewater Bancshares, Inc.

Bridgewater Bancshares, Inc. Profit Bridge

BWB ยท NASDAQ
Revenue291.63M
Cost of Goods Sold (154.01M)
Gross Profit137.62M
Operating Expenses (76.14M)
Operating Income61.48M
Interest Expense (149.41M)
Other Income/Expense-1.45M
Pretax Income60.03M
Income Tax (13.94M)
Net Income46.09M
Net Income
46.09M

Profitability Analysis

Gross Margin

47.2%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

21.1%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

15.8%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

23.2%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Bridgewater Bancshares, Inc. Income Statement

BWB โ€ข NASDAQ

Bridgewater Bancshares, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016
REVENUE
291.6M
251.4M
226.9M
169.3M
134.2M
120.7M
107.6M
87.8M
68.9M
53.2M
GROSS PROFIT
(154M)
(147.2M)
(117M)
(41.7M)
(24.5M)
(39.6M)
(32.3M)
(24.1M)
(16.3M)
(11.8M)
137.6M
104.2M
109.9M
127.6M
109.7M
81.1M
75.3M
63.7M
52.5M
41.4M
OPERATING INCOME
(76.1M)
(61.5M)
(57.4M)
(55.9M)
(48.1M)
(45.4M)
(36.9M)
(31.6M)
(25.5M)
(20.2M)
(51.5M)
(44M)
(41.4M)
(40.3M)
(33.7M)
(27.1M)
(26M)
(22.3M)
(17.2M)
(12.1M)
61.5M
42.7M
52.5M
71.7M
61.6M
35.7M
38.3M
32.1M
27M
21.3M
PRE-TAX INCOME
(149.4M)
(143.7M)
(117.2M)
(34M)
(19.4M)
(26.9M)
(29.6M)
(20.5M)
(12.2M)
(8.5M)
132.4M
102.2M
105.2M
129.7M
109.5M
88M
74.1M
64.7M
54.2M
42.1M
(24.6M)
(17.5M)
(16.1M)
(15.6M)
(14.4M)
(18.2M)
(11M)
(9.3M)
(11.4M)
(8.1M)
-1.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
60M
42.7M
52.5M
71.7M
61.6M
35.7M
38.3M
32.1M
27M
21.3M
NET INCOME
(13.9M)
(9.9M)
(12.6M)
(18.3M)
(15.9M)
(8.5M)
(6.9M)
(5.2M)
(10.1M)
(8.1M)
46.1M
32.8M
40M
53.4M
45.7M
27.2M
31.4M
26.9M
16.9M
13.2M

SEC Filings

BWB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 04, 2026
May 04, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
May 01, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 30, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 16, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

February 27, 2026
February 27, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 09, 2026
February 09, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2025

N/A

November 03, 2025
November 03, 2025
2025
Showing 1 to 10 of 136 filings