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BCP Investment Corporation

BCICยทNASDAQ

$7.35

-4.5%
Financial ServicesAsset Management

BCP Investment Corp. is a business development company specializing in investments in unitranche loans (including last out), first lien loans, second lien loans, subordinated debt, equity co-investment, mezzanine, buyout in middle market companies. It also makes acquisitions in businesses complementary to the firm's business. The fund primarily invests in healthcare, cargo transport, manufacturing, industrial & environmental services, logistics & distribution, media & telecommunications, real estate, education, automotive, agriculture, aerospace/defense, packaging, electronics, finance, non-durable consumer, consumer products, business services, utilities, insurance, and food and beverage sectors. The fund typically invests $1 million to $20 million in its portfolio companies. The fund provides senior secured term loans from $2 million to $20 million maturing in five to seven years; second lien term loans from $5 million to $15 million maturing in six to eight years; senior unsecured loans $5 million to $23 million maturing in six to eight years; mezzanine loans from $5 million to $15 million maturing in seven to ten years; and equity investments from $1 to $5 million. The fund targets the companies with EBITDA between $5 million and $25 million. While investing in debt securities, it invests in those middle market firms with EBITDA between $10 million and $50 million and/or total debt between $25 million and $150 million. The fund invests in minority, and majority or control equity positions alongside its private equity sponsor partners.

At a Glance

Live Snapshot
Market Cap$90.97M
EPS1.0400
P/E Ratio7.07
Earnings Date08/06/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal ยท Driver ยท Risk

Signal

High confidence

Valuation multiple is compressed (P/E 7.1).

Valuation inputs: P/E 7.1, earnings yield +14.1%, momentum -4.5%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE +5.5%, ROIC +6.2%).

Profitability stack: net margin +28.9%, ROE +5.5%, ROIC +6.2%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Downside profile looks controlled across current risk inputs.

Risk factors: liabilities/assets +60.1%, momentum -4.5%, net margin +28.9%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

b

BCP Investment Corporation Market vs Earnings Trajectory

BCIC ยท NASDAQ

Loading price and EPS data...

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BCP Investment Corporation Fair Value Envelope

BCIC ยท NASDAQ

Our analysis suggests that BCIC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $7.35, this represents a potential HIDDEN relative to our calculated worth for BCP Investment Corporation.

Intrinsic Value
Current Price: $7.35
3Y-148.0%
5Y-84.0%
10Y-471.0%
3Y+558.0%
5Y-17.0%
10Y+414.0%
3Y-155.0%
5Y-64.0%
10Y-1205.0%
3Y-301.0%
5Y-45.0%
10Y+29.0%
3Y-301.0%
5Y-45.0%
10Y+29.0%
3Y-15.0%
5Y-13.0%
10Y+37.0%
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BCP Investment Corporation Profit Bridge

BCIC ยท NASDAQ
Revenue39.72M
Cost of Goods Sold (11.38M)
Gross Profit28.34M
Operating Expenses (-4.12M)
Operating Income32.46M
Interest Expense (20.60M)
Other Income/Expense-20.96M
Pretax Income11.49M
Income Tax (0.00)
Net Income11.49M
Net Income
11.49M

Profitability Analysis

Gross Margin

71.3%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

81.7%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

28.9%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

0.0%

Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

71.34%
Gross Profit Margin
-15158%
3Y-137.0%
5Y-9.0%
10Y-29.0%
81.72%
Operating Profit Margin
-349%
3Y-124.0%
5Y+24.0%
10Y-22.0%
28.94%
Net Profit Margin
-201%
3Y-108.0%
5Y-56.0%
10Y-315.0%
5.49%
Return on Equity
-265%
3Y-161.0%
5Y-62.0%
10Y-1130.0%
2.19%
Return on Assets
-268%
3Y-165.0%
5Y-58.0%
10Y-905.0%
6.22%
Return on Invested Capital
-572%
3Y-289.0%
5Y+18.0%
10Y+200568.0%
B

BCP Investment Corporation Cash Conversion Engine

BCIC ยท NASDAQ
Net Income0.00
Depreciation & Amortization-6.55M
Stock-Based Compensation0.00
Change in Working Capital-10.28M
Others18.83M
Capital Expenditures0.00
Free Cash Flow66.65M

Cash Flow Quality Analysis

FCF Growth Trend

+612.1%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$10.28M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

b

BCP Investment Corporation Funding & Solvency Profile

BCIC ยท NASDAQ
Cash & Cash Equivalents51.82M
Net Receivables3.79M
Inventory0.00
Other Current Assets0.00
Total Current Assets56 M
Property, Plant & Equipment0.00
Goodwill & Intangible Assets0.00
Long-Term Investments0.00
Other Non-Current Assets0.00
Total Non-Current Assets0
Total Assets
543.91M

Financial Health Analysis

Current Ratio

29.26x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

1.82x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

54 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

10% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

b

BCP Investment Corporation Street Expectations Map

BCIC ยท NASDAQ

Wall Street analysts project that BCIC stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 26.00, with estimates ranging from a low of 26.00 to a high of 26.00.

Lowest Target
26.00
253.74%
Consensus Target
26.00
253.74%
Highest Target
26.00
253.74%

The consensus 1-year price target stands at 26.00, with estimates ranging from a low of 26.00 to a high of 26.00.

Analyst Consensus Analysis

Upside Potential

+253.7%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

b

BCP Investment Corporation Insider Positioning

BCIC ยท NASDAQ

During the last 12 months, insiders have purchased $1.45M and sold $664K worth of BCIC shares, resulting in $788K of net buying activity.

3 Months

Bought

12.7K

95.11K

Sold

84.1K

653.09K

Net Activity

-558K

-$558K

3-6 Months

Bought

97.9K

1.33M

Sold

957

11.39K

Net Activity

+1.3M

+$1.32M

6-9 Months

Bought

1.8K

22.33K

Sold

0

0.00

Net Activity

+22K

+$22K

9-12 Months

Bought

3.5K

33.00

Sold

0

0.00

Net Activity

+33

+$33

Top Buyers

1
GEJ

Goldthorpe Edward J.

Director, Officer: President, Ceo

74.6K sharesโ€ข2 transactions

$1.00M

2
SP

Schafer Patrick

Director, Officer: Chief Investment Officer

16.6K sharesโ€ข4 transactions

$180K

3
GG

Grunebaum George

Director

14.1K sharesโ€ข2 transactions

$151K

4
MJ

Morea Joseph

Director

3.7K sharesโ€ข1 transactions

$50K

5
SB

Satoren Brandon

Officer: Cfo, Treasurer And Secretary

3.9K sharesโ€ข4 transactions

$50K

Top Sellers

1
KDC

Kehler Dean C

Director

85.1K sharesโ€ข5 transactions

$664K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Positive insider sentiment with $788K net buying. Buying activity substantially exceeds selling, indicating insider confidence.

Buy/Sell Ratio

2.19:1

Strong buy/sell ratio. Buying is at least double the selling activity, suggesting robust insider confidence.

Recent Trend (3 Months)

$558K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Buying

5 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.

0.04%
Dividend Yield
-99%
3Y-99.0%
5Y-98.0%
10Y-99.0%
ย 

bcic Dividend History

BCIC
10Y CAGR 21%
Latest $0.09
Annual $1.36
Stable dividend payments
Last Period: +0%