BSRR - NASDAQ
Sierra Bancorp
$37.58
-1.9%Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking services to individuals and businesses in California. The company accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. Its loan products include agricultural, commercial, consumer, real estate, construction, and mortgage loans. The company also offers automated teller machines; electronic point-of-sale payment alternatives; online and automated telephone banking services; and remote deposit capture and automated payroll services for business customers. As of December 31, 2021, it operated 35 full-service branches, an online branch, a loan production office, an agricultural credit center, and an SBA center. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.
At a Glance
Live SnapshotSierra Bancorp Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Moderate conversion rate. Some gap between earnings and cash flow may warrant investigation into working capital or non-cash items.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.
Cash Flow Quality Insight
Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.
Sierra Bancorp Cash Flow Statement
BSRR • NASDAQ
| Sierra Bancorp Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
42.3M | 40.6M | 34.8M | 33.7M | 43M | 35.4M | 36M | 29.7M | 19.5M | 17.6M | 18.1M | 15.2M | 13.4M | 8.2M | 7.8M | 7.4M | 8.9M | 13.4M | 21M | 19.2M | |
0.0 | 2.9M | 3.2M | 3.5M | 4.3M | 4.1M | 4.1M | 4.2M | 3.5M | 2.9M | 2.4M | 2.1M | 2.1M | 2.4M | 2.7M | 2.9M | 3.1M | 3M | 3.4M | 4.1M | |
0.0 | 4M | -2.3M | 311K | 85K | -2.6M | -97K | -308K | -1.1M | -6.2M | 1.5M | -1.4M | 2.4M | -564K | -881K | -2.9M | -8.7M | 620K | 659K | 236K | |
0.0 | 2M | 1.7M | 1.3M | 995K | 688K | 490K | 373K | 476K | 188K | 35K | 181K | 268K | 487K | 460K | 385K | 250K | 209K | 0.0 | 0.0 | |
12.7M | 6.2M | 6.1M | 13.3M | 1.4M | 13.9M | 8.3M | 9.8M | 5.4M | 6.2M | 6M | 5.3M | 13.3M | 26.1M | 21.6M | 23.8M | 27.2M | 17.6M | -32K | 3.9M | |
(0.0) | (8.7M) | (10.4M) | (13.2M) | (13.6M) | (14.5M) | (12M) | (11.3M) | (7.1M) | (4.9M) | (6.4M) | (1.8M) | (0.0) | (0.0) | (1.6M) | (5.4M) | (4.8M) | (6.4M) | (0.0) | (0.0) | |
-21.3M | 1.5M | 9.7M | -18.5M | 2.9M | -11.5M | -2M | -13.3M | 12.9M | -5M | 692K | 7.8M | 2.7M | 2M | 2.9M | 523K | 66K | -3.9M | 10.1M | 1.4M | |
33.7M | 57.2M | 53.2M | 33.6M | 52.7M | 40M | 46.7M | 30.4M | 40.7M | 15.6M | 28.7M | 29.3M | 34.1M | 38.7M | 34.6M | 32M | 30.9M | 30.9M | 35.2M | 28.9M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -1.2M | -1.4M | -1.3M | -371K | -2.9M | -783K | -3.1M | -2.1M | -3.6M | -2.5M | -2.4M | -667K | -3.4M | -2.7M | -2.5M | -3.4M | -3.9M | -2.9M | -4.1M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -6K | (61.6M) | (15.7M) | (0.0) | (514K) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
