Bank First Corporation

Bank First Corporation

BFCยทNASDAQ

$136.45

-0.96%
Financial ServicesBanks - Regional

Bank First Corporation operates as a holding company for Bank First N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin. The company offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. It also provides credit cards; ATM processing; insurance; data processing and other information technology; investment and safekeeping; treasury management; and online, telephone, and mobile banking services. The company's loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans; commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes; construction and development loans; residential 1-4 family loans; and consumer loans for personal and household purposes, including secured and unsecured installment loans, and revolving lines of credit. It operates through 21 offices in Manitowoc, Outagamie, Brown, Winnebago, Sheboygan, Waupaca, Ozaukee, Monroe, and Jefferson counties in Wisconsin. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin.

At a Glance

Live Snapshot
Market Cap$1.52B
EPS7.2300
P/E Ratio18.87
Earnings Date07/17/2026
3Y+84.0%
5Y+105.0%
10Y+381.0%
3Y+58.0%
5Y+88.0%
10Y+379.0%
3Y+56.0%
5Y+42.0%
10Y+333.0%
Bank First Corporation

Bank First Corporation Profit Bridge

BFC ยท NASDAQ
Revenue240.45M
Cost of Goods Sold (71.31M)
Gross Profit169.14M
Operating Expenses (80.97M)
Operating Income88.17M
Interest Expense (70.06M)
Other Income/Expense0.00
Pretax Income88.17M
Income Tax (16.67M)
Net Income71.50M
Net Income
71.50M

Profitability Analysis

Gross Margin

70.3%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

36.7%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

29.7%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

18.9%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Bank First Corporation Income Statement

BFC โ€ข NASDAQ

Bank First Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
240.4M
223.2M
186.5M
130.8M
116.8M
117M
97.1M
84.5M
59.3M
50M
45.8M
45M
42.8M
43.8M
40.8M
46.9M
52.1M
54.1M
53.2M
48.5M
GROSS PROFIT
(71.3M)
(67.8M)
(53.7M)
(14.6M)
(11.4M)
(21M)
(24.7M)
(17.8M)
(8.8M)
(6.3M)
(6.1M)
(6.8M)
(6.4M)
(8.7M)
(9.5M)
(16.1M)
(16.9M)
(23.9M)
(23.5M)
(21.3M)
169.1M
155.4M
132.8M
116.1M
105.4M
96M
72.4M
66.7M
50.5M
44.1M
39.8M
38.2M
36.5M
35.1M
31.4M
30.8M
35.2M
30.2M
29.7M
27.2M
OPERATING INCOME
(81M)
(75.9M)
(34M)
(56.5M)
(45.4M)
(46.2M)
(38.1M)
(34.7M)
(26.4M)
(21.1M)
(19.6M)
(19.3M)
(20M)
(20.6M)
(20M)
(21M)
(26.4M)
(24.2M)
(20M)
(18.5M)
(55.9M)
(43.1M)
(42.5M)
(34.5M)
(28.7M)
(33.9M)
(28.3M)
(26M)
(20.2M)
(16.4M)
(14.5M)
(13.6M)
(13.8M)
(13.7M)
(13.8M)
(15.4M)
(20.4M)
(17.9M)
(15M)
(0.0)
88.2M
79.5M
98.8M
59.6M
60M
49.9M
34.3M
32.1M
24.1M
22.6M
20.1M
18.9M
16.5M
14.5M
11.4M
9.8M
8.8M
6M
9.7M
8.7M
PRE-TAX INCOME
(70.1M)
(68.6M)
(49M)
(12.4M)
(8.3M)
(13.9M)
(19.5M)
(14.8M)
(7.7M)
(5.9M)
(5.1M)
(4.8M)
(4.9M)
(5.8M)
(7.4M)
(9.5M)
(13.1M)
(17.6M)
(21.6M)
(19.3M)
151.7M
137.8M
133.5M
104.1M
90.1M
86.8M
69.7M
63.1M
45.7M
38.8M
36M
34.9M
34.1M
32.3M
30.4M
28.6M
25.2M
22.8M
21.1M
20.6M
(25.1M)
(32.9M)
-8.5M
(22M)
(16.7M)
(12.3M)
(9.8M)
(8.7M)
(6.2M)
(4.8M)
(5.1M)
(5.7M)
(6.2M)
(6.9M)
(6.2M)
(5.6M)
(6.1M)
(6.3M)
(5M)
(18.5M)
88.2M
79.5M
98.8M
59.6M
60M
49.9M
34.3M
32.1M
24.1M
22.6M
20.1M
18.9M
16.5M
14.5M
11.4M
9.8M
8.8M
6M
9.7M
8.7M
NET INCOME
(16.7M)
(14M)
(24.3M)
(14.4M)
(14.5M)
(11.8M)
(7.6M)
(6.6M)
(8.8M)
(7.7M)
(6.8M)
(6.3M)
(4.9M)
(4.1M)
(2.9M)
(2.3M)
(2.1M)
-246K
(2.3M)
(1.8M)
71.5M
65.6M
74.5M
45.2M
45.4M
38M
26.7M
25.5M
15.3M
14.9M
13.4M
12.6M
11.6M
10.4M
8.5M
7.5M
6.7M
6.2M
7.4M
6.9M

SEC Filings

BFC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 19, 2026
May 19, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 11, 2026
March 31, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 24, 2026
June 15, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

April 16, 2026
April 16, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

March 16, 2026
January 02, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2026

N/A

January 20, 2026
January 20, 2026
2026
8-K

8-K 2026

N/A

January 02, 2026
January 02, 2026
2026
Showing 1 to 10 of 160 filings