$125.39
-0.41%BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment provides lending and deposit services to small business customers through consumer branch network; and engages in the mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, manufacturing, wholesale/retail, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other enhancements to real estate and property held by borrowers for investment purposes; and residential mortgage and personal loans. Further, the company provides automated teller machine (ATM), call center, and Internet and mobile banking services. As of December 31, 2021, it operated 2,593 TransFund ATM locations. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.
Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.
Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
BOKF โข NASDAQ
| BOK Financial Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
578M | 523.6M | 531.1M | 520.3M | 616.3M | 435.1M | 500.7M | 446.4M | 335.7M | 232.3M | 292.3M | 295.5M | 318.9M | 354.1M | 289.8M | 248.3M | 204M | 145.7M | 217.7M | 213M | |
110.2M | 105.3M | 109.9M | 107.6M | 102.5M | 99M | 95.4M | 60.8M | 54.5M | 47M | 37.9M | 36.7M | 53.3M | 54.9M | 50M | 59M | 87.8M | 51.3M | 43.5M | 40.6M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -659K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
22.7M | 22.9M | 16.4M | 11.6M | 9.8M | 16.4M | 15.5M | 4.2M | 23.6M | 10.5M | 12.1M | 9.7M | 7.1M | 8M | 9.4M | 8.2M | 5.9M | 4.8M | 8.5M | 0.0 | |
6.5M | -242.7M | 168.8M | 33.3M | -102.7M | 181.5M | 27.1M | 115M | 88.6M | 88.9M | 26.2M | -82.2M | 52M | -80.5M | 183.6M | 151M | 88.7M | 165M | -3.1M | 8.9M | |
(94.2M) | (100.5M) | (173.9M) | (79.5M) | (135.3M) | (136.2M) | (87.4M) | (92.3M) | (121.7M) | (79.9M) | (102M) | (67.2M) | (132.2M) | (158.7M) | (156.5M) | (133.6M) | (124.5M) | (0.0) | (0.0) | (0.0) | |
22.2M | 1B | -760M | 4.4B | -4.3B | -1.1B | -1.1B | -1.2B | -287.5M | -470.6M | -72.5M | -296.3M | 305M | 255.3M | -204.3M | -101.2M | -105.3M | -284.7M | -28.8M | -116.9M | |
739.6M | 1.4B | 66.2M | 5.1B | -3.7B | -416.3M | -473.7M | -552M | 214.9M | -91.9M | 295M | -36.6M | 736.3M | 591.9M | 327.8M | 365.2M | 281M | 82.1M | 237.8M | 145.7M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -31.3M | (0.0) | (0.0) | (48.3M) | (27.2M) | |
(0.0) | (0.0) | (32.6M) | (0.0) | (0.0) | (0.0) | (0.0) | -175.8M | (0.0) | (56M) | -18.1M | -21.9M | -7.5M | -23.6M | (0.0) | (0.0) | (0.0) | (0.0) | -47.5M | (135K) | |
(0.0) | -3.5B | -3B | -4.6B | -4.6B | -4.7B | -5.2B | -2.1B | -2.9B | -2.5B | -3.3B | -3.1B | -4.6B | -7.5B | -7.5B | -5.8B | -7.1B | -5.6B | -3B | -1.3B | |
0.0 | 3.2B | 2.8B | 2.7B | 4.3B | 3.1B | 3.1B | 2B | 3.7B | 2.7B | 3.1B | 4.1B | 5.3B | 6.3B | 6.4B | 5.5B | 4.9B | 4.7B | 2.1B | 1.4B | |
-1.5B | -224.4M | -1.7B | -2.7B | 2.9B | -888.9M | -225M | -1.6B | -123.8M | -589.5M | -1.7B | -1.4B | -230.5M | -1.1B | -472.5M | 339.2M | 1.8B | -1B | -1.1B | -1.9B | |
-1.5B | -477.2M | -1.8B | -4.6B | (2.6B) | -2.5B | -2.3B | -1.8B | (739.6M) | -286M | -2B | -434M | (437M) | -2.4B | -1.6B | (42.7M) | -350.8M | -2B | -2B | -1.8B | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-419.8M | -93.6M | -181.8M | -159.8M | -122.8M | -80.8M | -129.5M | -53.6M | -3M | -54.3M | -222.8M | -7.9M | 16.6M | -5.9M | -11.9M | 8.6M | 5.2M | -249K | -3.6M | 544K | |
130.7M | -4.5B | 1.8B | 4.6B | -1.4B | -5.1B | 1.1B | 1.3B | -10.9M | -688.4M | 2.4B | 511.8M | -111.9M | 156.9M | -949.1M | -1.5B | -478.1M | 294.8M | 1.4B | 649M | |
-147.5M | -143M | -143.4M | -143.8M | -144.1M | -144.4M | -143.5M | -127.2M | -116M | -113.5M | -115.3M | -111M | -104.7M | -167M | -76.4M | -66.6M | -64M | -59.2M | -50.4M | -36.8M | |
-413.2M | -93.6M | -181.8M | -159.8M | -122.8M | -80.8M | -129.5M | -53.6M | -3M | -54.3M | -222.8M | -7.9M | (0.0) | -20.6M | -26.4M | (0.0) | (0.0) | -8M | -17.4M | (0.0) | |
1.4B | 3.9B | 194.2M | -6.3B | 4.4B | 8.1B | 2.1B | 71.3M | -1B | 1.1B | -214.6M | 1.5B | -1.2B | 2.1B | 2B | 1.5B | 832.9M | 1.5B | 549.2M | 1.1B | |
1B | -866.8M | 1.7B | -2B | 2.7B | 2.8B | 2.9B | 1.2B | -1.2B | 273.4M | 1.9B | 1.9B | -1.4B | 2.1B | 953.3M | -59.7M | 296M | 1.7B | 1.9B | 1.8B | |
CASH FLOW SUMMARY | ||||||||||||||||||||
223.4M | 86.4M | -53.5M | -1.4B | 1.7B | -78.2M | 115.4M | -1.2B | -220.4M | -106.1M | 167.8M | 1.4B | -199M | 299.9M | -283M | 348.2M | 226.3M | -195.5M | 93.1M | 98M | |
1.4B | 1.3B | 1.4B | 2.8B | 1.2B | 1.3B | 1.1B | 2.3B | 2.5B | 2.6B | 2.5B | 1.1B | 1.3B | 986.4M | 1.3B | 921.2M | 694.9M | 890.4M | 797.3M | 699.3M | |
1.7B | 1.4B | 1.3B | 1.4B | 2.8B | 1.2B | 1.3B | 1.1B | 2.3B | 2.5B | 2.6B | 2.5B | 1.1B | 1.3B | 986.4M | 1.3B | 921.2M | 694.9M | 890.4M | 797.3M | |
575.2M | 1.3B | -99.7M | 4.9B | -3.9B | -416.3M | -473.7M | -552M | 214.9M | -91.9M | 295.9M | -36.6M | 736.3M | 591.6M | 327.8M | 365.2M | 281M | 82.1M | 286.1M | 172.9M |
BOKF - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 11, 2026 | May 11, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 07, 2026 | May 05, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 20, 2026 | April 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 06, 2026 | March 31, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | March 19, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 19, 2026 | February 16, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 18, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 09, 2026 | February 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 03, 2026 | February 03, 2026 | 2026 |
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