BHRB - NASDAQ

Burke & Herbert Financial Services Corp.

BHRB·NASDAQ

$62.08

-3.0%

Financial ServicesBanks - Regional

Burke & Herbert Bank & Trust Company provides various banking products and services to individuals and businesses in the Northern Virginia. The company accepts checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also offers debit, credit, and gift cards; mortgage, consumer, commercial real estate, and small business loans, as well as home equity lines of credit, and commercial loans and lines of credit; and financing for medical and dental practices. In addition, the company provides safe deposit boxes; online wire, ACH, positive pay, remote deposit, merchant, lockbox, and sweep services. Further, it offers wealth management, retirement planning, estate planning and asset management, and insurance services, as well as private, online, and mobile banking services. As of March 19, 2022, the company operated through approximately 20 branches in Northern Virginia. Burke & Herbert Bank & Trust Company was founded in 1852 and is based in Alexandria, Virginia.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$932.55M

EPS7.7500

P/E Ratio8.01

Earnings Date07/23/2026

7.92B

Assets

3Y+122.0%

5Y+131.0%

10Y+168.0%

7.07B

Total Liabilities

3Y+115.0%

5Y+132.0%

10Y+168.0%

854.65M

Total Equity

17%

3Y+213.0%

5Y+122.0%

10Y+160.0%

Burke & Herbert Financial Services Corp. Funding & Solvency Profile

BHRB · NASDAQ

Current Assets

Cash & Cash Equivalents53.50M

Net Receivables35.44M

Inventory0.00

Other Current Assets0.00

Total Current Assets2 B

Non-Current Assets

Property, Plant & Equipment136.81M

Goodwill & Intangible Assets75.90M

Long-Term Investments0.00

Other Non-Current Assets0.00

Total Non-Current Assets137 M

Total Assets

7.92B

Financial Health Analysis

Current Ratio

3.79x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

8.27x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

1 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

22% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

Burke & Herbert Financial Services Corp. Balance Sheet

BHRB • NASDAQ

Burke & Herbert Financial Services Corp. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2006	Dec 2005	Dec 2004	Dec 2003	Dec 2002
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	53.5M	135.3M	44.5M	50.3M	77.4M	228.7M	83.7M	0.0	0.0	-72.8M	0.0	28.8M	26.5M	25.5M	27.7M	28.1M
Short-Term Investments	1.6B	332.4M	505.9M	1.4B	1.6B	1.2B	693.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	1.7B	467.7M	550.4M	1.4B	1.7B	1.4B	777.5M	0.0	0.0	-72.8M	0.0	28.8M	26.5M	25.5M	27.7M	28.1M
Net Receivables	35.4M	34.5M	15.9M	15.5M	15.3M	13.8M	8.1M	0.0	0.0	0.0	0.0	0.0	7.4M	6.4M	6.7M	6.3M
Accounts Receivables	35.4M	34.5M	15.9M	15.5M	15.3M	13.8M	8.1M	0.0	0.0	0.0	0.0	0.0	7.4M	6.4M	6.7M	6.3M
Other Current Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	102.2M	90.6M	73.3M	74.6M	0.0	0.0	0.0	0.0	0.0
Total Current Assets	1.7B	502.1M	566.3M	1.4B	1.7B	1.4B	785.6M	102.2M	90.6M	73.3M	74.6M	28.8M	33.9M	31.9M	34.5M	34.4M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	136.8M	132.3M	61.1M	53.2M	36.9M	40.5M	41.2M	42.5M	42.2M	42.7M	43.2M	30.1M	23.2M	22M	20.4M	20.5M
Goodwill	34.1M	32.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	41.7M	57.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	75.9M	90.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	0.0	5.6B	2.1B	1.9B	1.7B	1.8B	1.9B	0.0	0.0	0.0	0.0	1.4B	1.3B	1.2B	1.1B	959.5M
Other Non-Current Assets	0.0	1.5B	926.2M	206M	172M	172.8M	178.2M	2.9B	3B	2.8B	2.5B	57.5M	34.3M	30.5M	28.7M	70.2M