(0.0) | -151.1M | -204.2M | -534.1M | -578.6M | -71.8M | -190.2M | -122.8M | -184.1M | -138.7M | -136.5M | -150.5M | -160.3M | -150.3M | -205.5M | -208.5M | -120.3M | -102.3M | -22.3M | -34.9M | |
0.0 | 531.9M | 142M | 129.7M | 123.7M | 142M | 163.1M | 109.1M | 149.8M | 140.1M | 131.6M | 108.5M | 101.6M | 169.6M | 130.2M | 150.9M | 89M | 44.1M | 29.8M | 32.7M | |
-183.5M | -238.5M | -20.2M | -75.4M | 475.9M | -694.5M | -25.4M | -171.3M | -76.8M | -34.8M | -162.9M | -101.7M | 80.3M | -148.3M | 26.7M | 58.7M | 22M | -43.1M | -50.5M | -153.8M | |
-183.5M | (141.2M) | -83.7M | -481M | (20.6M) | -627.3M | -53.3M | -188.2M | -51.7M | -21.3M | -170.3M | -145.5M | (21M) | -132.3M | -51.3M | -1.3M | -12.7M | -105.3M | -45.8M | -160.2M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-31M | -14.4M | -8.9M | -5.2M | -5.2M | -2.6M | -2.5M | 0.0 | 0.0 | -2.3M | -8M | -10.2M | 0.0 | 0.0 | -23K | 21.9M | 20.4M | -2.1M | -9.4M | -4.3M | |
12.7M | -278.8M | 136.5M | 94M | 6.2M | 22.9M | -36.1M | 34.2M | -67.5M | -14.8M | 53.1M | 16.2M | -41.7M | 9.5M | 2.5M | -350K | -59.5M | -123.2M | 27.7M | 95.5M | |
-13.7M | -13.6M | -13.7M | -13.9M | -13.2M | -12.2M | -11.3M | -9.8M | -7.9M | -6.5M | -5.7M | -4.8M | -3.7M | -3.4M | -3.4M | -2.9M | -4.1M | -6.5M | -6M | -5.3M | |
-31.8M | -15.8M | -8.9M | -5.2M | -5.2M | -2.6M | -2.5M | (0.0) | (0.0) | -2.3M | -8M | -10.2M | (0.0) | (0.0) | -23K | (0.0) | (0.0) | -2.1M | -11.3M | -6.6M | |
216.8M | 130.4M | -82M | 192.1M | 125M | 570.4M | 62.5M | 137.3M | 36.1M | 101.1M | 100.6M | 87M | 6.4M | 86.3M | 38M | -72.9M | 39.6M | 213.6M | -16.6M | 54.2M | |
184.8M | -176.3M | 31.9M | 267M | 112.8M | 578.6M | 12.5M | 161.7M | -39.3M | 77.6M | 139.8M | 88.3M | -39M | 92.4M | 37.1M | -54.3M | -3.6M | 81.8M | -4.4M | 140.2M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
35M | 22.1M | 1.5M | -180.4M | 186.1M | -8.7M | 5.9M | 4M | -50.3M | 71.8M | -1.5M | -27.9M | 16.2M | -1.2M | 20.4M | -23.6M | 14.7M | 7.5M | -15M | 8.9M | |
100.7M | 78.6M | 77.1M | 257.5M | 71.4M | 80.1M | 74.1M | 70.1M | 120.4M | 48.6M | 50.1M | 78M | 61.8M | 63M | 42.6M | 66.2M | 51.5M | 44M | 59M | 50.1M | |
135.6M | 100.7M | 78.6M | 77.1M | 257.5M | 71.4M | 80.1M | 74.1M | 70.1M | 120.4M | 48.6M | 50.1M | 78M | 61.8M | 63M | 42.6M | 66.2M | 51.5M | 44M | 59M | |
32.2M | 56M | 51.8M | 32.3M | 52.3M | 37.1M | 46M | 27.3M | 38.5M | 12M | 26.2M | 27M | 33.4M | 35.3M | 31.9M | 29.5M | 27.4M | 27M | 32.3M | 24.7M |
SEC Filings
BSRR - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 04, 2026 | May 04, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 01, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 20, 2026 | April 20, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 07, 2026 | May 20, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 02, 2026 | February 02, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 02, 2026 | February 02, 2026 | 2026 |
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