BFIN - NASDAQ
BankFinancial Corporation
$12.00
+0.0000%BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. The company accepts various deposit products, including savings, NOW, checking, money market, IRA, and other retirement accounts, as well as certificates of deposit. Its loan products include multi-family and nonresidential real estate, construction and land, and commercial loans and leases; one-to-four family residential mortgage loans, including home equity loans and lines of credit; and consumer loans. The company also provides cash management, funds transfer, bill payment, other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust, wealth management, and general insurance agency services. In addition, it offers financial planning services; and sells property and casualty, and other insurance products on an agency basis. The company operates 19 full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.
At a Glance
Live SnapshotBankFinancial Corporation Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
BankFinancial Corporation Cash Flow Statement
BFIN • NASDAQ
| BankFinancial Corporation Cash Flow Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 | Dec 2005 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
4.1M | 9.4M | 10.5M | 7.4M | 9.2M | 11.7M | 19.3M | 9M | 7.5M | 8.7M | 40.6M | 3.3M | -27.1M | -48.7M | -4.3M | -738K | -19.4M | 7.2M | 10M | 11.1M | |
163K | 1.5M | 1.3M | 2.1M | 1.8M | 1.8M | 1.8M | 4.4M | 4.4M | 4.4M | 4.5M | 5.2M | 5.5M | 6.5M | 6.5M | 6M | 5.7M | 5.8M | 5.8M | 6.8M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -438K | 2.5M | 633K | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 6K | 1.1M | 2.4M | 1.9M | 1.2M | 982K | 768K | 593K | 3.1M | 2.6M | 4.1M | 0.0 | 0.0 | 0.0 | |
6.5M | 1.8M | 619K | -871K | 509K | 3.5M | -6.6M | 1.7M | -459K | -3.5M | -928K | -1.5M | 36.7M | 50.6M | 12.5M | 12.8M | 39.9M | 6.1M | 5M | 563K | |
(2M) | (3.3M) | (3.5M) | (3.4M) | (191K) | (349K) | (342K) | (427K) | (289K) | (363K) | -114K | (0.0) | (0.0) | (3K) | (1.3M) | (1.5M) | (3.6M) | (0.0) | (0.0) | (0.0) | |
-3.1M | -3.5M | -3.1M | -843K | 2.1M | 4.4M | 6.2M | 7.6M | 5.1M | 3.4M | -27.6M | 1.8M | 1.2M | 11M | 7.1M | -6.3M | -18.9M | -921K | -9.9M | 10.6M | |
7.6M | 9.2M | 9.3M | 7.8M | 13.5M | 21.4M | 20.7M | 22.7M | 18.9M | 14.9M | 17.8M | 9.8M | 17M | 20M | 24.9M | 14.3M | 11.4M | 17.7M | 13.4M | 29.7M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-2.1M | -1.9M | -1.9M | -2.3M | -2M | -798K | -1.6M | -1.1M | -696K | -542K | -1.2M | -10K | -2.3M | -2.4M | -1.1M | -3.1M | -3M | -2.1M | -1.2M | -2.3M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (61.6M) | (0.0) | (0.0) | (0.0) | (0.0) | -13.4M | (0.0) | |
-525.9M | -18.2M | -136.1M | -79.1M | -44.1M | -83.1M | -113.6M | -65.1M | -65.6M | -60.7M | -73.1M | -74.2M | -35.4M | -37.6M | -50.5M | (0.0) | -103M | -1.5B | -95.1M | -10.7B | |
327.8M | 73.4M | 3.9M | 22M | 80.5M | 114.7M | 122.2M | 78.8M | 72.9M | 66.8M | 62.9M | 40.3M | 50.3M | 74.6M | 31.8M | 25.6M | 26.5M | 1.5B | 321.7M | 10.7B | |
154.1M | 144.5M | -182.7M | -41.7M | 164.7M | 153.3M | 1.1M | 1.8M | -83.6M | -59.1M | -76.1M | -57.4M | 180.2M | -85.2M | 142.3M | 36.7M | -18.4M | 51.1M | -79.6M | -164.9M | |
-46.1M | (197.9M) | -316.8M | -101.1M | (199.1M) | (184.2M) | (8.1M) | (14.4M) | -77M | -53.6M | -87.5M | -91.3M | (192.7M) | (11M) | (122.6M) | (59.2M) | -97.9M | (83M) | (132.5M) | -121M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-156K | -2.4M | -4.9M | -17.1M | -4.6M | -18.1M | -23.3M | -10.8M | -13.2M | -10M | 0.0 | 0.0 | 0.0 | 0.0 | -3.1M | -2.5M | -7.7M | -34M | -17.3M | 220.7M | |
-5.9M | 25M | -5M | 21M | 3.9M | -21M | -39.7M | 9.7M | -13.2M | 51.4M | 9.9M | -2.5M | -3.8M | -14.4M | -27M | -149.6M | 104.5M | -41.7M | -53.2M | -73.7M | |
-5M | -5.1M | -5.2M | -5.6M | -6M | -6.3M | -6.4M | -5.2M | -4.1M | -4.1M | -1.7M | -844K | -633K | -4.6M | -5.9M | -6M | -6.1M | -6.5M | -4.4M | (0.0) | |
-156K | -2.4M | -4.9M | -17.1M | -4.6M | -18.1M | -23.3M | -10.8M | -13.2M | -10M | (0.0) | (0.0) | (0.0) | (0.0) | -3.1M | -2.5M | -7.7M | -34M | -17.3M | (0.0) | |
-44M | -113M | -112.8M | 93.8M | 107.2M | -68M | 11.3M | 46K | 126M | 1.2M | -39.9M | -29.9M | -50.3M | -112M | 1.3M | 163.5M | -3.8M | -56.9M | -41.6M | -46.9M | |
-55.1M | -95.4M | -127.9M | 92M | 100.6M | -113.4M | -58.1M | -6.2M | 95.4M | 38.5M | -31.8M | -33.3M | -54.7M | -131M | -34.9M | 5.4M | 86.9M | -139.1M | -116.5M | 100M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-93.7M | 111.7M | -435.4M | -1.3M | 313.2M | 92.1M | -29.4M | 30.9M | 37.3M | -204K | -101.4M | -114.8M | 155.1M | -100.1M | 112.6M | 78.9M | 381K | -38.4M | 29.3M | 8.7M | |
178.5M | 66.8M | 502.2M | 503.5M | 190.3M | 98.2M | 127.6M | 96.7M | 59.4M | 59.6M | 161M | 275.8M | 120.7M | 220.8M | 108.2M | 29.3M | 28.9M | 67.3M | 38M | 29.3M | |
84.8M | 178.5M | 66.8M | 502.2M | 503.5M | 190.3M | 98.2M | 127.6M | 96.7M | 59.4M | 59.6M | 161M | 275.8M | 120.7M | 220.8M | 108.2M | 29.3M | 28.9M | 67.3M | 38M | |
5.5M | 7.3M | 7.3M | 5.4M | 11.5M | 20.6M | 19.1M | 21.6M | 18.2M | 14.3M | 16.7M | 9.8M | 14.7M | 17.6M | 23.8M | 11.2M | 8.4M | 15.6M | 12.2M | 27.4M |
SEC Filings
BFIN - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | January 02, 2026 | January 01, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 18, 2025 | December 18, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 05, 2025 | December 05, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 10, 2025 | November 07, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 30, 2025 | October 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 30, 2025 | October 30, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | October 30, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 14, 2025 | August 11, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 11, 2025 | August 11, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 06, 2025 | July 25, 2025 | 2025 |
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