Total Non-Current Assets	212.7M	7.3B	3.1B	2.1B	1.9B	2B	2.1B	2.9B	3B	2.9B	2.6B	1.4B	1.4B	1.2B	1.1B	1B
Other Assets	6B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	7.9B	7.8B	3.6B	3.6B	3.6B	3.4B	2.9B	3B	3.1B	3B	2.7B	1.5B	1.4B	1.3B	1.2B	1.1B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	28.9M	25.9M	23.7M	25.5M	43.4M	0.0	0.0	0.0	0.0	0.0	3.8M	2.9M	2.6M	2.3M
Accounts Payable	0.0	0.0	28.9M	25.9M	23.7M	25.5M	43.4M	0.0	0.0	0.0	0.0	0.0	3.8M	2.9M	2.6M	2.3M
Accrued Expenses	124.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	3.8M	2.9M	2.6M	2.3M
Short Term Debt	450M	365M	272M	343.1M	275M	225M	75M	0.0	0.0	103.7M	92.9M	89.4M	148.9M	66.6M	47.6M	32.2M
Other Current Liabilities	-124.5M	6.5B	3B	2.9B	2.9B	2.8B	2.4B	618.5M	616.9M	958.6M	924.2M	1.2B	1.1B	1.1B	997.7M	930.9M
Total Current Liabilities	450M	6.9B	3.3B	3.3B	3.2B	3B	2.5B	618.5M	616.9M	1.1B	1B	1.3B	1.3B	1.1B	1.1B	967.7M
NON-CURRENT LIABILITIES
Long Term Debt	87.5M	111.9M	272M	343.1M	275M	225M	75M	320M	425M	270M	15M	70M	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	6.5B	89.9M	-272M	-343.1M	-275M	-225M	-75M	1.7B	1.7B	1.3B	1.3B	6.8M	-3.8M	-2.9M	-2.6M	-2.3M
Total Non-Current Liabilities	6.6B	201.8M	0.0	0.0	0.0	0.0	0.0	2B	2.1B	1.6B	1.3B	76.8M	-3.8M	-2.9M	-2.6M	-2.3M
Total Liabilities	7.1B	7.1B	3.3B	3.3B	3.2B	3B	2.5B	2.7B	2.7B	2.6B	2.3B	1.3B	1.3B	1.1B	1B	965.4M
SHAREHOLDERS' EQUITY
Treasury Stock	-27.6M	-27.6M	-27.6M	-27.7M	-27.8M	-26.7M	0.0	-22M	-14.7M	-13.9M	-12.2M	0.0	0.0	0.0	0.0	0.0
Preferred Stock	10.4M	10.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	7.8M	7.8M	4M	4M	4M	4M	3.7M	3.8M	3.8M	3.8M	3.8M	3.9M	3.9M	3.9M	3.9M	4M
Additional Paid-In Capital	405.9M	401.2M	14.5M	12.3M	10.4M	10.2M	10M	10M	10M	10M	10M	10M	10M	10M	10M	10M
Retained Earnings	517.1M	434.1M	427.3M	424.4M	396.1M	374.8M	338.3M	361.5M	342.2M	329.1M	316.1M	149.9M	132.4M	119.5M	108.1M	96M
Accumulated Other Comprehensive Income/Loss	-59M	-95.7M	-103.5M	-139.5M	7M	22.6M	1.4M	-7.3M	2.5M	-388K	10.5M	-16.5M	-8.6M	-4.1M	-2.8M	3M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1K	0.0	0.0
Total Stockholders' Equity	854.6M	730.2M	314.8M	273.5M	389.6M	384.9M	353.5M	345.9M	343.8M	328.7M	328.2M	147.3M	137.7M	129.3M	119.2M	113M
Total Equity	854.6M	730.2M	314.8M	273.5M	389.6M	384.9M	353.5M	345.9M	343.8M	328.7M	328.2M	147.3M	137.7M	129.3M	119.2M	113M
SUMMARY
Total Liabilities & Equity	7.9B	7.8B	3.6B	3.6B	3.6B	3.4B	2.9B	3B	3.1B	3B	2.7B	1.5B	1.4B	1.3B	1.2B	1.1B
Total Investments	1.6B	5.9B	2.6B	3.2B	3.3B	3B	2.6B	0.0	0.0	0.0	0.0	1.4B	1.3B	1.2B	1.1B	953.3M
Total Debt	537.5M	476.9M	544M	686.2M	550M	450M	150M	320M	425M	373.7M	107.9M	159.4M	148.9M	66.6M	47.6M	32.2M
Net Debt	484M	341.6M	499.5M	635.9M	472.6M	221.3M	66.3M	320M	425M	446.6M	107.9M	130.6M	122.4M	41.1M	19.9M	4.1M
Shares Outstanding	15,028,524	15,028,524	15,028,524	15,028,524	15,028,524	15,028,524	15,028,524	15,028,524	15,028,524	15,028,524	15,028,524	15,028,524	15,028,524	15,028,524	15,028,524	15,028,524

SEC Filings

BHRB - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 01, 2026	May 01, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 30, 2026	June 18, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 13, 2026	April 13, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 25, 2026	March 25, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 13, 2026	March 09, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 27, 2026	December 31, 2025	2025	View Filing
S-4/A S-4/A (Amended) N/A	January 30, 2026	January 30, 2026		View Filing
8-K 8-K 2026 N/A	January 28, 2026	January 22, 2026	2026	View Filing

Showing 1 to 10 of 67 filings

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