Popular, Inc.

Popular, Inc.

BPOPยทNASDAQ

$148.13

-1.0%
Financial ServicesBanks - Regional

Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking products and services in Puerto Rico, the United States, and British Virgin Islands. The company provides savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; and certificates of deposit. It also offers commercial and industrial, commercial multi-family, commercial real estate, and residential mortgage loans; consumer loans, including personal loans, credit cards, automobile loans, home equity lines of credit, and other loans to individual borrowers; construction loans; and lease financing comprising automobile loans/leases. In addition, the company provides investment banking, auto and equipment leasing and financing, broker-dealer, and insurance services; debit cards; and online banking services. As of December 31, 2021, it operated 169 branches; and 616 ATMs in Puerto Rico, 23 ATMs in the Virgin Islands, and 91 ATMs in the United States Mainland. Popular, Inc. was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.

At a Glance

Live Snapshot
Market Cap$9.56B
EPS12.3100
P/E Ratio12.03
Earnings Date07/22/2026
Popular, Inc.

Popular, Inc. Fair Value Envelope

BPOP ยท NASDAQ

Our analysis suggests that BPOP has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $148.13, this represents a potential HIDDEN relative to our calculated worth for Popular, Inc..

Intrinsic Value
Current Price: $148.13

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$392.7B
+ Cash & Equivalents$402.8M
Firm Value$393.1B
- Debt$1.6B
Equity Value$391.5B
/ Shares Outstanding66,674,855B
DCF Value$5.9K
UNDERVALUED BY 3864%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$1.3B
$1.9B
$2.8B
$4.2B
$6.2B
$9.1B
$13.4B
$19.8B
$29.2B
$43.2B
Maintenance CapEx
-$58.3M
-$86.1M
-$127.0M
-$187.5M
-$276.8M
-$408.7M
-$603.3M
-$890.6M
-$1.3B
-$1.9B
Owner Earnings
$1.2B
$1.8B
$2.7B
$4.0B
$5.9B
$8.7B
$12.8B
$18.9B
$27.9B
$41.2B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$1.1B
$1.6B
$2.1B
$2.9B
$4.0B
$5.5B
$7.5B
$10.2B
$14.0B
$19.1B
Terminal Value represents 82.7% of Enterprise Value